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1F Cash Advance

6.3 Overall Score

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We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

1F Cash Advance

Name: 1F Cash Advance
Rating: 4.8

4.8

star star star star star

96 User Reviews

6.3

Overall Score

Compare

4.8

star star star star star

96 User Reviews

6.3

Overall Score

Compare

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Company Details

Time in Business

19 Years

Company Headquarters

1942 Broadway St., STE 314C Boulder, CO 80302 USA

Number of Reviews 96

info Source of Information

Author: Kaitlyn Short

LAST UPDATED: December 12th, 2024

Founded in 2006, 1F Cash Advance Financial Help, LLC is an online service helping match borrowers to lenders. This is not a direct lender. It is a service that helps people find a relevant potential lender with just one application.

1F Cash Advance focuses on bad-credit, short-term lending, and a credit check may be required depending on the lender you are matched with. You can apply for loan amounts between $100 and $1,000, and the application requires personal information about you, your state, residence, as well as your social security number.

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User Reviews

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4.8

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96 Reviews

Review Breakdown

5 grade

76%

4 grade

18%

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star star star star star

Margy

Really wonderful to see this business making a difference for me in all sorts of situations when I needed money the personal care from the staff seems to be just as meaningful as the loans themselves

1 month ago

Reply from 1F Cash Advance

Hi, Margy
Thank you so much for your review!
Best Regards, 1F Cash Advance!

Dec. 26th, 2024

star star star star star

mieczko

some useful tips from the interesting and nice manager, who helped me to sort out some small and unpredictable emergences, connected with my health issues. Fast, nice atmosphere what else do you need?

1 month ago

Reply from 1F Cash Advance

Dear Mieczko,
We are happy that you had a pleasant experience with us!
Best wishes, 1F Cash Advance!

Dec. 26th, 2024

star star star star star

Aidenl Gwright

I've def been impressed with how some lenders have handled my loans. The repayment terms they provide are convenient and the openness about costs is appreciated too and the friendly managers made sure I felt comfortable and supported throughout the process.

4 months ago

Reply from 1F Cash Advance

Dear Aidenl

We’re so appreciative of your feedback; it really means a lot to us. Your experience is important, and we’re here to make sure it’s great. If there’s anything more we can do, please let us know. Thank you for helping us improve!

Nov. 1st, 2024

star star star star star_border

Bevoll Mer

manager Roberta also somehow able to turn negative situations positive, come in complaining or stressed, but by the time they bounce, they're smiling and laughing thanks to Cynthia's magic touch. She really is fantastic!

3 months ago

Reply from 1F Cash Advance

Hi Bevoll

Your feedback is a gift, and we’re so thankful for it. Knowing how we’re doing means a lot, and we’re here to make your experience the best it can be. If you have more to share, please know we’re always listening. Thank you for helping us grow!

Nov. 1st, 2024

star star star star star

Henry Olson

staring down an emergency, I turned to this lender. Skating through their no-fax application and then boom, money in the bank same-day. Talk about clutch! Felt like I could breathe again.

4 months ago

Reply from 1F Cash Advance

Hello Henry

Thank you for taking the time to give us your feedback—it’s truly appreciated. We’re committed to making your experience as wonderful as possible, and your insights guide us. Don’t hesitate to reach out if there’s more we can do. We’re grateful to have your input!

Nov. 1st, 2024

star star star star star

Charles Rich

Had a solid experience at this twelve m loans branch. The manager assisted big time - my fico ratings sucked, but thanks to their assistance and great service, I got approved for a loan. Would def rec this service to anyone loan hunting.

7 months ago

Reply from 1F Cash Advance

Hello Charles

We truly appreciate your feedback! It means a lot to us that you took the time to share. Our goal is always to improve your experience, so please let us know if there’s anything more we can do. Your input helps us grow—thank you!

Nov. 1st, 2024

star star star star star

Jonathan Sanford

I'm thankful to Darnell for being so supportive with my loan, really appreciate the time taken to understand my needs and clearly explain everything. The patience when I had questions and ensuring I was comfortable throughout was invaluable.

7 months ago

Reply from 1F Cash Advance

Hey Jonathan

Your feedback means the world to us—thank you for sharing it. We’re here to make sure your experience is top-notch, and if there’s ever anything else we can do, don’t hesitate to let us know. We’re grateful for your insights!

Nov. 1st, 2024

star star star star star

Willie Lake Oswego, OR

I had a very tough living situation, and the only option was to borrow money from my friends or apply for a small loan. I didn't know what to do, and most of all, I didn't want to bother my dear friends. So, I decided to get a loan. It was complicated to choose the most appropriate company as I wasn't familiar with such loan application processes and had zero experience in such a financial matter. A friend of mine advised me to contact 1FirstCashAdvance Financial Help. And I need to say that they deserve to have that title as they do provide financial help in more ways than one. Thanks to 1FirstCashAdvance, I've become closer to be financially educated, and now I make financial decisions more confidently.

5 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Willie
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star_border

Travis Chowdhury

Knowing exactly what your monthly loan obligation will be through the whole loan term makes mapping out savings goals simpler, fixed loan rates let you accurately budget each month, avoid unpredictable rate spikes that could raise your payment down the road and simplify long-range financial plans.

8 months ago

Reply from 1F Cash Advance

Dear Travis

We’re so grateful for your words! Knowing your thoughts helps us get better, and we’re here to make sure you have a wonderful experience. If there’s anything more we can do, please reach out—we’re always here to listen.

Nov. 1st, 2024

star star star star star

Shug Lancaster Minneapolis, MN

I just wanted to reach out and let you know how much I appreciate your help with my student debt, was in a really tough spot last week, and you guys came through for me in the clutch, my credit card balance had gotten out of hand, and I didn't know what I was going to do about it, then I found out about your loans, and they turned everything around for me! they're so affordable—and there are no hidden fees or any other hidden costs. It's amazing! Ive been recommending them to everyone in my family who needs help getting out of debt!

1 year ago

Reply from 1F Cash Advance

Hi, Shug
Thank you so much for your review!
It was a pleasure to deal with you!

Feb. 28th, 2023

star star star star star

Damien Rid Sikeston, MO

Imagine that you're in a terrible financial situation and nobody can help you to resolve this problem. You've been fired from your work, you have a lot of debts, etc. It's indeed horrible. I didn't know what to do, I was really desperate. Only 1FirstCashAdvance helped to come closer to the solution to my problem. They allowed me to receive the required sum, and thanks to them, I finally started getting out of my debt crisis.

4 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Damien
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Brad Darlington, WI

Today I've applied for a payday loan and I've received very fast answer regarding my approval. It took only some minutes to get it. I was very worried that I would have to wait for some days. I didn't have so much time to wait. I'm very happy that the loan approval process has passed so fast! So, I definitely advice this service for people who really need an emergency loan.

4 years ago

Reply from 1F Cash Advance

Hello, Brad
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Sevill Vidovik Lexington, KY

I never leave comments or reviews, as I don't see any sense. BUT. This time I've thought it's necessary to share my opinion with people as it's one of the most reliable loan connecting services I've seen. The customer service politeness and responsiveness made my experience worthy of recommending this company to others. I assure you that no one of you will not regret after using their service. P.S. If you want to get the best service, ask for Victoria ;)

4 years ago

Reply from 1F Cash Advance

Hello, Sevill
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

kina

this lending assistance exceeded my outlooks. The request was swift, and the stipulations were opportune, encompassing a logical loan period and no prepayment fines.

6 months ago

Reply from 1F Cash Advance

Hey Kina

Thank you for taking the time to share your feedback with us—it really does make a difference. We’re here to ensure you have the best experience possible, so if there’s anything else we can do, please reach out. Your thoughts guide us, and we’re so grateful!

Nov. 1st, 2024

star star star star star

Damon Robertson Humble, TX

Financial relief after many years rich in various difficulties... 1F Cash Advance is the best tool for managing unexpected costs. If I need to pay medical bills or cover home repairs costs, I always can get cash through this service. The best thing is that the money are deposited on the same or the next business day.

1 year ago

Reply from 1F Cash Advance

Thank you for your kind words and positive review! We're thrilled to hear that you had a great experience with us.

Oct. 1st, 2023

star star star star star

vivien smooth

Okay, so I have to spill the beans about this loan I took out. It was seriously a game-changer! The whole process was smooth sailing, and the customer service was top-notch. They made me feel like a VIP. Plus, the interest rate was reasonable, and the repayment options were super flexible. I'm one happy camper!

1 year ago

Reply from 1F Cash Advance

Dear Vivien,
We are thrilled to receive your 5-star review! Thank you for taking the time to share your positive experience. We strive to provide the best service possible, and it is rewarding to know that we have met your expectations. We look forward to serving you again in the future.
Kind Regards, 1F Cash Advance!

Jul. 2nd, 2023

star star star star star

matt milonas Los Angeles, CA

I am so happy to have found this service, and I'm so grateful for the help they've given me. I'm a single parent with two kids, and when I fell ill and had to go to the doctor, I didn't have enough money to pay for it and their manager just made feel cool about borrowing money with so cheap rates, tanks alot

1 year ago

Reply from 1F Cash Advance

Dear Matt,
Thank you for your review! We truly appreciate your feedback. We would love to hear more about your experience and any specific areas where we can improve. If you have any additional comments or suggestions, please feel free to share them with us. Your input is valuable to us.

Best Regards, 1F Cash Advance Team!

Jun. 1st, 2023

star star star star star

Denver G. Detroit, MI

had a loan application for my mom and dad they told me not to apply for a loan because they will not approve my application, but I needed money urgently. So here I am applied for a loan and they approved it immediately, even though they said they would not and the rates are amazing, and i am happy with the service they provided me

1 year ago

Reply from 1F Cash Advance

Hello, Denver
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Katy Johnson

I'm a customer of yours and I just wanted to say how impressed I am with your customer service. My loan officer is so helpful, and I appreciate that you've always been prompt in responding to my questions. It's also great that your branch manager is so approachable and friendly—I feel like he really cares about his customers.

2 years ago

Reply from 1F Cash Advance

Hi, Katy! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Dec. 30th, 2022

star star star star star

Seth Elmets Atlanta, GA

had a great experience in this store. I had the opportunity of Being helped by the store manager and she was awesome. She was very professional, she helped me and another potential client all while training a new employee. She was amazing and the experience was absolutely fantastic. Thanks for all your help guys.

2 years ago

Reply from 1F Cash Advance

Hi, Seth! Thank you so much for your review!

Nov. 30th, 2022

star star star star star

Ryan Keneth VA

manager who assisted me was incredibly kind and professional, and made sure all of my questions were answered. He also provided me with additional resources that may be helpful in the future if needed. Overall, it was a pleasant experience, and I would definitely recommend 1 F Cash advance to others!

2 years ago

Reply from 1F Cash Advance

Hi, Ryan! Thank you so much for your review!

Jul. 29th, 2022

star star star star star

Moira Blanche Phoenix, AZ

I needed a small amount of money when I had only a few days left until payday. My credit is good, but not great, so I was worried that no one would approve me for a loan—but 1first Cash Advnace did! They gave me the best rates in town and had my money within 24 hours.

2 years ago

Reply from 1F Cash Advance

We're so glad you enjoyed your experience with us. We work hard to provide our customers with the best service possible, and it's always a pleasure to hear how well we've done.

Jun. 29th, 2022

star star star star star

Damme Tako San Francisco, CA

When I first started working, I didn't have a lot of money. And when it came time to pay my rent, I realized that I wasn't going to be able to cover the entire amount in one go. So I went to a payday loan company and took out a $500 loan, which was supposed to be paid back over the course of a month. Amazing experience!

2 years ago

Reply from 1F Cash Advance

Thank you for your review! We're so glad that you enjoyed the service. We'll make sure to keep up the good work, and we hope to see you again soon.

Jun. 29th, 2022

star star star star star

Milton Bowser Los Angeles, CA

never knew how possible it is to get a good help from lending companies, but this connecting service helped me a lot, i was facing bad times and had a bad credit, didn't know what to do. They got a good payday loan with low interest rates. thanks guys!

3 years ago

Reply from 1F Cash Advance

Hi, Milton! I am so happy that we managed to help you and get the best out of your financial problems. Know that we are here and ready to help you next time. Best Regards, Latoria Williams.

Aug. 2nd, 2021

star star star star star

maya_87 ,

I dont get it why ppl blame lending agencies for playing on ppl's needs when it's our country and economy to blame in first place. At least loans gave me a chance to feed my baby. The website works good for me and i recommended it to a couple of friends alrady.

3 years ago

Reply from 1F Cash Advance

Hello Maya_87, thank you for speaking up your opinion and for taking the time to share your feedback! We appreciate your sincerity.

Mar. 17th, 2021

star star star star star

julia joh Chandler, AZ

Cannot say I love taking loans but theres been some challenges in my live when there was no other way. So i consider myself quite experienced already when it comes to these. Now after dealing with this one, I definitely cannot say anything bad about them. fair and quick service, without any unpleasant surprises.

4 years ago

Reply from 1F Cash Advance

Hello julia joh,
The feedback from experienced users is so valuable to us! Thank you greatly for supporting our business and for leaving us a 5-star review.

Apr. 9th, 2021

star star star star star

Casey Br ,

when your looking for an online loan, you can't know if you stumble upon a trustworthy company and reliable lenders for sure. that's why i advise you to use this company service- they're experts in this business and you can undoubtedly rely on them

4 years ago

Reply from 1F Cash Advance

Hello, Casey
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Harsh roki Chandler, AZ

Providing financial service is always quite a difficult and fragile matter. It is very easy to loose customer's trust but this company handles everything well and in order. I received an instant approval and got the desired sum of money the next day. Wish there were more reliable services like this one out there.

4 years ago

Reply from 1F Cash Advance

Hello Harsh roki,
Reading your kind and positive review was such a bless! Customers like you encourage us to be more active and find ways to please our audience more. Thank you so much!

Apr. 9th, 2021

star star star star star

pet Wapakoneta, OH

this company always provides great assistance and consideration. theyre very patient and polite and it doesnt matter how many questions you have and how fast your able to acquire new information, they will be with you till you understand everything

4 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Pet
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Katherine Valley, AL

Well, the application process was as quick and easy as possible. Everything was clear, and I had no problems with filling out the necessary forms. The customer service is always ready to follow up with you through the phone to ensure that you have understood all the terms. I definitely recommend this agency!

5 years ago

Reply from 1F Cash Advance

Hello, Katherine
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Brandon Beachwood, OH

From dodging coconut bombs to wrestling with sunscreen bottles with their loans, every day felt like a survival challenge. The locals were the real MVPs, teaching me the art of sipping coconut water without drowning.

1 year ago

Reply from 1F Cash Advance

Brandon, your feedback is truly appreciated, and we’re grateful you took the time to share it with us. We’re here to make sure your experience is the best it can be, so please let us know if we can do anything more. Thank you for helping us improve!

Nov. 1st, 2024

star star star star star_border

Andrea Dougherty Fort Lauderdale, FL

what impressed me most about 1f cash Advance was their flexibility in offering various repayment options but they didnt allowed me to choose a plan that suited my financial situation, making repayments more manageable it was little weird

1 year ago

Reply from 1F Cash Advance

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Oct. 1st, 2023

star star star star star

mary johnson Los Angeles, CA

recently applied for loan from this company and the approval process was fast & interest rate is competitive and the repayment options are convenient so would recommend to others.

1 year ago

Reply from 1F Cash Advance

Hi, Mary
Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Jul. 2nd, 2023

star star star star star

Blair Lowe Miami, FL

never thought I'd say this, but getting a short-term loan was almost as much fun as my last trip to Vegas! Sure, the interest rates were a little steep, but at least I didn't lose all my money playing craps this time

1 year ago

Reply from 1F Cash Advance

Hi, Blair! Thank you for your review. Your business is important to us. Best Regards, 1F Cash Advance!

Apr. 29th, 2023

star star star star star

Summer lisa Benson Chicago, IL

I've used this branch before, but never for a personal loan—and it's always been such a pleasure dealing with them! I just love this branch, and I will definitely be going back for all of my future financial needs.

1 year ago

Reply from 1F Cash Advance

Hello, Lisa!
Thank you for your review!

Feb. 28th, 2023

star star star star star

Greg bone MO

I was in a tight spot, and my friend recommended this lender to me. I applied for a loan, and they gave me the cash I needed within 24 hours. ...it is a great lender for getting quick cash when you need it most!

2 years ago

Reply from 1F Cash Advance

Hi, Greg! We are so happy that you had an amazing experience with us! Waiting for you next time! Best Regards, Latoria Williams from 1 F Cash Advance!

Oct. 31st, 2022

star star star star star

Sunita Malcolm Las Vegas, NV

I was going through a really rough time and needed help paying for my treatment, but I didn't know how I was going to pay off the loan. Your company helped me get the money I needed without any hassle or questions.

2 years ago

Reply from 1F Cash Advance

Thank you so much for your review. We make effort to provide you with the best service. We hope to see you again in our store!

Jun. 29th, 2022

star star star star star

Vik Dammage Boston, MA

I'm not sure why I didn't try this sooner! I had no idea that getting a payday loan could be so easy. It's pretty much as fast as getting cash from an ATM—but with a lot less hassle.

2 years ago

Reply from 1F Cash Advance

Thank you for your review! We make every effort to provide the best service possible, and we're glad to hear that you had a positive experience.

Jun. 29th, 2022

star star star star star

Emy

I like doing business with 1Firstcashadvance. As for me, their main advantages are the availability of loans for bad credit and the possiblity to choose among loan offers sent by different lenders.

3 years ago

Reply from 1F Cash Advance

Hi, Emy! We are so happy to have by our side. Thank you for your warm review!

Jan. 31st, 2022

star star star star star

Nancy

thank you for lending me loans with even with my poor credit history, nobody wanted me to lend at least $100, how its that possible? but you helped me to make it till my paycheck!

3 years ago

Reply from 1F Cash Advance

Hi, Nancy! Everything is possible with such clients like you! It was a pleasure to work with you, please rely on us when having financial emergencies next time!
Best wishes, Latoria Williams from 1FirstCashAdvance!

Dec. 30th, 2021

star star star star star_border

Sandra Kave ,

wanna show only respect to 1firstcashadvance for considering my application and helping me understand the reasons of refusal the first time I applied; they actually were the ones who put it clear for my what credit score is and why mine is so low;

4 years ago

Reply from 1F Cash Advance

Hello Sandra Kave, we are thrilled to see that our strategy on educating the consumers works and that we really managed to assist clients like you and make sure you get accepted in the end. Thank you for sharing your story!

Mar. 17th, 2021

star star star star star_border

bETTY Chandler, AZ

the support agent was very respectful and professional, i gathered the answers to the quastions that bothered me, and though I ended up deciding not to take the loan, I still must say that the company does a great job at educating its customers and spreading info

4 years ago

Reply from 1F Cash Advance

Hello bETTY, Thank you for leaving your feedback! We are sure that it will help some of our future clients in their decision making.

Apr. 9th, 2021

star star star star star

Jacobk Miami, FL

That was my second time taking a loan from this company and they still handled my application quickly send me the money just on time. very happy with the way the provide their service!!

4 years ago

Reply from 1F Cash Advance

Hello, Jacob
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star_border

Latifa Gotfy Bristol, TN

I gotta say that it's so unusual to me to receive money so fast and not to justify my request or stuff like that. It's great that it keeps everything in private and doesn't make you feel uncomfortable. The service is very helpful as it saved me from a difficult situation when I thought that was it.. thank you!

4 years ago

Reply from 1F Cash Advance

Hello Latifa,
We definitely understand how frustrating and difficult the loan procedure usually is, that's why we work on providing provacy and safety to our clients.
Thank you for sharing your experience with our audience!

Feb. 12th, 2021

star star star star star_border

Shelda Port Saint Lucie, FL

I'd like to thank Victoria for providing the best service ever! Customer support is very polite, patient and helpful. The process of application was fully explained step by step and I was shortly informed about my loan approval. Awesome service!

4 years ago

Reply from 1F Cash Advance

Hello Shelda,
Knowing you are satisfied and had a succesful experience with us is our main aim. Thank you for sharing the feedback! It is very appreciated.

Feb. 12th, 2021

star star star star star

Thomas Tallahassee, FL

from start to finish, it was straightforward and fast, they offer competitive rates, and their customer service was great.

11 months ago

Reply from 1F Cash Advance

Hello Thomas

Thank you for your valuable review. It really means so much. We want your experience with us to be nothing short of excellent, so if there’s anything more we can do, please let us know. Your insights are invaluable!

Nov. 1st, 2024

star star star star star_border

Mark Albuquerque, NM

Shoutout to 15m finance for saving my Christmas budget Their loan options were a game-changer, and now I'm spreading the festive vibes stress-free but take care on the rates guys

1 year ago

Reply from 1F Cash Advance

Hey Mark, we really value your feedback—thank you so much for sharing it with us. Your thoughts help us improve, and we want to make sure your experience is fantastic. If there’s more we can do, we’d love to hear from you!

Nov. 1st, 2024

star star star star star

Michael Slayton Binghamton, NY

with 1f cash advance it's all about getting straight to the point. Their cash advance terms are easy to understand, and the whole process is quick. Big fan!

1 year ago

Reply from 1F Cash Advance

Hi Michael

We’re so grateful for your feedback. It genuinely makes a difference to us. We’re here to ensure your experience is wonderful, and if there’s anything else we can do, please don’t hesitate to let us know. Thank you for helping us improve!

Nov. 1st, 2024

star star star star star

Michael Wright Everett, WA

loan terms were reasonable, and the interest rate was competitive. The customer service team was helpful and responsive throughout the entire process.

1 year ago

Reply from 1F Cash Advance

Thank you for taking the time to provide your feedback. We value your opinion and will use it to enhance our services. If there's anything specific you would like us to address or improve upon, please let us know. We appreciate your support and hope to have the opportunity to serve you better in the future.

Oct. 1st, 2023

star star star star star

Melinda S. Lake Worth, FL

my manager was amazing. First time here, and he was so efficient and helpful. Better than that, he was extremely patient with us. Won't go anywhere else when I'm in need.

1 year ago

Reply from 1F Cash Advance

Jul. 31st, 2023

We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.