Kaiser Permanente
Is This Your Business?Author: Kaitlyn Short
Kaiser Permanente is a good health insurance company that operates in California, Colorado, Hawaii, Georgia, Maryland, Virginia, Oregon, Washington, and Washington, D.C.
Kaiser Permanente offers Medicare Advantage, Medicare Cost, Prescription Drug, and combined Medicare and Medicaid plans to Medicare beneficiaries.
Top Ranked Companies
The Good
- Medicare Options
- Medicare Advantage Plus Perks
Medicare Options
When you enroll in Medicare coverage, you can choose to enroll in Original Medicare or a Medicare Advantage plan. Original Medicare is managed by the federal government and offers hospital and medical insurance. It does not include prescription drug coverage or have out-of-pocket limits.
Medicare Advantage plans are managed by private insurers. These plans cover the same services Original Medicare does. Many plans also offer qualifying prescription drug coverage. It's common for Medicare Advantage plans to include additional coverage like dental care and extra benefits like fitness memberships.
If you opt for Original Medicare, you can purchase a Medicare prescription drug plan and Medigap insurance. These additional insurance plans are sold by private insurance companies. Prescription drug plans are also called Medicare Part D. Medigap plans help control your out-of-pocket costs from Original Medicare.
In most of the areas Kaiser Permanente services, it offers Medicare Advantage and Prescription Drug Plans. Some of Kaiser Permanente's Medicare Advantage plans include a SilverSneakers® fitness program.
In Virginia, Kaiser Permanente also offers Medicare Plus plans. These plans are cost plans, so they complement Medicare Part A (hospital insurance) and Part B (medical insurance).
Kaiser Permanente also offers combined Medicare and Medicaid Plans (D-SNP). These plans are for beneficiaries who are eligible for Medicare and Medicaid services. Kaiser Permanente does not offer these plans in all areas, so be sure to check Kaiser Permanente's website to learn what plans are available to you.
In most states, Kaiser Permanente offers Medicare Advantage Plus plans that expand coverage and offer other perks. Virginia's Medicare Plus plans also have the option to expand coverage.
Medicare Advantage Plus Perks
Depending on where you live, the following coverage and perks can be added to your Medicare Advantage plan for an additional monthly fee:
- Dental care
- Hearing
- Vision
- Acupuncture
- Transportation
- Silver&Fit® fitness program
- Hearing aids
- Eyewear
Hearing, eyewear, and, comprehensive dental can be added to Medicare Cost plans in Virginia for an additional monthly fee.
The Bad
- Limited Customer Insight
- Offerings May Vary by Region
Limited Customer Insight
Kaiser Permanente has recieved a low number of reviews on Best Company for Medicare. A full recommendation based on the customer experience is not available at this time.
Offerings May Vary by Region
While Kaiser Permanente offers good Medicare plans, availability may vary depending on your state and county. Specific information about Medicare plans available in your area can be found on the Kaiser Permanente website or by contacting Kaiser Permanente directly.
The Bottom Line
Kaiser Permanente is worth considering as a health insurance provider. It has good Medicare options for Medicare Advantage and Prescription Drug Plans. It also offers Medicare Special Needs Plans that combine Medicaid and Medicare coverage.
Medigap may not be available from Kaiser Permanente. However, Medicare Advantage plans are. Those interested in a Medigap plan should see what Kaiser Permanente offers in their area and may need to consider another insurance company for a Medicare supplement plan.
If you're looking for Medicare Advantage, Part D, or a combined Medicare and Medicaid plan, Kaiser Permanente is worth exploring further.
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