FreeTaxUSA has been in business since 2001, giving it several years of experience in the tax preparation industry. The company states it has helped file over 43 million tax returns with the IRS. FreeTaxUSA specializes in simple free federal returns, but the company also has other great options for a more complex tax situation and a paid option if you need to file a state tax return.

FreeTaxUSA's most significant perk is that it has great price options for both federal and state taxes. The company offers smaller benefits that help a customer's process. For example, it offers suggested deductions for standard and itemized deductions. To do this, you answer simple questions with FreeTaxUSA to automatically find new deductions. The company also provides the following securities: TRUSTe, SecurityMetrics, Norton, and SSL.

Read on for more information about the company, or scroll down to read verified FreeTaxUSA reviews.

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The Good

Federal Price
State Price
Features
Supported Forms
Income Disclosure

Federal Price

FreeTaxUSA's Federal Edition is completely free of charge. With this product, people can easily file taxes directly with the IRS. What's also nice about this plan is that it comes with the fastest refund when people go through a free e-file and direct deposit.

No matter how challenging or complicated your federal return may be, it is completely free, and the company promises that it will be free regardless of any upgrades you may need for more complicated returns.

The Simple plan, which is ideal for first time customers, offers step-by-step guidance through the tax filing process, and allows you to get your max refund as fast as possible.

The Premium plan (also free) is for those who own homes, make contributions to an HSA, or have earned income credit.

The Advanced plan (also free) is for those who have investments, own a small business, or have K-1 income.

The Deluxe Edition (available for a fee) is an affordable way to get a product that has all of the benefits of the Free Edition product and includes audit assistance, live chat support, and unlimited amended returns. The price for this product is $6.99. With the Deluxe plan, you can file an unlimited number of amended returns for free. If you want to purchase the ability to file amended returns without purchasing the Deluxe plan, it will cost you $14.99 if purchased separately.

State Price

Like the federal option, the state filing option with FreeTaxUSA comes with the fastest refund when people go through a free e-file and direct deposit. The cost to file a state return is $14.99.

Features

FreeTaxUSA offers some convenient features to make your life as a taxpayer easier. For example, if you are a returning user, your account from the previous year rolls over for free, and you can access backup versions of previous tax returns that you have filed using FreeTaxUSA's tax software.

If you are a new user but have previously used a tax preparation software such as TurboTax, H&R Block, or TaxAct, you can easily import your previous tax return from one of those companies to your account on FreeTaxUSA.

In addition, FreeTaxUSA offers some features that you can choose to pay for, but are not included in its free federal plan or paid state plan. These include purchasing a mailed printed return, which you can do for $7.99, or purchasing a professionally bound tax return, which you can do for $14.99.

You can choose to pay with a credit or debit card for no additional fee, or you can elect to have the cost of filing your return (if you are on a paid plan) deducted from your tax refund before your refund ever gets to you. This option, while convenient, costs an extra $19.99.

Supported Forms

The list of supported forms offered by FreeTaxUSA is very comprehensive and even the most complex tax issues can be addressed with these options. Even though the company doesn't include every possible tax form, this covers a majority of the most popular ones. Some of the forms U.S. residents can access for free include

1040, 1040EZ, 1040A, 1040Z
Schedule A, B, C, D, E, EIC, F, and more
Form 1099-A, 1099-B, 1099-C, 1099-DIV, and more
Form W2
Unemployment
Self-employment Income

The greatest benefit to FreeTaxUSA is the company's focus on free federal filings. FreeTaxUSA has helped millions of people file their federal returns completely free. The company also provides a lot of form options and gives automatic prompts for deductions throughout the filing process. These are great features that help the client.

Income Disclosure

FreeTaxUSA has a simple yet appreciated income disclosure on its website. It states that the company is able to provide a free federal tax filing service to clients because it makes its money from charging to file state returns and for other optional services that people can choose to purchase. Thus, even though filing a federal return with FreeTaxUSA is completely free, the company is still reliable and has your best interests in mind.

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The Bad

Accuracy Guarantee
No Audit Protection
Lack of Customer Support

Accuracy Guarantee

Even though FreeTaxUSA says it has a 100% Accuracy Guarantee for its federal tax filing, it does not protect against user error. If you input your financial information incorrectly, you will be responsible for these discrepancies.

No Audit Protection

FreeTaxUSA doesn't offer audit protection or alerts for missing data to its clients.

Lack of Customer Support

FreeTaxUSA does not have a phone number for clients to contact customer service. You can only contact FreeTaxUSA via email, live chat, or social media if you have questions. You can reach out to FreeTaxUSA via Twitter (@FreeTaxUSA) or email (support@freetaxusa.com).

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The Bottom Line

FreeTaxUSA has a large number of options for clients and provides a simple free tax return. This free tax return also allows for any level of complexity at the federal level without requiring customers to upgrade or pay anything. Also, the company's tax software automatically suggests deductions to clients during the filing process, which is extremely helpful.

However, the company doesn't have free audit protection, and the customer support lacks phone service. FreeTaxUSA doesn't have a phone number to contact to ask questions while filing, which is very important. Overall, FreeTaxUSA has some great features, but if you don't have in-depth knowledge about tax prep, this may not be the best company for you, as it doesn't have many options in the process.

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User Reviews

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4.2

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91 Reviews

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Just_Lisa

I've been using this service for 4 years now and have been very happy with it up until now. It's very thorough and very detail oriented. But now the site is down and has been for 10 days. I hope you guys can get it fixed because I don't trust anyone else to do my complicated taxes. Godspeed

8 months ago

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Peter Lander Indianapolis, IN

Very strait forward and easy to use. For the last 15 years I have had an accountant do my taxes for me. This year I tried to do my taxes with a popular online provider but kept running into issues related to solo401k contributions and the handing a traditional IRA to Roth IRA conversion (backdoor Roth). After about fours hours I finally gave up. Then I looked into FreeTaxUSA. How to deal with these issues was clearly laid out in FreeTaxUSA. Additionally, the pop up windows and search functions are easy to use, intuitive, and informative. After 30 minutes from setting up an account my taxes were completed. Perhaps the most helpful aspect of FreeTaxUSA was the way information is asked for to enter. Similar to the other online provider FreeTaxUSA asks questions about what you did to get the information they need, however, FreeTaxUSA also tells you the form and box number they want the information from. This last point is key, as it's unambiguous and this really helps you understand what they are in fact asking for by keeping things clear and simple. I have two brokerage accounts with consolidated 1099 forms, two W-2s, three 1099-NECs, a 1099-R, a 1098-MORT, a 1099-INT, and a 5498-SA forms. Eleven forms total. I typed the info in myself and the entire process from start to being able to file a 30 minutes. I compared the FreeTaxUSA "preview copy" version to what my accountant has done in previous years and it was spot on. For anyone has more than a W-2 in hand, especially sole proprietors and LLC owners, I enthusiastically recommend FreeTaxUSA.

2 years ago

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Nana268 Gainesville, FL

I have a very in-depth knowledge of the tax code and therefore I used to prepare my federal and state taxes manually without the assistance of software but since some states penalize taxpayers for filing a paper return i switched over to online filing a few years ago. I’m just speaking for myself but if you are like me who has to file multiple forms like Forms 1098T, 2441, Etc and Schedules A, B, D, E etc this software is the best one so far. My family’s income is too high to get free online preparation in most sites. When they advertise it for free they start charging you once you start adding complicated Forms. I like that this site supports all Forms for free and the State return is a flat low fee. The questions the system asks to help prepare the tax return are also very well asked. Some softwares ask questions that may be confusing for the regular taxpayer which causes them to incorrectly file their tax return. I would overall say that freetaxusa has been great for me because I refuse to pay high amounts of money to prepare a state tax return when I know how to do it myself. For those taxpayers who blame the software for mistakes I’m sorry but the IRS doesn’t care about the system you used or if you paid for tax protection from the software company. When we sign our tax return electronically or by paper it clearly indicates that underneath penalty of perjury we are signing to a correctly filed tax return and no matter what the mistake is unfortunately it falls on us. So just thoroughly review the questions and your tax return before filing it. Otherwise use another program that will hold your hand or have a live customer service rep who will assist you in answering the tougher questions.

6 years ago

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DC Warner Robins, GA

I've used FreeTaxUSA for 7 year now without a hitch. I've gone through several "life changing" events that impacted my filing status, and FTUSA was able to adjust for theses changes and guide me through my new tax filing status. There is an "i" icon for more information for each entry if you need more explanations and examples of an entry. There's a detailed FAQ and direct links to the IRS webpage - (the specific page you may need) if you want specific information regarding a specific entry straight from the IRS. What I really love is that throughout the year, you will get several (maybe 1 a month or every 2 months) email reminders of things you could be doing throughout the year to save taxes or to be better prepared for the upcoming filing season. These email reminders are helpful and are included in the free version (except for paying for the state filing), which is what I use. I also like the reminders of tax law changes or changes that may occur to your age change. It's like having a personal tax assistant. You can download a digital copy of your tax return or print a copy straight from the website. All of my family now uses FreeTaxUSA, going on 10 years this next filing season. None of us have had any problems. (And my daughter travels and works around the world for foreign companies, and she' s not had an issue filing with multiple states and incomes from various countries.) I love that this program is AD FREE! Concise and easy to use. No distractors embedded in the webpage design. Large print and boxes to complete. I especially love all the "safety" steps you process through in the billing portion at the end before you click "submit." In other words, there is NO way you can accidently click submit of your return until you are ready, too. No matter your experience using online e-filing, feel confident using FreeTaxUSA.

6 years ago

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Sir Athens Lynbrook, NY

Hello. I AM a REAL Person and here is my review of FreeTaxUSA.com: I spent a few days trying to select the right Online Tax Preparer. Boy! I wanted to make sure I made the right decision in my selection. I had my taxes done last year at a volunteer site but this year decided to do it on my own. I selected this company FreeTaxUSA earlier today - - and I am Very Glad I did. Before choosing FreeTaxUsa, I opened an account with another Big Named Brand but deleted my account before I went further. What turned me off is that the software at the other company insisted I was Married (which I am not) and I was NOT able to change my filing status to "Single"! The program would NOT allow me to change it . . . Can you imagine??? I felt Trapped in their system. Anyway, I LOVE FREETAXUSA and filing online was F-R-E-E for both my Federal and State returns (based on their criteria) AND I went to their site via www.irs.gov - - which is an important step in this whole process. Even If I had to PAY to have my taxes done at FTU I would have based on the following: 1. The company held my hand throughout the process. They guided me slow and carefully. Yes, it took a while to get the process completed BUT it was worth it cause shortly thereafter I received CONFIRMATION via e-mail that the IRS ACCEPTED my return - - It was That Fast! 2. FreeTaxUSA.com provided me with deductions I didn't even know existed. The website even found that I was eligible for the Earned Income Credit (EIC)! 3. I like the way the company ensured that I was the person I claimed I was - - they vetted me SO good. They made sure that I was not trying to commit any type of Identity theft fraud. I Like the security measures they have in place - - I like it a lot - - especially with so much hacking and fraud going on! 4. I RECEIVED the biggest Refund in my Life . . . I still cannot Believe - - and I am 60 years of age!!! INDEED! I am going to hold on to FREETaxUSA.com to do all of my income taxes in the years to come and I will be Recommending Their Services to Others!!! I am just awaiting word that my State Income tax Return has also been approved! . . . Until Next Year . . . I Can't wait to see you guys AGAIN! Thank You, FreeTAXUSA.com RG Eastern Seaboard of the United States of America

7 years ago

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Annie Hickey

I've used Free tax USA for 3 years now. I used it for my family members as well as for myself. It's simple and easy to use. If you have questions you can stop and ask along the way.

8 months ago

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Jewelleah Kempers Los Angeles, CA

FreeTaxUSA is a pretty decent online tax prep program that let's you get in and efile both your federal and state tax returns quickly and securely. However, they only offer a free version for the most basic of returns and state is always a paid feature. You can choose to not file a state return with them to have a totally free basic federal return done and e-filed rather easily. There are a ton of deductions though and using any of them generally results in needing to upgrade to a paid return. But the prices are lower than other similar services so you won't have to pay much and still can get every extra deduction you are due!

2 years ago

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L Hill Chicago, IL

My experience with free tax usa has been surprisingly good and hassle free. I wish I had used them a year ago when I paid over $100.00 using different online preparer. It was confusing an cost me extra money I could of had. Free tax USA was the opposite an was extremely affordable an easy to prepare my taxes. I got my state taxes in less than a week after they were filed- if that's not impressive than I don't know what is. I appreciate free tax usa living up to their word on every aspect and level. I will use this service again for next year's filing.

2 years ago

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Toni Montuori

I found Free Tax to be even better that I expected. It was super easy to use and the levels of security throughout the process was impressive. I finished my returns quickly and I turn received my refund quickly. One of the best advantages to using them is the ability to log in and see all my pervious interactions, including the low fee I paid for filing electronically on my state form.

3 years ago

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Bee Endicott, NY

I have been using FreeTaxUSA for several years now and I love the convenience and price. Sometimes I have done my taxes at 3am. Federal really is free and state was very inexpensive. My taxes are pretty simple, so they are perfect for me. Also you can log in and out and make changes if you want, and you can come back and finish them later if you get interrupted, which I did need to do at times.

3 years ago

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Debra Stowell Powell, WY

This must be an out of date review as this year you are able to import over your tax return from other tax providers (turbo....) I helped a friend switch over and it was easy to import her data. They also provide live chat this year. I have been a customer since 2007 or 2008 and have always been happy with my return. I have complicated taxes and would have to pay much more elsewhere.

8 years ago

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Robert Horn II Pahrump, NV

I use to use a paid tax software, but then recently switched to FreeTax USA. It is equally as good as the paid tax software. It has all the necessary features for doing my taxes and includes e-filing. Importing data from the previous tax software was a breeze.

1 year ago

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Amanda Wilson Charlotte, NC

Now free text USA is the IRS and number one company to go with because they do your taxes free they get you back the most money and the precise and they keep records of your 10 years to come and go so I have three tax USA and text service for me and you

1 year ago

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Deborah Borst Hanover, PA

I have used free text USA for about 3 years now and I'm on disability so being able to use this is so helpful for my finances that it's free but also they are very helpful in easy to fill out and help you fill it out if you have any questions they're very helpful highly recommend it

1 year ago

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jennifer thompson Prospect Park, PA

Free tax USA is great. I use this website every year to do my taxes. They make it super easy for you to navigate the site. Everything is mapped out very clearly and explained so you can understand. I love that it’s free for the federal taxes and a small fee for the state taxes.

1 year ago

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Kayla Heddleson Pittsburgh, PA

Have been using this tax service now for the last 4 years love the online service it is fast easy and after the first year of filing it saves ur information making it even easier the following years to file ur taxes just to add ur information! Love it

2 years ago

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Sanovia Reynolds-Parks Richton Park, IL

I've been preparing taxes using this software for at least 10 years or more. Very user friendly in its design as each page is clearly explained and walks us through each step. The ability to save, print and send as a pdf to my clients makes my job so much easier than by hand. Great product, each year the updates get better and better. Thank You.

6 years ago

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Andy Colorado Springs, CO

Have used FTUSA for the last 4 years. Never really had any issues, even with moving for a job, buying a house, charity donations. It was all very simple. But one things has always confused me..how i can put the SAME exact information into multiple sites, yes..I'm the type of guy who will try multiple sites each year to see the results. Every year, Free tax ends up getting me more of a refund or says i owe less. Something might be off, but I promise..the numbers are exactly the same that i put in HR and Turbo. Never got an audit before. It is very easy to use.

8 years ago

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Tim Berrett American Fork, UT

We have been using FreeTaxUSA for the last several years. They store my basic information from previous years which makes tax filing quicker. They have a great UI and wizard to guide you along the process. I have no reason to change something that is not broken. The pricing is reasonable as well. Great value for what you get. I recommend this company often.

5 years ago

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Zack Salt Lake City, UT

I wont go to anyone else for tax related issues. The website walks you through step by step of how to file your taxes for both Federal and State income. Throughout the process they give you helping hints and suggestions on the best way for you to get the largest refund possible. They only charge a small fee for your State return, which usually can be covered by your refund easily.

5 years ago

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Lynn White Gilbert, AZ

Have used them for years. Easy to use. Unless you have complex returns and are not good at reading directions, this is perfect. Super low-cost for state returns, free federal. Paid to have taxes done one year and didn't get any more back than I'd have gotten doing it myself (I went through it). Tried Turbo Tax once, too. Wasn't any better unless you're really scared of missing something. Went right back to FreeTax.

6 years ago

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Stephanie M. Oceanside, CA

This is my 3rd year using FreeTaxUSA. It is so easy to use. Last year, I had to make a correction. Their website showed me step by step on how to do the amendment.

9 months ago

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Uju Kamanu Seattle, WA

FreeTaxUSA is the best tax service I have used. My tax returns got approved in less than 3 days and if there is any error, they correct it instead of making you refile. I totally recommend!

2 years ago

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Paula Pili Provo, UT

It’s super simple, very inexpensive and pretty reliable as long as you have all of your information right there. I highly recommend it! You can look up previous ones, I loved it!

2 years ago

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Chris Bright Tempe, AZ

By far the easiest tax prep software I have ever used. I love that they store my previous years returns in my account for easy access. Great value for the money and I look up the newest coupon every year.

3 years ago

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Roger Svensson Santa Barbara, CA

Schedule D for Ca. Tax preparation doesn't allow adjustments so your gains & losses are not accurate. Also this problem gets worst since often times the capital loss carryover for state of Ca. is different than the Fed. & you cannot show it on their software. They recommend using "another" company to do your Ca. state taxes which means you will have to do your federal over again with that "other" company. It is a nightmare!

6 years ago

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Ryan Perryville, MO

Fast straight forward online tax filling. Federal filing was free and only $12.95 for the State filing. I have used other apps in the past and seems comparable to them at less cost.

6 years ago

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ANGELA HARRIS Cordova, TN

If you go through the IRS.GOV website all forms are free, even state. The I.R.S. has put protections in place for the software listed in IRSfreefile to safeguard your information.

6 years ago Edited September 14, 2021

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Patrick Orem, UT

The software walks you through the process of your taxes. It does not feel commercialized (there are no ads or things trying to sell you). They cut out all the bs. Everything is really subtle. It is a great service.

6 years ago

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Lissa Brooklyn, NY

Really good website for filing taxes! Also their customer service and billing department were really helpful and fast when handling our refund. We couldn't use their website because we were missing some info. This year and they were kind and refundef our money. Would totally recommend.

8 years ago

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DAVID J Chicago, IL

Seems to have similar interface as taxactonline which no longer offers free returns if you need slightly more complicated forms such as schedule E or HSA deduction. I could not find a miscalculation or error as I ran a couple of tax situations through this software. However as with all 'free' yax softwares you need a good basic understanding of taxes. I suggest only more sophisticated users consider this free service.

8 years ago

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Calista Huber Phoenix, AZ

I thought the process of using FreeTaxUSA was simple and user friendly! We have used other tax services in the past, and FreeTaxUSA seemed to be more thorough and helped us get more of our money back without hiring an actual accountant to help us. It is always a little intimidating to do our taxes and to know I've done it right, but FreeTaxUSA made it easy, fairly quick, and accurate!

2 years ago

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Corbin Short ,

I have used FreeTaxUSA thrice now for my state and federal taxes. It is a seamless process and easy to follow. The name makes it sound somewhat dodgy but it is not. My only piece of advice is to still seek to understand the tax return process to ensure you are maximizing your returns.

3 years ago

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Betty Brigham City, UT

Free Tax USA makes tax preparation super easy! You can prepare personal or business taxes with this web site. The federal tax prep is free and you can submit state taxes for a small fee. The best benefit is that Free Tax USA saves your data year to year.

4 years ago

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Tyler Strieby Lehi, UT

Awesome! Awesome! Awesome! After having issues with another big name tax-filing company, I was recommended to Free Tax USA by a family member. Their software was easy to use, and their customer service responded quickly when I had questions...especially when I was doing the taxes late at night and needed answers right then. Still use them!

4 years ago

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Hannah Judd Salt Lake City, UT

I like that they are more transparent than other services with their fees - like, they don't charge extra fees for every random additional form you have to fill out that really shouldn't be that hard (and I know, because I'm a CPA). I also like that you don't have to pay extra for customer service. I did find this year that I had to make some edits myself because I didn't agree with how some of the numbers were flowing through, but overall it worked well and I plan to continue to use them.

5 years ago

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Laureen Colorado Springs, CO

Free tax USA deducts the online option from checking account first without giving customers the satisfaction on making an option to mail in the state taxes, then you are left with trying to figure out how to get a refund for the $ 14.99

2 years ago

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Dave Fortin Kingston, PA

I was actually surprised to see how easy this was to use. I did my friends taxes through this site. Though, it's not completely free. There are still fees associated but you can at least still file your state for free.

3 years ago

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Belle Pierdon Willoughby, OH

I use this service now and will from now on. The price cannot be beaten and it walks the user through with ease, step by step. I like everything about this service.

3 years ago

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Luke B

NUMBER ONE reason why I'd use FreeTaxUSA again: It is totally free for federal returns, and $12.95 for state. You can't beat that. Very easy to use!

7 years ago

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Jehanzeb Zafar

Pathetic company. Don't use their software. I spent hours preparing a federal and state return. At the time of payment, I saw my card got declined. I checked with bank and they confirmed there was no attempt from merchant and therefore error is on merchant's end. Then I tried four more credit cards from different banks on two different machines, it didn't work. I contacted support and was surprised and upset to see their answer: "I apologize, at this time we cannot determine why your credit card will not authorize. If you wish to file a tax return, you will need to find another service to do so. Again, I apologize for the inconvenience." Not only they were unable to help, they posed as if error was due to my credit card when the problem is in their portal. Now they suggested me to spend all that time again using another software. Instead of bypassing the payment requirement for me and letting me file, they are sending me to find some other software????? That's absurd.

7 years ago

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Elaine Reney

I used FreeTax USA online filing last year for taxes. Federal was fine but when it carries my info over to my State if Calif return, the info was incorrect. Unfortunately I didn't see it this way, and filed. Even though I got my Fed return, State delayed for 4 months and I didn't get my EITC credit.I contacted customer service about this issue with their program, and all I got was letters , explaining they fixed issues, and how programs have bugs until told about......A bunch of no good people that wouldn't help me even amend....When I tried to go back into my account to amend state, there program stated "it could not recognize my personal info"... Now in still trying to gain access to amend last year's taxes....

7 years ago

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Gavin Jones Columbus, OH

I find this website the best and easiest site to file my taxes. I used to use another. But found this system to be more user friendly and found myself filing my taxes in much less time than anything I had been doing before.

2 years ago

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Emily H West Wendover, NV

Very simple process that is well guided through each step. Filing my simple taxes as a college student took less than an hour. Very pleased with my experience, especially considering the services were free.

3 years ago

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Patrick Curry Salt Lake City, UT

Love FreeTaxUsa. We use there service every year. It's easy to use and if we ever run into trouble or don't understand something they have help articles that guide is in the right direction

4 years ago

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Mhorne182 West Valley City, UT

Used taxslayer for years but freetaxusa is the best tax software I have ever used. Always free federal with affordable state. Easy to use, and accurate. Would recommend to anybody.

4 years ago

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Anne Sainsbury Payson, UT

I've been using FreeTaxUSA for the past 3 years now, and it wasn't until this year that I felt like I was getting ripped off. My refund was almost as much as it cost me to pay for my taxes to be completed. I think there are a lot of questions that are not asked. However, if you want something done and have it done quickly, this is definitely the way to go!

5 years ago

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Eric San Diego, CA

I used this site once to file a simple tax return. I have no complaints with the program or service. It seems like a great place to go if you have a simple tax return and about 20 minutes to spare.

6 years ago

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Heather H Sanford, FL

FreeTaxUSA is user friendly, easy to use with accurate updates given. FreeTaxUSA can be counted on for reliable service every time!

1 year ago

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Nina Davis Hattiesburg, MS

Have used FREE TAX USA for 7 years. No problem until this year. Got Return Adjustment Notice from my state. The amounts recorded for state wages and withholding tax was doubled. I know I did not enter those amounts. Have never made that kind of money with my company. Have yet to get return call from customer service. GOOD BYE FREE TAX. Would rather pay than end up with a big surprise!

7 years ago