Certified Payment Processing Logo

Certified Payment Processing

Is This Your Business?
star_border star_border star_border star_border star_border
0 User Reviews
LAST UPDATED: June 27th, 2019

Certified Payment Processing, also known as cpp-360.com, was founded in 1991 and is owned by First American Payment Systems. It is a registered ISO of Fifth Third Bank in Ohio and Wells Fargo Bank in California and is currently headquartered in Carrollton, Texas. Additionally, Certified Payment Processing also partners with Northern Leasing Systems to provide point-of-sale and payment processing machines. They offer payment processing services and they currently serve the retail, mobile, MOTO and eCommerce industries. Certified Payment Processing does not disclose its rates publicly; therefore, you have to contact the company for a rate quote before you can determine whether or not they are right for you.

Top Ranked Companies

Cayan Logo
#1 Cayan chevron_right
6.9 Overall Score
star star star star star_half
Dharma Logo
#3 Dharma chevron_right
6.5 Overall Score
star star star star star_half

The Good

  • Features and Services
  • Proxima Mobile
  • Other Available Solutions

Certified Payment Processing states its goal is to enhance the customer experience by offering fast payment terminals, high-quality peripherals, almost every payment type possible and to help ensure the security for their customers, as well as their merchants. Certified Payment Processing offers a three-year auto-renewing contract and a variety of features. 

Features and Services

1stPayPOS is an Apple iPad-based POS system that is easy to install, easy to learn and has robust features that are usually only provided with more complex systems. And it can be easily customized. With the 1stPayPOS system, you get inventory management so you can easily stay on top of your inventory, which will help save you time and money. You also get cash management, a rewards program and a loyalty program to keep your customers coming back and to help increase your average ticket prices. They also give you remote management so you can see in real-time what is happening at any of your locations anytime, anywhere. You will also receive Robust Split Check which allows your customers any split check option they want. You can actually create as many modifiers as you need to make sure you get the order right. All information includes an automatic secure cloud backup.  You also have the option to print, email or text receipts, whichever your customer prefers. You can use this system via Apple iPad, tablet stand or a cash drawer. You also get a receipt printer, barcode scanner, a secure card reader, and a kitchen printer, if you opt for the restaurant package. The Proxima X5 system gives your business a secure way to process transactions and includes a variety of merchant friendly features, such as vivid color displays, EMV smart card and mobile wallet capabilities. It's also touchless card ready and the payment terminal is compact so it doesn't take up much space. It can also take a variety of terminal-based requests and it has multi-merchant capabilities with up to nine separate business accounts. With this system, you can take credit cards, debit cards, contactless cards and gift cards. You can also process checks with their optional peripheral devices. And it has a variety of reporting options and several layers of security, including an internal encrypted PIN pad.

Proxima Mobile

This system allows you to go where your customers are. It's a portable payment solution that offers sturdy construction, 2G & 3G network wireless connectivity, 32MG memory and a 32-bit ARM9 processor for faster transactions. Additionally, you can customize your receipts and you can accept PIN-based debit transactions. All of this information is according to the Certified Payment Processing website.

Other Available Solutions

Certified Payment Processing also offers an external PinPad 1300 with plug-and-play functionality that is easily integrated into any payment processing system, has an extra layer of fraud protection and an easy-to-use keypad and an easy to read display. They also offer an RDM6014, which is a check imager for accepting checks. It is an electronic check conversion feature with visual confirmation of each check. This means greater security, a reduced chance of taking a bad check and less wait time for your customers. They also offer a Magtek Mini MICR, which is similar to their other check reader, but it's smaller.


The Bad

  • No Pricing Information

No Pricing Information

There seems to be no information on the company website regarding the ranking criteria. Information concerning cost per transaction, monthly fees, and startup fees are nowhere to be found. Other industry competitors are more upfront about pricing information and contracts.


The Bottom Line

Due to the severe lack of information, we can't gauge the quality of Certified Payment Processing's services. There simply isn't enough information. We recommend looking into top industry competitors that are more upfront and transparent when it comes to pricing and services.

View Best Merchant Account Services Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating


star_border star_border star_border star_border star_border

0 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border


star_border star_border star_border star_border star_border
Be the first to leave a review.