State Farm

• Competitive Coverage
• Online Motorcycle Ranking Tool
• Helpful Network Repair Shop Locator
• High Financial Strength Ratings

Competitive Coverage

State Farm offers competitive coverage with its policies, so you can find the coverage you need. Its coverage options include the following:

• Liability (bodily injury and property damage)
• Uninsured motorist bodily injury
• Collision (damage from an accident)
• Comprehensive (damage from many non-collision events including while motorcycle is in storage)
• Attached side cars
• Damage to protective gear
• Emergency roadside assistance
• Trip interruption
• Custom parts and equipment

Online Motorcycle Ranking Tool

State Farm offers a helpful research tool that allows you to understand how different motorcycle makes and models affect insurance rates for comprehensive, collision, and liability coverage. You can see which models offer the most savings and which ones offer the least.

This tool makes State Farm's website an especially helpful research tool, since similar tools aren't offered by every motorcycle insurer. If you're preparing to buy a motorcycle, you can start to get a sense of how the insurance costs compare to other motorcycles.

The main drawback to this tool is that its information does not apply to Massachusetts or North Carolina.

Helpful Network Repair Shop Locator

Through the State Farm Select Service program, you can access a network of auto repair shops. These shops offer estimates and complete repairs. 

You can view repair shops near you from a tool on State Farm's website, which makes it easy to find the help you need.

While this kind of service isn't unheard of in the auto insurance industry, it isn't as commonly mentioned by motorcycle insurance companies. State Farm stands out in the industry by offering this helpful tool.

High Financial Strength Ratings

State Farm is a reliable insurance company. It has stood the test of time and has received high financial strength ratings from A.M. Best.

High financial strength ratings are key when choosing an insurer because they show that an insurance provider is financially stable and likely to be able to make claims payments. Most competitive insurers have high financial strength ratings.

• Insufficient Customer Reviews
• No Online Quote
• Limited Online Discount Information

Insufficient Customer Reviews

State Farm motorcycle reviews are limited on BestCompany.com. Additional reviews would give a better sense of customer satisfaction levels and what it's like to be a State Farm motorcycle insurance policyholder.

No Online Quote

State Farm does not offer online quotes for motorcycle insurance. Instead, you have to call or connect with a local agent to buy a policy. 

While this lack of online quotes can be inconvenient, it can be beneficial to work with a licensed insurance agent. State Farm makes it easy to find local agents and appropriate contact information on its website.

Limited Online Discount Information

Unlike some other motorcycle insurance companies, State Farm does not offer information about discount opportunities online. Ask about discounts when you talk to an agent for more policy information.

Although there is limited information regarding discounts, State Farm's insurance rates take winter storage habits into consideration. This consideration means that you can save money and maintain your policy when your bike is in storage.