Seaside Consultants
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5.5
Overall Score
Author: Kaitlyn Short
Located in Encinitas, California, Seaside Consultants Group offers timeshare relief and contract cancellation solutions. Seaside can help cancel your timeshare in cases where misrepresentations and high-pressure sales tactics common to the industry were used to initiate your investment. What most people don't know is that timeshare providers cannot hold people liable for a contract based on misrepresentations.
If purchasing a timeshare property or joining a timeshare program doesn't match what you were expecting due to fraudulent marketing or sales practices or you find yourself facing years of ongoing fees that you weren't fully informed about, Seaside Consultants can help look into your situation. Its program includes a dedicated account analyst, credit protection, and positive client satisfaction.
Keep reading for pros and cons of working with Seaside Consultants Group to help with your timeshare exit.
The Good
- Free Consultation Offer
- Clearly Lays Out the Process
- Aims to Protect Client Credit
- State-by-State Laws
- Consulting Services Disclaimer
Free Consultation Offer
Seaside offers a free consultation to review your specific circumstances and determine if its professionals can help you cancel your timeshare.
Clearly Lays Out the Process
Getting started with Seaside Consultants is relatively simple; the first step of the process is talking to a specialist and building a case file. Clients will need to provide information such as purchase dates and, more importantly, any misleading or high-pressure sales tactics the seller used. Once the company has the necessary documentation, clients will speak with a senior analyst to explore further options.
If the senior analyst decides the provided information is enough to make a case, the analyst will discuss what options there are and what the cost to cancel the contract will be. Clients who approve will be sent a service agreement by their case manager.
After that, Seaside Consultants will begin working diligently to cancel the contract. The company states that most cases are typically achieved in 6 to 12 months; however, Seaside has some outlying cases that took up to 18 months.
Once the case is resolved and the client is relieved of all future liabilities of the timeshare contract — mortgage, assessments, and maintenance fees — clients can enjoy the rest of their life timeshare free.
Aims to Protect Client Credit
One thing that sets Seaside Consultants apart from its competitors is the company's dedication to helping clients protect their credit score. Timeshare owners who are struggling to make their loan or maintenance fees might be reported by the resort and get a 30, 60, or 90-day late payment notice — which will negatively affect their credit score.
Some resorts will even categorize timeshare loans as a mortgage. If the timeshare owner stops making payments on the loan, it could be reported to credit bureaus as a mortgage foreclosure. Generally, a foreclosure can drop a FICO credit score by at least 100 points, if not more. A foreclosure won't completely ruin a credit score, but it can make it challenging to take out loans in the future. So the fact that Seaside Consultants makes it a priority to protect its clients’ credit score is a huge plus.
State-by-State Laws
Unfortunately, every state has different timeshare laws — making it extremely confusing for many owners as they were not made aware of these laws when they purchased their timeshare.
To combat this, Seaside Consultants provides an entire page on its website devoted to helping timeshare owners learn the laws of each state. Whether a client needs help canceling a timeshare in Nevada, New York, or Vermont, Seaside Consultants has ample experience with timeshare cancellation in each state.
Consulting Services Disclaimer
At the bottom of the Frequently Asked Questions page on the website, Seaside Consultants explains that the company is not a law firm. Seaside Consultants gathers data from its clients and works with its team of professionals to build a case against the developer. We appreciate that Seaside Consultants is transparent about this.
The Bad
- Little Information on Escrow
Little Information on Escrow
Based on the website, Seaside Consultants offers an escrow payment option. This is fantastic for clients as it means the timeshare exit company must complete the cancellation to get paid — giving them the incentive to finalize a case. However, there is little information on the website about the escrow process, its financial purpose, and how it affects clients. It would be beneficial for Seaside Consultants to include more educational information as people are often unaware of what an escrow is and how it can help them.
The Bottom Line
While Seaside Consultants works hard to help timeshare owners get out of a financially draining contract, the company does it in a way that protects its clients’ credit — very few other companies make this promise. Seaside Consultants is also extremely transparent about its process and how long a case could take. For those interested in learning more about Seaside Consultant's services and costs, consumers are encouraged to call the company directly.
Call our recommended rep over at Seaside Consultants below.
1-(866) 280-5432