Money Mart is a financial services company founded in 1982 in Edmonton, Alberta, Canada and owned by Dollar Financial Group, which also owns The Check Cashing Store. The company offers payday lending in ten states, working with borrowers who have poor or bad credit needing a short-term financial boost.
Money Mart offers in-store payday options in Alaska, California, Florida, Hawaii, Kansas, Louisiana, Missouri, Oklahoma, Virginia, and Washington. It offers online payday loan options in California, Hawaii, Kansas, and Louisiana. Loan amounts, repayment terms, fees, and interest rates vary based on your location.
The company also offers other services, including money transfers, check cashing, and Momentum prepaid debit cards.
Money Mart is upfront about the finance charges customers must pay for their loans. Right on the main payday loan page, you can select your state and use a tool to see what fees would be for the amount you need to borrow.
Borrower requirements are on-par with other similar lending companies. To fill out a loan application, you must be 18 years old, have a valid checking account, and proof of income, as well as a government-issued photo ID. Applications can be filled out in the store or online in the applicable states.
If you are coming up on your payment due date, and you are not going to be able to make your full repayment, you can contact the store to see if your state allows for an extended payment plan.
Money Mart has been involved in a couple of lawsuits in Canada regarding its interest rates. Both were settled out of court: one in 2009 and one in 2010.
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