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ClearPath Lending

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LAST UPDATED: June 7th, 2022

Founded in 2012, ClearPath Lending is a mortgage lender based out of California that serves its customers nationwide. ClearPath Lending is a company dedicated to making the home buying and selling process easy through its investment in advanced technology and focus on customer service

With ClearPath Lending you can expect to have nearly any type of home financing or refinancing options available to you.

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The Good

  • Variety of Loans
  • Refinancing Options
  • The Best Price Guarantee
  • ClearPath Lending Loyalty Program

Variety of Loans

ClearPath Lending offers loan types for nearly every type of homebuyer. High-income, median-income, low-income, and even veterans can find specialty loan options with ClearPath Lending. Top loan services include the following:

  • Conventional loan, 15 and 30 years
  • VA loan
  • FHA loan
  • FHA streamline loan
  • Jumbo loan

It’s a huge perk that nearly any kind of homebuyer can buy or refinance a home with ClearPath Lending. It also should be noted that not every lender is an FHA approved lender, making ClearPath Lending especially beneficial to those that cannot afford a conventional home loan and need a more affordable mortgage option.

Refinancing Options

ClearPath Lending makes it easy to refinance your current home loan. It offers refinance services for nearly every type of home loan and specializes in refinancing for a VA loan, FHA loan, or a conventional loan.

ClearPath Lending will work with you to refinance your loan for a number of different qualifying reasons, including the following:

  • Changing your rate from fixed to adjustable, or vice versa
  • Lowering your interest rate
  • Getting a cash out refinancing from your home’s equity
  • Shortening the term of your loan

It's great to have a mortgage lender that is familiar with many different refinancing options to guarantee that your needs are met.

The Best Price Guarantee

ClearPath Lending states on its website that it “guarantees the best pricing for your loan.” It aims to provide the best loan products and rates by doing everything they can to offer you a lower rate than its competitors.

To take advantage of the best price guarantee policy, call one of ClearPath Lending’s loan officers to get more information. It is best to approach them after receiving offers and quotes from a few other mortgage lenders so that its representatives have a better chance of securing you a lower rate than the competition.

In addition, take advantage of the number of online tools and mortgage calculators available on the ClearPath Lending website that make it easier for you to get an estimate of what your potential rate may look like.

ClearPath Lending Loyalty Program

If you do become a borrower that takes advantage of the ClearPath Lending loyalty program you can expect its loan officers to be on the lookout for money saving opportunities in the future for you. For example, its loan officers will patrol the market, if there are lower rates available then they will notify you and help you secure a better rate.

In addition, the loyalty program offers a number of other benefits:

  • No underwriting or processing fees
  • Potentially defer up to two months of mortgage payments
  • Close your loan in as little as two weeks
  • Lower your current interest rate

It is rare for a mortgage lender to offer such great benefits with a loyalty program. Joining its loyalty program could potentially save you a lot of money and stress.


The Bad

  • Not Available in Select States

Not Available in Select States

As of 2020, ClearPath Funding does not offer its services to borrowers in the following states: Alaska, Washington, Oregon, Wyoming, Utah, North Dakota, South Dakota, Iowa, Montana, Mississippi, New York, Maine, New Hampshire, Vermont, Connecticut, Rhode Island, Maryland, Delaware, West Virginia.


The Bottom Line

ClearPath Funding has comprehensive loan options, services, and tools that make it easy for nearly any kind of homebuyer. If finding the best rate is important to you, you will love its best price guarantee and its dedication to finding the best rates for borrowers.

Consider talking with one of ClearPath Funding’s representatives to see if they will be able to best help you in your current home buying situation.

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Steve Landers Boise, ID

ClearPath was an easy, no hassle lender that quickly completed my interest rate reduction and got me a great rate. Everything was electronically done and finished in about 2 months. I would recommend them to anyone for ease and quality customer service.

3 years ago