EZ Payday Cash was started in 2002 and offers payday loans or cash advances to borrowers who need money between paydays.

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The Good

  • Simple Loan Requirements
  • Faxless Loan Application

Simple Loan Requirements

The application process is similar to other online payday loan applications. You will need your personal information and identification documents, as well as proof of income.

EZ Payday Cash has simple requirements for being able to apply: you must be working for at least three months, have a bank account, and make at least $800.00 per month.

These requirements are all stated on the website. Once your application is submitted, a payday loan specialist will contact you to tell you whether you are approved and provide further instructions.

Faxless Loan Application

EZ Payday Cash also offers a Faxless Loan application to speed up the process. This is similar to the standard application for companies like Ace Cash Express or Cash Central, who also do all their lending online. EZ Payday Cash lends to borrowers with bad credit.

The Bad

  • Funding Information
  • Contacting EZ Payday Cash

Funding Information

The EZ Payday Cash website does not list a time frame for how long it takes to be approved, how long it will take for the money to be deposited into the borrower's bank account, or what options a borrower has for repaying the loan. There is also minimal information about what fees and schedules the borrower will be responsible for.

Contacting EZ Payday Cash

Contacting EZ Payday Cash may be difficult. The Contact Us page only has an email and a promise to answer your questions as soon as possible. There is no telephone number or address for the company anywhere on the site. This means that you may not get an immediate response if you have a question or need assistance, or, more importantly, if you need help during part of the loan application or repayment process. 

The Bottom Line

Although EZ Payday Cash advertises an easy Faxless Loan application, the lack of information and customer service options are likely to create an extra headache for borrowers who want to ask questions or fully explore their options.

What little that is known about Ez Payday Cash is not impressive and what is left unknown is concerning. It is impossible to recommend a company that provides no transparency and makes it extremely difficult to contact for support. EZ Payday Cash is not a recommended company for your payday loan needs. Look for a company that is willing to provide you with all of the necessary information and is easy to contact. 

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