Trinity Oaks Mortgage
Is This Your Business?Author: Kaitlyn Short
Trinity Oaks Mortgage, founded in 2015 and headquartered in Texas, is a trusted mortgage company, offering a variety of loan products to meet the specific needs of homebuyers.
The application process is easily begun online, and once approved you can download the Trinity Oaks Mortgage mobile app to manage your loan and make payments.
Continue reading for a full review of this mortgage company.
Top Ranked Companies
The Good
- Variety of Loan Products
- Simple Online Application
- Trinity Oaks Mortgage Mobile App
- Helpful Mortgage Calculators
Variety of Loan Products
Trinity Oaks Mortgage offers a variety of loan products to meet the varied needs of and financial circumstances of homebuyers:
- Conventional loan
- Adjustable rate mortgage (ARM) loan
- FHA Loan
- VA Loan
- USDA Loan
- Jumbo Loan
Simple Online Application
You can easily pre-qualify and apply online for a Trinity Oaks home loan. The company’s website states that the application process is begun online, suggesting that you will need to speak with a loan officer and/or visit a branch location to complete the application process.
It is not uncommon for mortgage companies to require borrowers to speak with a loan officer to discuss loan options and other loan details, but it can be inconvenient to visit a branch location.
However, the exact process beyond the initial online application is not stated clearly on the Trinity Oaks Mortgage website.
Trinity Oaks Mortgage Mobile App
It is unique that Trinity Oaks offers a mobile app; not all lenders offer this convenient option. With the app you can easily manage your loan, as well as the following:
- Calculate payments
- Securely scan and upload documents from your phone
- Message your loan officer
- Get important updates and information on the go
The Trinity Oaks Mortgage app is not available in the Google Play app store or the Apple Store. Instead, you will need to enter your phone number on the company website, to which number the app will be sent.
Helpful Mortgage Calculators
In addition to other helpful resources, such as its blog, Trinity Oaks provides three helpful calculators to help borrowers crunch numbers and plan for their home purchase:
- Loan affordability calculator
- Refinance calculator
- Mortgage payment calculator
The Bad
- Not Available Nationwide
- Undisclosed Rates and Terms
- Undisclosed Refinancing Options
Not Available Nationwide
Trinity Oaks Mortgage products and services are only licensed and available in the following states:
- Colorado
- Louisiana
- New Jersey
- Texas
Unfortunately, if you don’t reside in any of the states listed above, Trinity Oaks’ services will not be available to you.
Undisclosed Rates and Terms
Mortgage rates fluctuate daily, and for this reason most mortgage companies don’t outline rates or a rate range on their websites. This is the case with Trinity Oaks, but you can get an estimate of your rates and terms by using one of the company’s helpful calculators.
To get a better idea of rates and terms available to you, you will need to pre-qualify or begin the application process.
Undisclosed Refinancing Options
Trinity Oaks does offer home loan refinancing services, but it is unclear what specific products they offer, such as cash out refinance.
The Bottom Line
Trinity Oaks Mortgage offers a variety of home loan products and services to residents of Colorado, Louisiana, New Jersey, and Texas.
You can easily begin the application process online, but it is likely that you will need to speak with a Trinity Oaks loan officer and/or visit a branch location to complete the process.
Once you’ve applied and been approved you can download the Trinity Oaks Mortgage mobile app to easily manage your loan and make payments; this mobile app option is a unique and helpful offering that you might not see with many other mortgage companies.
Currently, Trinity Oaks Mortgage reviews are limited. If you have financed a home loan through this company, please tell us about your experience by leaving a review.
