GEICO Auto Insurance vs State Farm Auto Insurance

McCall Martin
McCall Martin | Senior Editor

GEICO and State Farm are well-known insurance companies. When it comes to product offerings, the biggest differences are in available discounts and types of policies offered. State Farm offers personalized rates to participants in its Drive Safe & Save™ program. GEICO stands out for offering Mexico car insurance through third parties.

GEICO Auto Insurance logo
#9 GEICO Auto Insurance
7.0 Overall Score
3.8
star star star star star_border
(1,127)
State Farm Auto Insurance logo
#1 State Farm Auto Insurance
8.6 Overall Score
4.3
star star star star star_half
(742)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
7.0 of 10
Review Score
3.8
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.7
star star star star_half star_border
Company Trustworthiness
3.7
star star star star_half star_border
Likely to Recommend
6.5 of 10

State Farm Auto Insurance

8.6 of 10
4.3
star star star star star_half
4.1
star star star star star_border
4.3
star star star star star_half
4.3
star star star star star_half
8.2 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,127
Review Breakdown
3.8
star star star star star_border
1 star
22%
2 star
4%
3 star
6%
4 star
16%
5 star
53%

State Farm Auto Insurance

742
4.3
star star star star star_half
1 star
5%
2 star
4%
3 star
10%
4 star
22%
5 star
59%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

star star star star star

Ann Meyers

October 30th, 2023

DETAILS

I have been a GEICO customer for over 20 years. Every time I try to find cheaper auto insurance, I end up staying with GEICO because no other company was better or cheaper. I also like the fact that I can purchase renter's insurance along with my auto insurance at a great price. You can feel confident that GEICO will try to give you all the discounts that you can qualify for. Great company.

Helpful Critical Review

star star_border star_border star_border star_border

robert powers

November 21st, 2023

DETAILS

started out coverage 11-20-21 -11-20-22 $4,113.90 11-20-22 -11-20-23 $4,724.49 11-20-23 11-20-24 $9,181.34 This Is With A Multi Car Discount And Excellent Driver of $4,464.00 Without That Would Be $13,645.34 Witch is About 150% Increase !!!!

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star star

Ilene Metrick

October 31st, 2023

DETAILS

I had been with state farm for over 40 years. We had them whe we lived in NY and stayed with them when we moved to PA. Their rates were very good and their service was dependable. I also felt they were professional whenever I had to call and ask a question I was always given an answer which was very helpful. My friends had had other insurance companies and they were not satisfied. We have 2 cars and our home insurance with State Farm

Helpful Critical Review

star star star_border star_border star_border

Jeri Bryant

September 21st, 2023

I experienced state farm for the first time last year when they beat my existing company in pricing for my auto insurance but sadely they increase my insurance when it was time to renew with no fault of myown to by 38 dollars monthly. When asked why the change and if it could go down they said it was due to the climit of the country. Why should I eat the cost for issues across the country. I always thought they were high but now I know I was right. very disappointed.

The Final Word

Both GEICO and State Farm offer a good amount of discounts. For those looking for a customized rate based on driving habits, State Farm's Drive Safe & Save™ program stands out. Through this program, you'll use an app to monitor your driving and your rate will be adjusted after the first insurance period.

The insurance options from each company are also similar. You can find personal, rideshare, and classic car coverage through State Farm and GEICO. If you're looking for Mexico car insurance, you'll want to work with GEICO because it offers several options through third parties.

If you're looking for commercial car insurance, State Farm offers several policies.

While both companies have strong reputations in the car insurance industry, your choice between the two depends on the types of discounts and policy you need.

Top Choice

State Farm Auto Insurance Logo
State Farm Auto Insurance

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