Finical, Inc Logo

Finical, Inc

star_border star_border star_border star_border star_border

Author: Kaitlyn Short

LAST UPDATED: September 25th, 2020

Finical provides card processing services and other merchant solutions to small and medium businesses. Sponsored by Wells Fargo Bank and registered with Visa and Mastercard, Finical is equipped to process payments of all types, including mobile credit card, online credit card, debit card, and EBT.

Top Ranked Companies

thumb_up

The Good

  • Accepts All Payment Types 
  • Simple Setup 
  • Fraud Protection 

Accepts All Payment Types 

One of Finical’s goals is to accept all the ways customers pay and the company meets that expectation by accepting all major credit and debit cards including Discover, American Express, Visa, Mastercard, JCB, and EBT. If you use Finical for your merchant services needs, you can be confident that you’ll be able to seamlessly process all payments for your business. 

Simple Setup 

Finical provides excellent customer service to Finical clients. As a new client, you get a free card reader and terminal. This equipment can be set up very quickly and a company representative will walk you through the entire process. 

You can also set up your payment account in minutes. You can set up your account to pay transaction fees monthly, or you can set it up to pull a percentage of the fees out of every transaction settlement you process as you go. 

Fraud Protection 

Every swipe is encrypted by Finical and every transaction order is monitored, so you can have the peace of mind that your information and your customers' information is secure and protected from fraud.

thumb_down

The Bad

  • Must Contact for Pricing 
  • New Users Must Create Own Account 

Must Contact for Pricing 

The company claims to have low processing charges and especially low costs per transaction for Visa, MasterCard, Discover, and American Express. However, these charges are not listed on the corporate website so you must contact the sales team to get this information and compare with other companies. 

New Users Must Create Own Account 

Be aware that the merchant account that you open with Finical can only be used by you. So if you sell your business, you must contact the company to close your account and open a new account for the new owner of the business. 

gavel

The Bottom Line

Finical offers all of the payment options we like to see in a merchant services company and, in addition, provides clear and easy-to-manage reports with detailed information about your transactions. 

Plus, transactions are generally deposited into your bank account quickly with Finical, around 48 hours. We recommend Finical on the basis of its excellent customer service and security measures.

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info
star_border star_border star_border star_border star_border

0 Reviews

Review Breakdown

5 grade

0%

4 grade

0%

3 grade

0%

2 grade

0%

1 grade

0%

Sentiment Criteria

Value

star_border star_border star_border star_border star_border

Quality

star_border star_border star_border star_border star_border

Service

star_border star_border star_border star_border star_border

Trustworthiness

star_border star_border star_border star_border star_border
Be the first to leave a review .