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Renaissance Home Loans

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LAST UPDATED: October 12th, 2022

Based in Florida, Renaissance Home Loans is a mortgage lender that aims to bring home loans to everyone. With its wide range of loan products and easy-to-use free resources, Renaissance Home Loans makes it painless for borrowers to comparison shop for the right mortgage.

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The Good

  • Variety of Home Loans
  • Free Resources
  • Refinance Options

Variety of Home Loans

Renaissance Home Loans has a wide selection of loans for potential borrowers to choose from. No matter your situation, you should be able to find the right mortgage product to work with your needs. Loans options include the following

  • Conventional 15-year fixed rate loan
  • Conventional 30-year fixed rate loan
  • Adjustable rate mortgage
  • FHA loan
  • VA loan
  • Jumbo loan

Renaissance states on its website that it is committed to finding home loan situations for everyone, realizing that a set standard of criteria makes it difficult for some potential borrowers to ever secure a home loan. Because not all mortgage lenders offer FHA loans, VA loans and Jumbo loans, Renaissance Home Loans is appealing to nearly any kind of potential homeowner.

Free Resources

Renaissance Home Loans dedicates their time and attention to making the mortgage process easy and transparent to potential borrowers. The following tools set Renaissance Home Loans apart:

  • Free pre-approval letter
  • Free mortgage rate quote
  • Free mortgage estimate calculator
  • Free refinance analysis

These tools can help give you peace of mind that Renaissance Home Loans is working to get you the best price and the best home loan. 

Also, not all mortgage lenders offer a free approval letter, which can end up saving you a few hundred dollars. Offers like this usually mean that a lender feels confident that they can secure their borrowers a loan if they are willing to give out so many free resources.

Refinance Options

Renaissance Home Loans have a number of refinancing options available to its borrowers. You can choose from the list below for your potential refinance loan:

  • Fixed-rate mortgage
  • Adjustable-rate mortgage (ARM)
  • Conforming loans
  • Jumbo and super jumbo loans
  • FHA, VA, USDA Loans
  • Terms from 5 to 30 Years

The company makes it so easy to refinance with its transparent and easy to follow online process. Before you even have to get involved with one of its loan officers you can go online and use its refinance rate checker to get a pulse if rates are dropping or not. 

If the rate checker seems promising then you can start the easy refinance process. You’ll simply fill out a request and then a loan officer will provide numerous options to choose from. Loan officers can help you walk through the refinance options to see if refinancing your home loan really is your best move.


The Bad

  • Limited Licensing

Limited Licensing

As of August 2020, Renaissance Home Loans is only licensed to do business in the state of Florida. If you are interested in this company but do not live in Florida, then it is best to look into other mortgage lenders.


The Bottom Line

Renaissance Home Loan is a great mortgage lender to consider if you are a Florida resident. The company offers home loans for nearly any kind of buyer and makes the whole process easy and clear with its free online resources. To find out more, speak with a company representatives if you think that Renaissance Home Loans may be the right fit for you.

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