GEICO Auto Insurance vs State Farm Auto Insurance

GEICO and State Farm are well-known insurance companies. When it comes to product offerings, the biggest differences are in available discounts and types of policies offered. State Farm offers personalized rates to participants in its Drive Safe & Save™ program. GEICO stands out for offering Mexico car insurance through third parties.

GEICO Auto Insurance logo
#7 GEICO Auto Insurance
7.0 Overall Score
3.8
star star star star star_border
(1,116)
State Farm Auto Insurance logo verified_user
#8 State Farm Auto Insurance
6.8 Overall Score
4.3
star star star star star_half
(716)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
7.0 of 10
Review Score
3.8
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Value for Money
3.7
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Quality of Product or Service
3.7
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Company Trustworthiness
3.7
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Likely to Recommend
6.5 of 10

State Farm Auto Insurance

6.8 of 10
4.3
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4.1
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4.3
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4.3
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8.3 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,116
Review Breakdown
3.8
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5 star
53%
4 star
16%
3 star
6%
2 star
4%
1 star
22%

State Farm Auto Insurance

716
4.3
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5 star
59%
4 star
23%
3 star
10%
2 star
4%
1 star
5%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

star star star star star

margaret dickens

August 5th, 2022

DETAILS

It's one stop shopping at GEICO. They shop for the best rates and coverages and make them available to you. I used to do all the insurance shopping myself. It not only took a lot of time but I also did not know of many of the insurance providers that GEICO knows. They offer very competitive rates, their website is very user friendly and they have great customer service! We have all our policies through GEICO!

Helpful Critical Review

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Kelly

November 12th, 2021

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Review Source

They have been very challenging to work with and you have to call and wait on hold for a long time. We were hit and 3 calls and we finally got someone to give us an estimate but they all told us different ways to get it done. One was sending pictures and 2 people told us that and sent a link. It has been very challenging.

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star star_border

Doglover

May 29th, 2022

DETAILS

I like state farm because they are reasonable with pricing. I like the app features and I like that you can go on each month to pay your policy. For the office that I work with, it's at time difficult to get someone to call you back. I will say that when you do get someone they are very helpful and knowledgeable with answering your question. I mainly deal with the office folk. I have never spoken to my direct agent which is odd. I would recommend this program.

Helpful Critical Review

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Andrew

January 30th, 2022

DETAILS

My wife totaled her car and the process we had to go through was a huge hassle. no one knew what was going on at our local agent and we are still out money for damages to cargo that was in the vehicle. Ive had other companies and all I did was make one phone call and everything was taken care of. with state farm it was like we had to hold their hand through each step and make sure they followed through.

The Final Word

Both GEICO and State Farm offer a good amount of discounts. For those looking for a customized rate based on driving habits, State Farm's Drive Safe & Save™ program stands out. Through this program, you'll use an app to monitor your driving and your rate will be adjusted after the first insurance period.

The insurance options from each company are also similar. You can find personal, rideshare, and classic car coverage through State Farm and GEICO. If you're looking for Mexico car insurance, you'll want to work with GEICO because it offers several options through third parties.

If you're looking for commercial car insurance, State Farm offers several policies.

While both companies have strong reputations in the car insurance industry, your choice between the two depends on the types of discounts and policy you need.

Top Choice

GEICO Auto Insurance Logo
GEICO Auto Insurance

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