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1 User Review
LAST UPDATED: June 27th, 2019 strives to give online merchants the infrastructure and security they need to make credit card transactions. The Payment Gateway can process transactions 24/7 and has a free Verified Merchant Seal that merchants can add to their websites to give consumers a little more peace of mind. The payment gateway generates reports and is browser-based so there is no software to install or maintain.

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The Good

  • Informational Website
  • Choose Your Provider
  • Sync QuickBooks

Informational Website has a simple, complete website that lays information out in an easy-to-find manner. Product descriptions are short and to-the-point, without a lot of extra fluff. Visitors to the site can access prices and fees for services and are given all information necessary to make a decision. A low setup fee, $49, is required to get started. Additionally, there is a $25 payment per month for gateway.

Choose your Provider allows customers to choose their own provider. For this method, customers can take advantage of the 'Payment Gateway Only' plan. This particular payment plan consists of:

  • $49 start up fee
  • $25 monthly gateway
  • 1.59% Swiped Debit
  • 1.79% Swiped Credit
  • $0.29 per transaction
  • $0.29 for daily batches

Sync QuickBooks

Customers can sync their accounts with QuickBooks to automatically tie in their transactions directly. They can keep track of daily, weekly, and monthly income through the syncing of the Quickbooks software. This is meant to benefit small business owners. Customers can also download the free app to create real-time processing from major credit cards, including American Express, JCB, and Diner's Club, in addition to the MasterCard and Visa accounts. Also, the app accepts signature debit cards. For questions or concerns,'s customer support can be contacted 24 hours, seven days a week at 877.447.3938. Holidays are the only times a representative won't be available. In addition to credit card payments, an extra service processes electronic checks. Customers can accept and process their payments from their bank accounts directly through the website or Virtual Terminal, for an additional fee.


The Bad

  • Lack of Transparency

Lack of Transparency

While they do offer e-check processing, the fee isn't provided on the website. Customers can learn of the cost while chatting online or talking on the phone to a representative. Aside from this small inconvenience, doesn't have other downsides.

The Bottom Line is one of the older, more established merchant account payment providers. Getting their start in 1996, they became incorporated in 2007. The company provides safe and reliable payment processing via credit and debit card purchases, as well as signature debit cards. For an additional costs, e-checks can be processed as well. With a low rate, with no hidden fees, is a good choice. International payments can be easily done with just a small increase in the fees associated. has dependability, reliability, and strong encryption on their side. 

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Sara Jane Crestwood, KY

A bit complicated to integrate into a website. And the management system is not nearly as user friendly as others.

3 years ago