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Author: Kaitlyn Short

LAST UPDATED: July 20th, 2024

Founded in 1902, AAA has been around for over 115 years. Not only does AAA insure cars and home, but is also works to make sure that your “summer toys” are insured. Providing motorcycle insurance allows customers to enjoy the freedom of two wheels without the worry of being stranded.

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The Good

  • Time in Business
  • Multi-faceted
  • Benefits and Coverage

Time in Business

AAA was founded in 1902 when a group of nine automobile clubs came together to create a national motoring organization. At the time only 23,000 cars were in operation in the United States. Over the years, the values of this company have remained consistent as it continues working to ensure travelers’ interests are represented in highway and traffic safety, energy, transportation infrastructure, and environmental policies. With that long of a good reputation, only negative experiences would cause someone not to trust AAA.

Multi-faceted

When thinking about summer toys, one doesn’t typically stop with a motorcycle. In addition to providing insurance to cars, homes, and motorcycles, AAA also insures RV’s and Watercraft.

Benefits and Coverage

The insurance coverage provided by AAA includes the following:

  • Liability — pays expenses for damage to the vehicle, personal injuries, and/or legal costs if you are at fault
  • Collision — repairs or replacements when damaged during an accident
  • Comprehensive — damages not involving a collision (weather damage, falling tree branches, theft or vandalism)
  • Uninsured and Underinsured Motorist — covers your expenses, even when the other driver doesn’t have enough insurance to pay for them
  • Medical Payments — pays for expensive medical bills, no matter who is at fault


Extra benefits include emergency fuel delivery, towing (up to 100 miles per incident), and locksmith service.

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The Bad

  • Lack of Promotion
  • Little information

Lack of Promotion

If you are looking to insure your motorcycle with AAA and are researching online, you will need to include “Motorcycle Insurance” in your search, or on the main webpage you will need to search for “motorcycle.” If you don’t, it is not likely that you will find any information about motorcycle insurance and coverage options. It is hidden within the website.

Little Information

It is very hard to find information about the motorcycle insurance provided by AAA. The majority of information that you will find about the insurance policies and additional perks can only be found on third-party websites or if you reach out personally to a customer service representative on the phone or through a free online quote request.

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The Bottom Line

With over 100 years experience providing insurance to automobile owners, AAA is a wonderful choice for your motorcycle insurance provider. Its reputation speaks for itself. The coverage provided is comparable to any other provider and the list of extra benefits and add-ons is extensive. We recommend that you at least reach out to get a quote if you are looking to insure a motorcycle now or in the near future.

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Star Rating

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4.5

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32 Reviews

Review Breakdown

5 grade

75%

4 grade

9%

3 grade

9%

2 grade

0%

1 grade

6%

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Value

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Service

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Kyla Lisa

AAA motorcycle insurance is the best very reliable and affordable with good options of insurance I have them since 2020 they are the best

5 months ago

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James Richards Phoenix, AZ

Had triple AAA years ago. I had been on highway, motorcycle broke down tire had blown out same time. I called triple AAA and they was there in no time. Put my bike on flat bed., got me back to my mechanic , and that was it. Great help Triple AAA.

2 years ago Edited April 12, 2022

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Bob Trammell Los Angeles, CA

When I first went to get insurance for my motorcycle, I just added it to my existing AAA policy - super easy. After a while I was getting ads for motorcycle insurance in the mail. I checked out some and they all were more expensive than the AAA policy. When I needed them for a tow, they were there with the right equipment. I used them once for a jump when my battery died. Once again, they were there with the right equipment and know how to jump my bike. When I got in an accident, they let me take my bike to the dealer I wanted, even though it was further away.

2 years ago

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David Frankfurt am Main, HE

I've used AAA for years to cover all my vehicles, including my motorcycle. Rates are fair and competitive, and I like being able to walk into the local office to transact business

1 year ago

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Vy Ha Birmingham, AL

Triple A has always protected me from storm damage and natural disasters. As someone that lives in the south hurricane season can be quite troublesome but triple a always covers and replace any personal items that might have been lost

2 years ago

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Destiny Martinez Wichita, KS

I think AAA has amazing customer service and I think the price for what you get is beyond fair. It honestly is extremely reassuring that I know that I have emergency assistance wherever I go. I never have to worry about being stranded on the side of the road every again.

5 years ago

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Pema Albany, CA

Let me start by saying that I have been AAA member for last 11 years. I was in an accident in 2015 and it was NOT reported to DMV by them. So my driver’s license was suspended, which I had no idea about. AAA kept on increasing my monthly premium. When we called to find out the reason, they had no idea why it was increased. Finally we left AAA last month but they billed us a due of $380. We went to one of the branch office and finally they told us that my license was suspended since 2016. I was shocked, worried and mad at the same time. I took a day off from my work and went straight to DMV and come to know that the reason my license was suspended was because the accident was not reported. I got all the necessary paper work get my license active and call AAA regarding $380 due and explained the situation. They transferred me to claim department where Jennifer apologized to me saying, ‘FRI form’ was not sent to DMV in 2015 and told me that she’s doing it right then, saying “Some how it go overshadowed.” I explained her that i took care of it by taking a day off from my work and going to DMV and asked her abt the due. She transferred me to policy and services department where I explained the whole situation and they transferred me back to claim department. After talking to claim department they transferred me back to policy and services and back to claim department again. I was on line with them for an hour and I finally hung up, frustrated. I can’t explain how disappointed I am with AAA. After being in business with them for 11 years, this is how they treat their customer. Honestly, I wanted to get a lawyer and go to court, but I work M-F and don’t have any time. I am saying good bye to AAA for good and do not recommend it to anyone

5 years ago

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Cynthia Berrian Valdosta, GA

Thank you for coming out when i got stop on side and the road Ot only toke 35 minutes n I was back on the road.

11 months ago

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Aaron Anderson

Affordable rates, extensive coverage options, responsive customer service. A reliable choice for motorcycle insurance needs!

1 year ago Edited November 20, 2023

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keiontai henry Tallahassee, FL

I recommend AAA to anyone with a motor vehicle! My boyfriend and I were recently broken down on the side of the road and received assistance within the same hour!

3 years ago

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Gabe Burton Riverton, UT

Covered my totalled bike after some idiot hit me while I was parked. It was super easy to file my claim and they had it all sorted out within a few weeks. My new bike looks sick as hell too

3 years ago

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Rocio Diaz Tallahassee, FL

My husband’s Harley Davidson has never been insured better. AAA has coverage all over the country and dispatches people to help you whenever you may need.

4 years ago

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Jennifer Bachan Dalton, PA

I have been a AAA Plus member for over 20 years since college and LOVE their services. They are helpful and friendly. My last tow truck driver even refused to take a tip.

5 years ago

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Brooke Harris Tuscaloosa, AL

Easy to put in a ticket for help and providers arrive quickly to help me get back on the road. Good piece of mind

1 year ago

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Joseph Tempe, AZ

AAA Motorcycle insurance is one of the best insurance services I ever used, great customer service as well

1 year ago

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adrian avram Tampa, FL

great service but too expensive since most Credit cars offer that service free and Ph carriers for $3/month

2 years ago

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Laura Mccall Yuba City, CA

AAA goes above and beyond to help their clients. Husband wrecked his motorcycle and had repairs done within a week

2 years ago Edited January 10, 2022

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Janie Dennis Tallahassee, FL

I have triple A and its amazing!! I love their specials and their services! They could work on their customer service though with their drivers.

4 years ago

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Matthew Cota Albuquerque, NM

when we been in need of car or truck maintenance AAA has always been there quickly and able to fix everything and gets us back on the road safely

4 years ago

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Patricia Bodner Buffalo, NY

Very affordable service, with piece of mind just in case my car breaks down when I’m by myself!

1 year ago

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MBA Dallas, TX

Best bang for your dollar. They do have great service for car. Motorcycles are a different story. They are a total failure.

1 year ago Edited February 27, 2023

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Claribel Galeano Upper Marlboro, MD

They are on time when we need them for service we are very happy with them and they are professional

4 years ago

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Rebecca Tucker Fresno, CA

Love AAA. Best roadside assistance around. Highly recommend.

1 year ago

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Connie Sue Hunt Griffin, GA

Set on the side of the road for 2hr then told it would be another hour before they get their had to cancel . My husband came got me .This was the second time this happened.

5 years ago

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amari sims Tallahassee, FL

AAA was super helpful when I had a flat tire and was unable to get the flat tire off of my vehicle.

3 years ago

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Ysabel Moody San Antonio, TX

They are always around to help and be there for you

3 years ago

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Lyssa Tallahassee, FL

AAA has great coverage and the 24-hour helpline service is super convenient.

2 years ago

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Tianna Tallahassee, FL

Sometimes it take a while for customer service to pick up but services are done well

3 years ago

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Jamie Jorgensen Millville, UT

It’s ok discounts aren’t great just ok. Wasn’t with the annual fee you pay. Would like to see better discounts

4 years ago

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TheTennant 5 Salem, VA

Consistent customer service and easy to deal with.

3 years ago

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Michala Tallahassee, FL

Very reliable company and great roadside assitance.

3 years ago

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Sarah Russie Clearfield, UT

Good customer service and care. Kind of pricey. Definitely helpful to have if you can afford it

4 years ago