Healthy Paws strives to give cats and dogs the best medical care while still keeping members premiums low. The plans start as low as $15 for cats and $25 for dogs. Healthy Paws insurance is designed to help pet owners pay for unexpected accidents or illnesses. The company can reimburse pet owners up to 90% of their vet bills, and coverage is provided for emergencies, hereditary or congenital conditions, cancer, and chronic illnesses. Healthy Paws offers one simple pet health insurance plan, with no caps on claim payouts.
With the Refer-A-Friend Program, Healthy Paws will donate $25 to homeless pets with every completed referral.
Healthy Paw’s annual deductible means members only have to meet a deductible once per year. The company allows members to choose the deductible price that works best for them. Prices can be set at $100, $250, and $500.
If members choose the $100 deductible, they will receive a higher payout per incident, but will also be paying a higher monthly premium.
With the Healthy Paws mobile app, members can simply take a pick of their invoice, submit it through the app and Healthy Paws will do the rest. The app also lets members upload pet photos, update billing information, review policy details, check a claim status, and provides instant access to the Pet Care blog.
Healthy Paws offers coverage for young kittens to 5-year old cats. After enrolling a cat, members will have a 15-day waiting period for accidents and illnesses, as well as a 12-month waiting period for hip dysplasia.
The Healthy Paws cat insurance plans cover your cat from nose to tail. Coverage may include the following:
Pet owners can start protecting their puppy at just 8-weeks old; for dogs enrolled before their sixth birthday, hip dysplasia coverage is included with no extra costs. As dogs get older, they’re likely to develop hereditary and congenital conditions which can result in expensive treatments. Healthy Paws allows members to enroll their dogs in a plan up until the dog is 14 years old.
After enrolling a dog, policyholders will have a short 15-day waiting period for accidents and illnesses and a 12-month waiting period for hip dysplasia.
Dog health insurance plans can protect puppies and dogs against injuries, illnesses, genetic conditions and more. Plan coverage can include the following:
Both cats and dogs can visit any licensed veterinarian at an animal hospital.
Members can spread the word about Healthy Paws pet insurance to their family and friends. For every completed referral, Healthy Paws donates $25 to help a homeless pet. Members can send a unique referral link via email, Facebook, or Twitter.
Both cat and dog insurance policies don’t include coverage for pre-existing conditions, examination fees, or preventative care (annual check-ups, vaccinations, spay/neuter procedures or teeth cleaning).
Healthy Paws does not reimburse members for costs, fees or expenses for elective procedures, boarding, behavioral modification, training, therapy, or medications for behavioral modification.
Healthy Paws also excludes the expenses for after a pet passes away. Cremation and burial are not eligible for coverage.
Healthy Paws only provides coverage for unexpected accidents and illnesses. Although most pet insurance providers only cover unforeseen events in their base policies, most give the option to add a wellness or routine care package for an additional fee. Healthy Paws does not have this option.
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