Citizens Bank
Is This Your Business?Author: Kaitlyn Short
Founded in 1828 and headquartered in Providence, Rhode Island, Citizens Financial Group is the thirteenth-largest bank in the United States. The company offers a a wide range of services, including consumer banking, commercial banking, home loans, auto loans, business loans, and student loans.
Top Ranked Companies
The Good
- Mobile App
Mobile App
Citizens Bank offers a mobile app that is compatible with iOS and Android devices. Customers can use this app to view and manage their loan, as well as access resources and tools, on their smartphone or tablet from anywhere in the world.
The Bad
- Interest Rates
- Undisclosed Information
Interest Rates
As of December 2016, for a borrower with excellent credit purchasing a $250,000 home with a $50,000 down payment and a 30-year fixed rate loan from Citizens Bank, the interest rate comes out to be 4.25 percent, which is slightly higher than industry average.
Undisclosed Information
Citizens Bank has not disclosed closing costs or credit score requirements on its corporate website, making it difficult for potential borrowers to know what to expect.
The Bottom Line
Citizens Bank offers a mobile app, but charges interest rates that are slightly higher than average. Additionally, the company is not entirely transparent on its website.
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Juan vega New Haven, CT
3 years ago Edited September 14, 2021
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Terry D West Chester, PA
2 years ago
