Trinity Oaks Mortgage, founded in 2015 and headquartered in Texas, is a trusted mortgage company, offering a variety of loan products to meet the specific needs of homebuyers.
The application process is easily begun online, and once approved you can download the Trinity Oaks Mortgage mobile app to manage your loan and make payments.
Continue reading for a full review of this mortgage company.
Trinity Oaks Mortgage offers a variety of loan products to meet the varied needs of and financial circumstances of homebuyers:
You can easily pre-qualify and apply online for a Trinity Oaks home loan. The company’s website states that the application process is begun online, suggesting that you will need to speak with a loan officer and/or visit a branch location to complete the application process.
It is not uncommon for mortgage companies to require borrowers to speak with a loan officer to discuss loan options and other loan details, but it can be inconvenient to visit a branch location.
However, the exact process beyond the initial online application is not stated clearly on the Trinity Oaks Mortgage website.
It is unique that Trinity Oaks offers a mobile app; not all lenders offer this convenient option. With the app you can easily manage your loan, as well as the following:
The Trinity Oaks Mortgage app is not available in the Google Play app store or the Apple Store. Instead, you will need to enter your phone number on the company website, to which number the app will be sent.
In addition to other helpful resources, such as its blog, Trinity Oaks provides three helpful calculators to help borrowers crunch numbers and plan for their home purchase:
Trinity Oaks Mortgage products and services are only licensed and available in the following states:
Unfortunately, if you don’t reside in any of the states listed above, Trinity Oaks’ services will not be available to you.
Mortgage rates fluctuate daily, and for this reason most mortgage companies don’t outline rates or a rate range on their websites. This is the case with Trinity Oaks, but you can get an estimate of your rates and terms by using one of the company’s helpful calculators.
To get a better idea of rates and terms available to you, you will need to pre-qualify or begin the application process.
Trinity Oaks does offer home loan refinancing services, but it is unclear what specific products they offer, such as cash out refinance.