Progressive opened its doors to customers in 1937 under the direction of Joseph Lewis and Jack Green. Though it has been in business for over 70 years now, the goal to provide solid insurance policies to customers in a variety of industries remains the same. Progressive offers much more than motorcycle insurance. Some of the other industries that it covers include Auto, Business, Health, Homeowners, Life, Pet, and many more.
Since starting to offer motorcycle insurance, Progressive has sought to provide competitive rates and many ways to save. These rates are in part responsible for the fact that one in three insured motorcycle riders use Progressive. Policies start at $75 per year and discounts apply automatically depending on your policy and plan.
Progressive offers a number of discounts to those that choose to use its services. These discounts include the following:
Progressive considers itself to be the number one motorcycle insurer in the country and offers proof in the protection provided. The following list shows a number of coverage options that can be added to motorcycle insurance policy plans:
Standard motorcycle coverage
Optional extra coverage
One of the most important parts of having motorcycle insurance is the ability to make claims when or if something goes wrong. Some customers have complained that when they have started this process they have been asked to do some of the tasks that adjusters or local bike shops should. Some have been asked to take pictures and take pieces of the bike apart to see how extensive the damage is.
When you set up your motorcycle insurance policy with Progressive, it will establish a rate for your payment. A number of customers have started policies with this initial rate, but within a short time received notice that their rate had been increased due to credit history or other varying circumstances. These changes were not discussed in the original meeting with an agent causing frustration and lack of understanding. Transparency regarding possible changes to rates would be helpful.
Though Progressive offers towing as part of its 24/7 roadside assistance, it only provides a 15-mile radius. That means that from wherever you are stranded, if you need to be towed, Progressive will only pay if the shop where you would like to take the bike is within 15 miles of your location. If you travel a lot and feel that you may be on the road for long periods of time, it may be advantageous to find a company that will provide services with a larger towing radius.
Getting the insurance for my motorcycle was easy. I was able to get a quote and pay for the year all in about 5 minutes. The process was so easy.
Nice company at first. Always nice customer service, but no matter how low your insurance rates seem to start out, you will have your rates creep up slowly over time and less coverage for the cost. Not the best.