Founded in 1936, GEICO is an insurance company providing a wide variety of insurance to customers. It started insuring motorcycles and riders in 1978. It also provides are home, renters, condo, boat, and umbrella insurance. If you are looking for insurance for your motorcycle take a minute to go online and get a free quote.

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The Good

  • Good Coverage
  • Competitive Coverage and Discounts
  • Communication and Information

Good Coverage

Each GEICO motorcycle insurance policy is built to cover you, your bike, and others on the road. Offered coverage includes the following:

  • Bodily injury liability coverage
  • Collision Coverage
  • Comprehensive coverage
  • Personal injury protection
  • Property damage coverage
  • Uninsured/underinsured motorist coverage

Competitive Coverage and Discounts

In order to best serve hard-core motorcyclists or weekend road warriors, GEICO gives you a lot of protection for a small price. You are also able to select a payment plan that best fits your wallet.

Even though the base cost for this insurance is typically low in comparison to other companies, the following additional discounts are available:

  • Up to 10% discount when you transfer your motorcycle insurance to GEICO Motorcycle
  • Up to 10% discount if you insure more than one motorcycle
  • Up to 10% discount for mature riders
  • Up to 10% discount when you renew your motorcycle insurance
  • Up to 10% discount for completing a Motorcycle Safety Foundation or Military Safety Course
  • Up to 20% discount if you are a current Motorcycle Safety Foundation instructor
  • Up to 5% discount on your motorcycle policy if you also insure your car with GEICO

Communication and Information

Though researching insurance companies can be laborsome, GEICO has done much of the work for you and provides significantly more information on its website about its plans than most other companies. It also provides 24/7 customer service if ever you have any questions.

The Bad

  • Extra Fees
  • Claims

Extra Fees

A number of customers have complained about has been the fees that come up when attempting to move to another insurance provider. They have been charged with a “cancellation” fee. Others have moved locations and have been charged higher rates when working with their new local office.

Claims

Making a claim is easy enough, but getting paid for the claim that you make is a much different story. Though 24/7 customer service is available, it is not always guaranteed that you will be able to talk with a representative immediately. Once you have filed your claim, there is a processing period and once that has been completed you will receive the decision.

The Bottom Line

GEICO is a household name across the United States and has been for over 80 years. That being said, we feel that is stands shoulder-to-shoulder with other insurance providers in the industry. We recommend that you work with an agent to establish a policy that best fits your needs. You should also set up a payment plan with your agent so that you can make payments on time and enjoy your motorcycle to the fullest without any worries.

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User Reviews

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Sarah Russie

January 6th, 2020 Clearfield, UT DETAILS arrow_drop_down
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Pretty affordable and customer friendly. Always felt covered when I used them. Rates didn't vary too much from renewal to renewal. Good company.

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BJ Tenney

December 10th, 2019 Woods Cross, UT DETAILS arrow_drop_down
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I had great coverage for my motorized scooter from Geico. The policy was easy to understand and they sent me all my documents quickly.

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