Cash in a Snap
Is This Your Business?Author: Kaitlyn Short
Cash In A Snap is an online payday loan referral company that strives to help consumers obtain the money they need as quickly as possible.
The company is not a direct lender. Instead, Cash In A Snap connects consumers to payday lenders based on their financial needs.
Cash In A Snap helps consumers obtain the following loan services:
- Cash advance loans
- Emergency payday loans
- Bad credit payday loans
- Faxless payday loans
- No credit check payday loans
Consumers should note that the payday loan referral company does not charge any fees for its services. The company does offer same-day payday loan services and states on its website that the payday lenders in its network do not run traditional credit checks.
Those who wish to borrow from one of Cash In A Snap’s payday lenders can complete a payday loan request form online.
According to the company’s website, this form takes three to five minutes to complete and those who submit a request form will be contacted within 90 seconds if they are approved.
Read on to learn more about Cash In A Snap services.
Top Ranked Companies
The Good
- Fast and Free Services
- Multiple Payday Loan Options
- Online Transparency
- Helpful Consumer Resources
Fast and Free Services
Cash In A Snap does not charge consumers for using its services. Those who connect with one of the 100 payday lenders through Cash In A Snap will only have to pay money to lenders based on their service agreements and loan fees.
According to the company’s website, it takes about three to five minutes to complete a payday loan request form online and about two minutes or less for loan approval.
To qualify for a same-day payday loan, Cash In A Snap states that consumers must:
- Be 18 years or older
- Be a U.S. citizen or a permanent resident
- Have a verifiable income
- Have a valid ID and social security tax ID
In general, once borrowers are approved for a loan, they can get their money as soon as the same day or the next business day.
Multiple Payday Loan Options
In addition to regular payday loans, Cash In A Snap helps consumers obtain emergency payday loans, cash advance loans, bad credit payday loans, faxless payday loans, and no credit check payday loans.
Same-day loans are also an option provided that consumers submit their request form early in the day.
Online Transparency
Cash In A Snap is fairly transparent on its website regarding its services, payday loan processes, and more.
The company clearly explains how its payday loan request process works as well as how it keeps consumer information secure.
Overall, the company provides more information than most companies in the payday lending industry.
Helpful Consumer Resources
Unlike other companies in the payday loan industry, Cash In A Snap offers a variety of helpful consumer resources that can be accessed directly on the company’s main website.
The company has a list of locations on its website along with a detailed payday loan information page for each location.
Cash In A Snap’s website also features the following resources:
- In-depth FAQ page
- Payday loan calculator
- Guide to payday loans
- Updated payday loans blog
- Testimonials page
- Common complaints page
- List of common uses for a loan
As mentioned above, the amount of information provided on Cash In A Snap’s website is impressive when compared to what can be found on other payday loan company websites.
The Bad
- Not a Direct Payday Lender
- Lack of Specific Loan Information
Not a Direct Payday Lender
Cash In A Snap does not offer any loans directly. Instead, the company connects borrowers to one of the 100 payday lenders in its network.
Because of this, Cash In A Snap does not have much involvement once a borrower connects with a direct lender.
Lack of Specific Loan Information
Since Cash In A Snap is not a direct lender, there is a limit to the amount of specific loan information that is provided on the company’s website.
Borrowers will have to start working with a direct lender in order to receive specific information regarding fees, loans, rates, and more.
The Bottom Line
Cash In A Snap is an online payday loan referral service that has been connecting consumers to lenders since 2012. The company claims to have 100 payday lenders in its network and works to help borrowers obtain everything from bad credit payday loans to emergency payday loans.
Cash In A Snap offers free payday loan referral services to those who reside in Alabama, Ohio, Oregon, Illinois, California, Texas, Kansas City, South Carolina, Colorado Springs, and Tennessee.
To get connected with a lender, borrowers can fill out a payday loan request form that generally takes three to five minutes. Consumers can then expect to receive news of approval within the same day.
The company states that funds can be provided within the next business day once consumers are approved for a loan. Cash In A Snap provides a significant amount of information on its main website in comparison to other companies in the payday lending industry.
Unfortunately, the company is not a direct lender and, therefore, cannot provide specific information regarding loans, rates, and more.
If you are interested in Cash In A Snap services, we recommend that you visit the company’s website and read customer reviews to learn more about how Cash In A Snap can help you with your payday loan needs.
