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1F Cash Advance

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6.3

Overall Score

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LAST UPDATED: January 19th, 2024

Founded in 2006, 1F Cash Advance Financial Help, LLC is an online service helping match borrowers to lenders. This is not a direct lender. It is a service that helps people find a relevant potential lender with just one application.

1F Cash Advance focuses on bad-credit, short-term lending, and a credit check may be required depending on the lender you are matched with. You can apply for loan amounts between $100 and $1,000, and the application requires personal information about you, your state, residence, as well as your social security number.

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4.9

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87 Reviews

Review Breakdown

5 grade

76%

4 grade

17%

3 grade

6%

2 grade

0%

1 grade

1%

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star star star star star

Brandon Beachwood, OH

From dodging coconut bombs to wrestling with sunscreen bottles with their loans, every day felt like a survival challenge. The locals were the real MVPs, teaching me the art of sipping coconut water without drowning.

3 months ago

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Damon Robertson Humble, TX

Financial relief after many years rich in various difficulties... 1F Cash Advance is the best tool for managing unexpected costs. If I need to pay medical bills or cover home repairs costs, I always can get cash through this service. The best thing is that the money are deposited on the same or the next business day.

8 months ago

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Reply from 1F Cash Advance

Thank you for your kind words and positive review! We're thrilled to hear that you had a great experience with us.

Oct. 1st, 2023

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Willie Lake Oswego, OR

I had a very tough living situation, and the only option was to borrow money from my friends or apply for a small loan. I didn't know what to do, and most of all, I didn't want to bother my dear friends. So, I decided to get a loan. It was complicated to choose the most appropriate company as I wasn't familiar with such loan application processes and had zero experience in such a financial matter. A friend of mine advised me to contact 1FirstCashAdvance Financial Help. And I need to say that they deserve to have that title as they do provide financial help in more ways than one. Thanks to 1FirstCashAdvance, I've become closer to be financially educated, and now I make financial decisions more confidently.

4 years ago Edited September 14, 2021

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Reply from 1F Cash Advance

Hello, Willie
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Thomas Tallahassee, FL

from start to finish, it was straightforward and fast, they offer compe­titive rates, and their custome­r service was great.

3 months ago

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Sheryl Barber Riverview, FL

Interest rates were the loop-de-loops, but the repayment plan felt like a gentle descent. I may have screamed a bit, but hey, I survived!

3 months ago

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Mark Albuquerque, NM

Shoutout to 15m finance for saving my Christmas budget Their loan options were a game-changer, and now I'm spreading the festive vibes stress-free but take care on the rates guys

4 months ago

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Michael Slayton Binghamton, NY

with 1f cash advance it's all about getting straight to the point. Their cash advance terms are easy to understand, and the whole process is quick. Big fan!

5 months ago

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Andrea Dougherty Fort Lauderdale, FL

what impressed me most about 1f cash Advance was their flexibility in offering various repayment options but they didnt allowed me to choose a plan that suited my financial situation, making repayments more manageable it was little weird

7 months ago

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Reply from 1F Cash Advance

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Oct. 1st, 2023

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vivien smooth

Okay, so I have to spill the beans about this loan I took out. It was seriously a game-changer! The whole process was smooth sailing, and the customer service was top-notch. They made me feel like a VIP. Plus, the interest rate was reasonable, and the repayment options were super flexible. I'm one happy camper!

10 months ago

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Reply from 1F Cash Advance

Dear Vivien,
We are thrilled to receive your 5-star review! Thank you for taking the time to share your positive experience. We strive to provide the best service possible, and it is rewarding to know that we have met your expectations. We look forward to serving you again in the future.
Kind Regards, 1F Cash Advance!

Jul. 2nd, 2023

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matt milonas Los Angeles, CA

I am so happy to have found this service, and I'm so grateful for the help they've given me. I'm a single parent with two kids, and when I fell ill and had to go to the doctor, I didn't have enough money to pay for it and their manager just made feel cool about borrowing money with so cheap rates, tanks alot

11 months ago

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Reply from 1F Cash Advance

Dear Matt,
Thank you for your review! We truly appreciate your feedback. We would love to hear more about your experience and any specific areas where we can improve. If you have any additional comments or suggestions, please feel free to share them with us. Your input is valuable to us.

Best Regards, 1F Cash Advance Team!

Jun. 1st, 2023

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Shug Lancaster Minneapolis, MN

I just wanted to reach out and let you know how much I appreciate your help with my student debt, was in a really tough spot last week, and you guys came through for me in the clutch, my credit card balance had gotten out of hand, and I didn't know what I was going to do about it, then I found out about your loans, and they turned everything around for me! they're so affordable—and there are no hidden fees or any other hidden costs. It's amazing! Ive been recommending them to everyone in my family who needs help getting out of debt!

1 year ago

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Reply from 1F Cash Advance

Hi, Shug
Thank you so much for your review!
It was a pleasure to deal with you!

Feb. 28th, 2023

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Damien Rid Sikeston, MO

Imagine that you're in a terrible financial situation and nobody can help you to resolve this problem. You've been fired from your work, you have a lot of debts, etc. It's indeed horrible. I didn't know what to do, I was really desperate. Only 1FirstCashAdvance helped to come closer to the solution to my problem. They allowed me to receive the required sum, and thanks to them, I finally started getting out of my debt crisis.

4 years ago Edited September 14, 2021

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Reply from 1F Cash Advance

Hello, Damien
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Brad Darlington, WI

Today I've applied for a payday loan and I've received very fast answer regarding my approval. It took only some minutes to get it. I was very worried that I would have to wait for some days. I didn't have so much time to wait. I'm very happy that the loan approval process has passed so fast! So, I definitely advice this service for people who really need an emergency loan.

4 years ago

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Reply from 1F Cash Advance

Hello, Brad
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Sevill Vidovik Lexington, KY

I never leave comments or reviews, as I don't see any sense. BUT. This time I've thought it's necessary to share my opinion with people as it's one of the most reliable loan connecting services I've seen. The customer service politeness and responsiveness made my experience worthy of recommending this company to others. I assure you that no one of you will not regret after using their service. P.S. If you want to get the best service, ask for Victoria ;)

4 years ago

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Reply from 1F Cash Advance

Hello, Sevill
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Michael Wright Everett, WA

loan terms were reasonable, and the interest rate was competitive. The customer service team was helpful and responsive throughout the entire process.

8 months ago

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Reply from 1F Cash Advance

Thank you for taking the time to provide your feedback. We value your opinion and will use it to enhance our services. If there's anything specific you would like us to address or improve upon, please let us know. We appreciate your support and hope to have the opportunity to serve you better in the future.

Oct. 1st, 2023

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mary johnson Los Angeles, CA

recently applied for loan from this company and the approval process was fast & interest rate is competitive and the repayment options are convenient so would recommend to others.

10 months ago

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Reply from 1F Cash Advance

Hi, Mary
Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Jul. 2nd, 2023

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Denver G. Detroit, MI

had a loan application for my mom and dad they told me not to apply for a loan because they will not approve my application, but I needed money urgently. So here I am applied for a loan and they approved it immediately, even though they said they would not and the rates are amazing, and i am happy with the service they provided me

1 year ago

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Reply from 1F Cash Advance

Hello, Denver
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Katy Johnson

I'm a customer of yours and I just wanted to say how impressed I am with your customer service. My loan officer is so helpful, and I appreciate that you've always been prompt in responding to my questions. It's also great that your branch manager is so approachable and friendly—I feel like he really cares about his customers.

1 year ago

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Reply from 1F Cash Advance

Hi, Katy! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Dec. 30th, 2022

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Seth Elmets Atlanta, GA

had a great experience in this store. I had the opportunity of Being helped by the store manager and she was awesome. She was very professional, she helped me and another potential client all while training a new employee. She was amazing and the experience was absolutely fantastic. Thanks for all your help guys.

1 year ago

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Reply from 1F Cash Advance

Hi, Seth! Thank you so much for your review!

Nov. 30th, 2022

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Ryan Keneth VA

manager who assisted me was incredibly kind and professional, and made sure all of my questions were answered. He also provided me with additional resources that may be helpful in the future if needed. Overall, it was a pleasant experience, and I would definitely recommend 1 F Cash advance to others!

1 year ago

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Reply from 1F Cash Advance

Hi, Ryan! Thank you so much for your review!

Jul. 29th, 2022

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Moira Blanche Phoenix, AZ

I needed a small amount of money when I had only a few days left until payday. My credit is good, but not great, so I was worried that no one would approve me for a loan—but 1first Cash Advnace did! They gave me the best rates in town and had my money within 24 hours.

1 year ago

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Reply from 1F Cash Advance

We're so glad you enjoyed your experience with us. We work hard to provide our customers with the best service possible, and it's always a pleasure to hear how well we've done.

Jun. 29th, 2022

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Damme Tako San Francisco, CA

When I first started working, I didn't have a lot of money. And when it came time to pay my rent, I realized that I wasn't going to be able to cover the entire amount in one go. So I went to a payday loan company and took out a $500 loan, which was supposed to be paid back over the course of a month. Amazing experience!

1 year ago

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Reply from 1F Cash Advance

Thank you for your review! We're so glad that you enjoyed the service. We'll make sure to keep up the good work, and we hope to see you again soon.

Jun. 29th, 2022

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Milton Bowser Los Angeles, CA

never knew how possible it is to get a good help from lending companies, but this connecting service helped me a lot, i was facing bad times and had a bad credit, didn't know what to do. They got a good payday loan with low interest rates. thanks guys!

2 years ago

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Reply from 1F Cash Advance

Hi, Milton! I am so happy that we managed to help you and get the best out of your financial problems. Know that we are here and ready to help you next time. Best Regards, Latoria Williams.

Aug. 2nd, 2021

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maya_87 ,

I dont get it why ppl blame lending agencies for playing on ppl's needs when it's our country and economy to blame in first place. At least loans gave me a chance to feed my baby. The website works good for me and i recommended it to a couple of friends alrady.

3 years ago

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Reply from 1F Cash Advance

Hello Maya_87, thank you for speaking up your opinion and for taking the time to share your feedback! We appreciate your sincerity.

Mar. 17th, 2021

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julia joh Chandler, AZ

Cannot say I love taking loans but theres been some challenges in my live when there was no other way. So i consider myself quite experienced already when it comes to these. Now after dealing with this one, I definitely cannot say anything bad about them. fair and quick service, without any unpleasant surprises.

3 years ago

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Reply from 1F Cash Advance

Hello julia joh,
The feedback from experienced users is so valuable to us! Thank you greatly for supporting our business and for leaving us a 5-star review.

Apr. 9th, 2021

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Casey Br ,

when your looking for an online loan, you can't know if you stumble upon a trustworthy company and reliable lenders for sure. that's why i advise you to use this company service- they're experts in this business and you can undoubtedly rely on them

3 years ago

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Reply from 1F Cash Advance

Hello, Casey
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Harsh roki Chandler, AZ

Providing financial service is always quite a difficult and fragile matter. It is very easy to loose customer's trust but this company handles everything well and in order. I received an instant approval and got the desired sum of money the next day. Wish there were more reliable services like this one out there.

3 years ago

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Reply from 1F Cash Advance

Hello Harsh roki,
Reading your kind and positive review was such a bless! Customers like you encourage us to be more active and find ways to please our audience more. Thank you so much!

Apr. 9th, 2021

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pet Wapakoneta, OH

this company always provides great assistance and consideration. theyre very patient and polite and it doesnt matter how many questions you have and how fast your able to acquire new information, they will be with you till you understand everything

4 years ago Edited September 14, 2021

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Reply from 1F Cash Advance

Hello, Pet
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Katherine Valley, AL

Well, the application process was as quick and easy as possible. Everything was clear, and I had no problems with filling out the necessary forms. The customer service is always ready to follow up with you through the phone to ensure that you have understood all the terms. I definitely recommend this agency!

4 years ago

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Reply from 1F Cash Advance

Hello, Katherine
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Melinda S. Lake Worth, FL

my manager was amazing. First time here, and he was so efficient and helpful. Better than that, he was extremely patient with us. Won't go anywhere else when I'm in need.

9 months ago

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Reply from 1F Cash Advance

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance Team!

Jul. 31st, 2023

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Blair Lowe Miami, FL

never thought I'd say this, but getting a short-term loan was almost as much fun as my last trip to Vegas! Sure, the interest rates were a little steep, but at least I didn't lose all my money playing craps this time

1 year ago

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Reply from 1F Cash Advance

Hi, Blair! Thank you for your review. Your business is important to us. Best Regards, 1F Cash Advance!

Apr. 29th, 2023

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Summer lisa Benson Chicago, IL

I've used this branch before, but never for a personal loan—and it's always been such a pleasure dealing with them! I just love this branch, and I will definitely be going back for all of my future financial needs.

1 year ago

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Reply from 1F Cash Advance

Hello, Lisa!
Thank you for your review!

Feb. 28th, 2023

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Greg bone MO

I was in a tight spot, and my friend recommended this lender to me. I applied for a loan, and they gave me the cash I needed within 24 hours. ...it is a great lender for getting quick cash when you need it most!

1 year ago

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Reply from 1F Cash Advance

Hi, Greg! We are so happy that you had an amazing experience with us! Waiting for you next time! Best Regards, Latoria Williams from 1 F Cash Advance!

Oct. 31st, 2022

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Sunita Malcolm Las Vegas, NV

I was going through a really rough time and needed help paying for my treatment, but I didn't know how I was going to pay off the loan. Your company helped me get the money I needed without any hassle or questions.

1 year ago

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Reply from 1F Cash Advance

Thank you so much for your review. We make effort to provide you with the best service. We hope to see you again in our store!

Jun. 29th, 2022

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Vik Dammage Boston, MA

I'm not sure why I didn't try this sooner! I had no idea that getting a payday loan could be so easy. It's pretty much as fast as getting cash from an ATM—but with a lot less hassle.

1 year ago

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Reply from 1F Cash Advance

Thank you for your review! We make every effort to provide the best service possible, and we're glad to hear that you had a positive experience.

Jun. 29th, 2022

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Emy

I like doing business with 1Firstcashadvance. As for me, their main advantages are the availability of loans for bad credit and the possiblity to choose among loan offers sent by different lenders.

2 years ago

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Reply from 1F Cash Advance

Hi, Emy! We are so happy to have by our side. Thank you for your warm review!

Jan. 31st, 2022

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Nancy

thank you for lending me loans with even with my poor credit history, nobody wanted me to lend at least $100, how its that possible? but you helped me to make it till my paycheck!

2 years ago

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Reply from 1F Cash Advance

Hi, Nancy! Everything is possible with such clients like you! It was a pleasure to work with you, please rely on us when having financial emergencies next time!
Best wishes, Latoria Williams from 1FirstCashAdvance!

Dec. 30th, 2021

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Sandra Kave ,

wanna show only respect to 1firstcashadvance for considering my application and helping me understand the reasons of refusal the first time I applied; they actually were the ones who put it clear for my what credit score is and why mine is so low;

3 years ago

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Reply from 1F Cash Advance

Hello Sandra Kave, we are thrilled to see that our strategy on educating the consumers works and that we really managed to assist clients like you and make sure you get accepted in the end. Thank you for sharing your story!

Mar. 17th, 2021

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bETTY Chandler, AZ

the support agent was very respectful and professional, i gathered the answers to the quastions that bothered me, and though I ended up deciding not to take the loan, I still must say that the company does a great job at educating its customers and spreading info

3 years ago

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Reply from 1F Cash Advance

Hello bETTY, Thank you for leaving your feedback! We are sure that it will help some of our future clients in their decision making.

Apr. 9th, 2021

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Jacobk Miami, FL

That was my second time taking a loan from this company and they still handled my application quickly send me the money just on time. very happy with the way the provide their service!!

3 years ago

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Reply from 1F Cash Advance

Hello, Jacob
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Latifa Gotfy Bristol, TN

I gotta say that it's so unusual to me to receive money so fast and not to justify my request or stuff like that. It's great that it keeps everything in private and doesn't make you feel uncomfortable. The service is very helpful as it saved me from a difficult situation when I thought that was it.. thank you!

3 years ago

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Reply from 1F Cash Advance

Hello Latifa,
We definitely understand how frustrating and difficult the loan procedure usually is, that's why we work on providing provacy and safety to our clients.
Thank you for sharing your experience with our audience!

Feb. 12th, 2021

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Shelda Port Saint Lucie, FL

I'd like to thank Victoria for providing the best service ever! Customer support is very polite, patient and helpful. The process of application was fully explained step by step and I was shortly informed about my loan approval. Awesome service!

4 years ago

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Reply from 1F Cash Advance

Hello Shelda,
Knowing you are satisfied and had a succesful experience with us is our main aim. Thank you for sharing the feedback! It is very appreciated.

Feb. 12th, 2021

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NaomiA Stephenville, TX

No hidden fees, no confusion. If you're tired of loan headaches, give them a try!

5 months ago

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larry Greeneville, TN

process smooth, and the short-term repayment option was reasonable. It eased my financial stress during a crisis

6 months ago

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Reply from 1F Cash Advance

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Oct. 31st, 2023

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Ada Allen

Ive got a recommendation of you from my best friends and couldn't believe that it is possible. So applied just to make sure it is true. Who knew? So thanks for extra $500!

2 years ago

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Reply from 1F Cash Advance

Thank you so much! We're thrilled to hear we were great to deal with, it's always a pleasure working with you too!

Apr. 30th, 2022

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Francis Belword Miami, FL

Just wanted to say a big thank you for your online services, i could find a good lender in my town but found you and got it in several minutes. Nice job, guys!

2 years ago

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Reply from 1F Cash Advance

Hi, Francis! It is a pleasure to work with you! Thank you for your kind words.

Apr. 1st, 2022

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Jackie Davis

I am just 100% satisfied with this service. It seems like they are passionate about what are they're doing. Guys, just keep going, please! Next time I'll come for more!

2 years ago

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Reply from 1F Cash Advance

Hi, Jackie! Thank you for your review.

Mar. 1st, 2022

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Kernie S Springfield, MA

your direct lenders helped me with $800 for paying a surgery, haven't a medical ensurance in massachusetts, thanks guys, it matters a lot for me, will recommend you further!

2 years ago

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Reply from 1F Cash Advance

Hi, Kernie! We are so happy that everything worked well for you! Best Regards, Latoria Williams.

Nov. 30th, 2021

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Scott Haylie New York, NY

all good thanks but there were some unclarities upon my contract and nobody said that I should sign all the pages. I signed only and it took me several minutes to understand the concept of digital signature.

2 years ago

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Reply from 1F Cash Advance

Hi, Scott. We are really sorry for this inconvenience, but our customer care service will help you with the digital signature next time. Feel free to ask for the help every time you need it. We are here to help you in this matter. Have a wonderful day!

Sep. 30th, 2021

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Larry Wilson ,

after closing the deal with 1FirstCashAdvance i can only say good things about the agency and I must say that few businesses are so careful towards their clients as this one.

3 years ago

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Reply from 1F Cash Advance

Hello Larry Wilson, thank you greatly for emphasizing the way we approach our clients. We are glad that the audience appreciates our efforts!

Mar. 17th, 2021