AKC Pet Insurance was one of the first pet insurance providers in the United States. Administered by PetPartners, Inc., AKC Pet Insurance provides comprehensive, customizable, and affordable coverage for both dogs and cats to help protect them from injury or illness.
Insurance policies are available to members in all 50 states. AKC Pet Insurance doesn’t discriminate against any type of breed, so dog owners with German Shepards, Golden Retrievers, teacup puppies, or even Pit bulls are covered.
AKC Pet Insurance got its start from the American Kennel Club headquarters in Raleigh, North Carolina. Since 2003 to this day, the company serves as the exclusive pet insurance provider for the American Kennel Club.
All AKC policies have an annual deductible, meaning members only have to meet their deductible one per policy period. Only the expenses covered under a policy count toward meeting a deductible and reimbursement begins after the deductible has been met. Almost all AKC Pet Insurance plans allow members to choose their own deductible at enrollment. Wellness coverage is not subject to the deductible.
AKC Pet Insurance offers a 5% multi-pet discount when pet owners have more than one pet enrolled on an insurance policy. The discount will be applied at checkout. If members add a second or third pet onto their policy later, they are encouraged to call the customer care team to ensure the discounts are applied.
AKC also offers various discounts for puppies that come from Breeders of Merit and Bred with HEART breeders, as well as dogs who have an AKC Canine Good Citizen Certificate.
Puppies are notorious for getting into things they shouldn't. The 30-day Pet Insurance Certificate gives puppy buyers the chance to protect their new member of the family. The certificate provides 30 days of accident and illness coverage included in their AKC registration at no cost.
Pet parents can insure their kittens at 10 weeks old while puppies must be at least 8 weeks old to receive coverage. Along with this AKC Pet Insurance does not have a maximum age limit for enrollment. Older pets (9 years old or older) are eligible for accident coverage.
Pets enrolled in an accident or illness policy before the age of 9 will not lose their accident and illness coverage as they age (as long as there are no coverage gaps).
AKC’s frequently asked questions page is full of common questions potential members and current members might ask. The answers are simple, making insurance jargon understandable. Those looking at the FAQ page can find information on topics such as:
The AKC Pet Insurance base policy doesn’t cover the cost of exam fees, although for an additional charge members can add it onto their base coverage. Base policies also don’t cover elective procedures. Elective treatments can include: dew claw removal, tail docking, ear cropping, and gastropexy.
After filing a claim, members will receive their reimbursement check via mail; many other insurance providers issue reimbursement by direct deposit, which is considered much more convenient.
AKC Pet Insurance coverage applies to pets as long as they are traveling within the U.S. or Canada. Members traveling outside these countries will not have veterinary care coverage for their pet.