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Easy Qualify Money

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LAST UPDATED: January 7th, 2021

Easy Qualify Money is an online marketplace where consumers can connect with lenders to obtain personal loans, including installment loans and payday loans. The company is not a financial institution itself; rather, it matches customers with lenders who can meet their financial needs. Borrowers fill out one short form on Easy Qualify Money, and that form is submitted to a large network of lenders. Easy Qualify Money then connects borrowers with compatible lenders quickly, sometimes as fast as within minutes of the form being submitted.

Most Easy Qualify Money lenders require borrowers to meet the following requirements:

  • Employed in their current job for the last 90 days
  • A U.S. citizen or permanent resident
  • Over the age of 18

Furthermore, most lenders require their borrowers have the followng:

  • Income of at least $1,000 per month after taxes
  • A checking account in their name
  • Working home and work phone numbers
  • A valid email address

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The Good

  • Fast Process
  • Free Service
  • Direct Deposit and Automatic Payments

Fast Process

Easy Qualify Money promises to get consumers the financial help they need quickly. According to its website, the form customers need to fill out to get started takes only minutes to complete. After that, they may be connected with compatible lenders within minutes, with final approval and funding in 24 to 48 hours. 

Free Service

Easy Qualify Money is not a financial institution, but rather an online marketplace that directs consumers to lenders, and it does so for free. Consumers can use Easy Qualify Money to shop around for a lender and loan that suits their needs, quickly and online, rather than taking the time to speak with multiple financial institutions individually. This can help borrowers compare many options at once, saving them time and potentially money, too.

Direct Deposit and Automatic Payments

The lenders who work with Easy Qualify Money allow borrowers to have their loans deposited directly into their bank accounts, saving them time and keeping them from having to make a trip to a bank or other financial institution. Borrowers who work with Easy Qualify Money also have the option to have loan payments deducted automatically from their bank accounts, ensuring that they make their payments on time and don’t incur late fees or hurt their credit scores.

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The Bad

  • Website Inconsistencies

Website Inconsistencies

Some of the information provided on Easy Qualify Money’s website is inconsistent with information found on other pages. For example, one page of the website says loan amounts range from $100 to $5,000, while another page says most of its lenders can offer between $2,500 and $35,000. That’s a pretty big discrepancy, and the fact that the Easy Qualify Money website contradicts itself hurts its credibility. Additionally, some pages on the website, such as the E-Consent page, don’t work.

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The Bottom Line

Easy Qualify Money is one method borrowers can use to shop around for the loan and lender that best meets their financial needs. The service is free, and consumers can connect with a large network of lenders by filling out one quick form. Borrowers can receive a list of lenders to work with within minutes of filling out the form, with approval in as little as 24 hours and funding in as little as 48 hours. 

Unfortunately, Easy Qualify Money’s website contains some errors and inconsistencies that hurt its credibility. It’s uncertain how much money borrowers can receive by working through Easy Qualify Money.

However, borrowers who need a short-term loan fast — and especially those who need to quickly compare their options — might find Easy Qualify Money to be a valuable resource.

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