Allied Cash Advance is a lender offering short-term financial solutions in the form of payday loans, lines of credit, and installment loans, to people in 20 states. With a focus on consumers with bad credit, this lender offers both in-store and online loans. Bear in mind that all loan options, rates, and terms available at each location are governed by local and federal government regulations protecting consumers from the payday loan industry.
Financial services are available at more than 70 Allied Cash Advance locations in the following states:
Individuals applying for a payday, personal loan, or line of credit at an Allied Cash Advance location will need the following:
In-store applicants can receive their funding before they leave the store.
All online loan applications started through the Allied Cash Advance website are evaluated, processed, and funded through a third-party lender, Check ‘n Go. Customers can apply for an online payday loan, also known as a cash advance loan in the following states:
Loan amounts, rates, and terms available depend on which state you reside in. Approved applicants can receive their funds as soon as one business day.
To save time and get things rolling faster, you can start the in-store application and approval process online before you go to the store. With Allied, customers can get money deposited as soon as the next business day and in-store payday loan applicants can receive cash before they leave the store.
When you apply, Allied does not do a credit check with the major credit bureaus. That means that your application won’t affect your credit report or credit score, and it won’t show up in your credit history.
With Allied Cash Advance, a borrower has several ways to make a payment:
One thing to look for in payday loan companies is an easy way to contact customer service with questions or concerns. With Allied, both individual store phone numbers are provided, as well as a 1-800 number. Additionally, if you wish to contact Allied Cash, you can fill out an online contact form to start an email dialogue with a customer service representative.
When a customer applies for a loan online through Allied Cash Advance, they need to know that Allied is not the direct lender. It is referring your loan to a third party company. In this case, Check ‘n Go, a well-known payday lender, services Allied's online customers looking for payday and personal loans in other states.
It is difficult to find any information on the company's site about interest rates on potential loans. This makes it hard for borrowers to make an educated decision when weighing pros and cons of different loan providers.
While it is understood that a lending institution like Allied isn’t offering long-term financial solutions, it is fairly frustrating to not have any info about interest cost, let alone the annual percentage rate (APR).
Potential customers must inquire about loan agreement rates and fees with employees at a local store location.
In 2017, Virginia Attorney General Mark Herring brought a lawsuit against Allied Title Lending LLC and Allied Cash Advance for making illegal, unlicensed loans at 273.75 percent APR and charging the consumer $100 origination fees on lines of credit, making the loan agreement against the law. The lending practice violates the Virginia Consumer Protection Act and the Attorney General is seeking restitution on behalf of borrowers.
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