Leonard Mortgage Group, Licensed Mortgage Professionals for Cardinal Financial Company, is a local Georgia boutique Mortgage Broker and Mortgage Lender, providing borrowers with a one-stop shop for all home purchase and refinance needs.
The company’s founder, Jeremy Leonard, brings over a decade of experience with specific expertise in assisting first-time homebuyers, veterans, and active duty service men and women.
Leonard Mortgage Group offers purchase and refinance options on fixed rate loans, adjustable rate mortgage (ARM) loans, FHA loans, and VA loans.
Powered by Success Mortgage Partners, Inc, Leonard Mortgage Group provides services in Georgia, Florida, and Tennessee.
Leonard Mortgage Group is a boutique mortgage broker and mortgage lender, meaning that it works with multiple lenders, allowing you to comparison shop all in one place and find the most competitive rates and loan options based on your individual needs and finances. This can simplify the overall mortgage loan process and help you secure the lowest rate possible.
To meet the varied needs of mortgage borrowers, Leonard Mortgage Group offers the following loan types:
Leonard Mortgage Group will assist in personalizing your mortgage experience by working with you to find the best mortgage loan option to fit your needs.
On the Leonard Mortgage Group website you can instantly get a rate quote, including closing costs, by providing some basic information. Upon receiving your rate quote and closing cost analysis you aren’t obligated to complete the loan application process.
If you choose to complete a mortgage application with Leonard Mortgage Group you will receive a pre-approval letter within 24 hours or less, allowing you to quickly complete the process of finding your new home.
If you are looking to change the terms of your existing mortgage and lower your monthly payment, Leonard Mortgage Group offers two refinancing options: Traditional refinance and refinance with cash-out.
By completing a no-obligation questionnaire on the Leonard Mortgage Group website, you can quickly check to see if refinancing can save you money.
Leonard Mortgage Group provides four calculators to help you crunch numbers, plan out your mortgage expenses, and prepare for your home purchase or refinance:
Leonard Mortgage Group only provides home purchase and refinance options in the following three states:
If you don’t reside in one of the states listed, you won’t be able to use Leonard Mortgage Group’s mortgage services.
Leonard Mortgage Group doesn’t provide jumbo loans or other special loan products that may be available with other, larger mortgage companies.
It is also important to note that Leonard Mortgage Group doesn’t provide USDA loans, a low down payment loan option for those who are purchasing rural property approved by the U.S. Department of Agriculture.
For its conventional loan products (e.g., a fixed rate loan), Leonard Mortgage Group requires a 5 percent minimum down payment. This is higher than many other lenders, particularly large online mortgage companies, which typically require a 3 percent minimum down payment on a conventional mortgage loan.