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NIHFCU's education loan refinancing program aims to help college students and their families manage secondary education expenses. The education loan refinancing program is mostly geared toward medical and healthcare professionals. Borrowers can combine multiple student loans into one convenient loan. NIHFCU claims that its program is a great way for customers to pay off loans faster and take advantage of lower monthly payments. Customers can choose between variable and fixed interest rates. They may also add on life and disability protection if they would like.
NIHFCU has been in the industry since 1940. The company is experienced and well-known, especially in Maryland.
NIHFCU states that it does not charge any prepayment fees. However, it is unclear if the company charges application, late, annual, or origination fees.
Borrowers can request a free and noncommittal education loan check-up. To make this request, a borrower must simply complete an online form. From there, an NIHFCU representative will review the borrower's education loans and determine whether or not they can lower their payments or pay at a faster rate.
Even though the company is well-known, NIHFCU is not especially active on social media. The company's LinkedIn page is not updated regularly, and its Facebook page has little customer interaction. NIHFCU's website does not provide clear links to its social media profiles.
The company does not disclose any specific rate information. There are no rate ranges, numbers or percentages listed on NIHFCU's website. Top companies in the industry almost always provide average high and low variable and fixed interest rates.
Even though NIHFCU does not charge prepayment fees, the company may charge application, late, annual, or origination fees.
To be eligible for the education loan refinancing program, one must be a NIHFCU member. Eligibility requirements are as follows:
Nih fcu did not disclose the demand loan information upfront to borrower. They lured borrower into their scam with their appealing rate. They took borrower money to do appraisal and other services. They refused to provide borrower a copy of the appraisal. They claim appraisal is their property with borrower's expense. Be extremely careful when doing business with nih fcu. They are dishonest, deceiful and untrustworthy. Relay this review to anyone that you know, so you don't lose money to untrustful lender like nih fcu.