Same Day Loans 365

Name: Same Day Loans 365
Rating: 4.8

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4.8

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17 User Reviews

6.0

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LAST UPDATED: May 11th, 2021

Founded in 2017, SDL365 Financial Choice LLC, also known as Same Day Loans 365, offers personal loans, installment loans, and payday loans in 38 states. It is an online loan matching service, not a direct lender. With one application, users can be connected with hundreds of direct lenders.

Depending on the lender and your offer, Payday Loan APRs range between 40 and 2,290 percent, with loan amounts between $50–$1,000. Online personal loans are also available, depending on credit, between $100 to $3,000.

Same Day Loans 365 caters to people with bad credit or no credit. No traditional credit check is performed, so it won’t affect your bank account. Decisions are made the same day, but it can take one business day for funds to be received.

Loan Eligibility:

U.S. citizen
18+ years old
Regular income that meets lenders’ minimum monthly net income requirement (around $1,000)
Not be in the military or a spouse/dependent of a military member (because of the APR rates).

Keep reading for pros and cons of working with Same Day Loans 365.

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The Good

One Application
Funding Time

One Application

As with all loan matching services, the biggest advantage is that a user can fill out one loan application, and the service sends details to multiple lenders across the country. This helps to easily vet the best offer, without having to fill out multiple online loan applications.

This application also lets you know which type of loans you are really looking for, based on the amount and terms.

Funding Time

On Same Day Loans 365, if an application is approved by noon, some lenders can get the money into your account on the same business day. Most others will take about one business day.

This quick funding is always helpful when you have an unexpected bill or emergency that you need to take care of.

Customer Review: Paul Burrows from Chatsworth, Georgia

"I've got an amazing experience with SameDayLoans365. Super fast guys, I got my loan the same day! Just amazing!"

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The Bad

Indirect Lender
Personal Info

Indirect Lender

When you apply for a loan on samedayloans365.org, you aren’t applying for a direct loan through SDL365 Financial Choice LLC. You are just filling out an application, which is then sent to lenders in this service’s network.

Each individual lender has different policies about credit checks.

Credit decisions and actual money lending is done by a third party after you are offered and accept a loan.

Personal Info

In the Terms and Conditions, users agree that their personal information can be shared with third-party marketing companies. This is fairly typical in the payday loan industry, but only the most socially responsible lenders keep your name and address private.

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The Bottom Line

At samedayloans365.org, you can certainly fill out a loan application and be matched with lenders, regardless of your credit score. However, we need a little more information from actual borrowers before we can recommend this loan service because terms and rates, as well as lending policies and fees depend on the actual direct lender you end up being matched with.

Have you gotten a loan through Same Day Loans 365? Let us know about your experience with a quick review below.

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User Reviews

Star Rating

4.8

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17 Reviews

Review Breakdown

5 grade

76%

4 grade

24%

3 grade

2 grade

1 grade

Sentiment Criteria

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star star star star star

Camilla ,

It is so easy to find a random loan service and go for it, but people should understand that when looking for this kind of loan, you should do a research and really dig into it cause there are so many scams. So take great care, check everything possible, speak to the support first, find out what are the guarantees and then apply. With this website it was easy for me, my mother in law recommended it to me and I just applied. So now it's my turn to recommend it to you!

1 year ago

Reply from Same Day Loans 365

Dear Camilla, we appreciate so much you sharing this detailed review. Thank you for giving the best pieces of advice to our community.

Oct. 19th, 2020

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Laurie Bullard, TX

I've been using this service for several years. Of course, I've tried different companies, and I can allow myself to compare. So, I need to say that actually, this is the first place to go for a quick emergency loan. SDL 365 is the most loyal and trustworthy company I've ever dealt with concerning getting a loan. I definitely recommend them to you.

2 years ago

Reply from Same Day Loans 365

Dear Laurie, Thank you so much for the kind rating and for sharing your experience with the audience. We invest most of our time in creating a safe place for our consumers. It is amazing to see that those efforts are appreciated.

Jul. 7th, 2020

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Tessa B. Everett, WA

This is a genuine and helpful company. Their website is attractive and filled with tons of useful information for people without much financial knowledge, or for those who simply need a refresher. This helps a potential customer make a well-informed decision about their money. I have also had a friendly and efficient experience with customer service. I wish this company the best!

2 years ago

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Daniel Alton, IL

I'd like to say some words about Gregory. He is one of all customer agents who is always nice, patient and responsible. Also, it's important to mention that he's extremely knowledgeable of the whole process. Just for the record, he even caught a mistake with my payment dates. An amazing representative!

1 year ago

Reply from Same Day Loans 365

Dear Daniel, We assure you that Gregory will be informed about your kind words. As well, we want to thank you for bringing up the amazing work our customer support does daily and for giving us a 5-star experience. It means the world to us!

Jul. 7th, 2020

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Tiffany Sparks, NV

I've been using this loan connecting service for several years. Never had any complaints. The loan application process has never been stressful. It's always easy and fast! Considering the fact that I'm a quite busy person, this company is the best choice for me and for all people who have a lot of important things to do.

2 years ago

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Jack Davis Rego Park, NY

This was not the first time I need money urgently. Luckily, I found this website. I'm from NY and it's difficult to get quick cash here. They found me a loan offer, a little bit pricey, but it was an option. The process was smooth.

2 years ago

Reply from Same Day Loans 365

Dear Jack Davis, We are really happy to know that you are satisfied with our service. Thank you for sharing your concern about the rates. We work as hard as possible to provide our customers with the best options out there.

Jul. 7th, 2020

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George W. Columbus, OH

The application was quick and easy. Lara was the representative that assisted me. She was very professional, friendly, and very helpful! She was the one that made the process so easy. I am very pleased. Highly recommended!

1 year ago

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Laura T. Covina, CA

My experience with Same Day Loans 365 was great! For me, the whole process of getting a loan is bit stressful, but these guys made it simple and fast. If I ever need a loan again, I will use this service.

2 years ago

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Mary-Ann Costby3 Chandler, AZ

it is so great have have this company saved for a back up plan! hope more services would take it as example of offering fair terms and total transparency to customers.

1 year ago

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TimR North Brunswick, NJ

Didn't really expect to have my loan application approved since my credit score was really dirty but they approved it! Thank you for trusting me and helping out!

1 year ago

Reply from Same Day Loans 365

Dear TimR, we are happy to know that your application has been approved despite the bad credit score and that your expectations have been met. Thank you for being with us.

Oct. 19th, 2020

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FitToreM Bossier City, LA

Never had any difficulties or delays with this company. Always quick and easy to access which is so important in stressful situations or simply when you absolutely cannot waste time for waiting.

1 year ago

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Matilda Laredo, TX

First time tried an online loan service. It worked good for me. The application form is very clear that significantly eases the process of submission. I've got the approval for my $200 loan the next day.

2 years ago

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James Sunnyvale, CA

Their loan application was easier than i expected. I was also surprised by the speed - i have been approved quickly enough. Thanks!

2 years ago

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Paul Burrows Chatsworth, GA

I've got an amazing experience with SameDayLoans365. Super fast guys, I got my loan the same day! Just amazing!

1 year ago

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TomPeps Kirkland, WA

had to take loan this month and i'm surprised at how it turned out! really great experience and fast service.

1 year ago

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Greybl ,

Thx for the loan, the costumer support wasn't as quick though. Anyway -satisfied

1 year ago

Reply from Same Day Loans 365

Dear Greybl, thank you for the review and for choosing our company!

Oct. 19th, 2020

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Lee Wt Fort Wayne, IN

Money received the next day that was super helpful for me thanks

2 years ago

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