Gravity Payments

• Products and Services
• Working Capital Financing
• Gravity's Quality Analytics Software
• Customer Service

Products and Services

Gravity boasts the following products and services:

• An array of terminal and software options, which include the latest technology in mobile solutions
• State-of-the-art point of sale systems
• Mobile payments that focus on easy integration with your current POS software and the ability to accept payments via iPhone, IPad, tablet or any other mobile device
• iPad POS benefits that are designed for easy integration, a smaller footprint, real-time data at your fingertips, instant upgrades, easily scalable according to your growth and the ability to make a sale anywhere
• A gift and loyalty card program with branded gift cards to help increase growth, encourage return visits and lower losses

Nearly any industry can use Gravity Payments: 

• Retail stores
• Food and beverage
• Car dealers
• HVAC
• Legal services
• CPA firms
• Professional services
• Veterinarians
• Healthcare services
• Construction
• Financial institutions
• Entertainment
• Government
• Lodging and hospitality
• Non-profit organizations

Working Capital Financing

A working capital financing program is something not often found at other payment processing services. Gravity's working capital financing program has millions of dollars to help their community of business owners grow their business. 

Exclusively for Gravity Payments customers, Gravity Capital works with your credit card processing to apply a set percentage of your daily card sales towards your Gravity Capital balance. 

This service will help business owners build and improve their company without having to deal with a bank's processes and fees. The program also offers perks like not worrying about late fees, a free application process, flexible terms that are based on your particular situation, almost immediate funding, no minimum amounts, and no monthly payments. 

Gravity's Quality Analytics Software

Knowing who your customers are and what they do is crucial information that can help take your business to the next level. Gravity Payments offers a business analytics program that will allow you to see your customer's data to gain real insight and see current trends that will help fine-tune your offers and interact with customers on a more personal level. 

This will help grow your revenue because you will have all the information you need to make educated decisions.

Customer Service 

Gravity has an in-house customer service team available to assist you with what you need 24/7, whether you're a new client or a long-time customer.

Additionally, Gravity does not rely on an outside sales force or independent contractors, which often leads to deceptive marketing and poorly trained customer service agents.

• Undisclosed Pricing
• Potential Fees

Undisclosed Pricing

Gravity Payments does not advertise set rates; instead, they claim that by not offering set rates they can avoid the overcharging that's common with other payment processing companies.

This is not necessarily a bad thing because Gravity tries to set their rates according to your business needs; however, they don't have much information on their website to give you any indication about what past clients have been charged. 

To obtain sample rates, you need to obtain a free rate review from a sales rep. Get your sample rate to determine if the company’s claims of low credit card processing fees hold up to competing payment processing companies. 

Potential Fees

Along the theme of undisclosed rates, common fees associated with merchant services such as a monthly fee, setup fee, processing fee, early termination fee, and others, are not mentioned one way or the other on the corporate website. 

After obtaining a quote, make sure to read your contract carefully to confirm whether or not your agreement contains a fee, the fee amount, and if it's acceptable to you.