Kaiser Permanente is a good health insurance company that operates in California, Colorado, Hawaii, Georgia, Maryland, Virginia, Oregon, Washington, and Washington, D.C.
Kaiser Permanente offers Medicare Advantage, Medicare Cost, Prescription Drug, and combined Medicare and Medicaid plans to Medicare beneficiaries.
When you enroll in Medicare coverage, you can choose to enroll in Original Medicare or a Medicare Advantage plan. Original Medicare is managed by the federal government and offers hospital and medical insurance. It does not include prescription drug coverage or have out-of-pocket limits.
Medicare Advantage plans are managed by private insurers. These plans cover the same services Original Medicare does. Many plans also offer qualifying prescription drug coverage. It's common for Medicare Advantage plans to include additional coverage like dental care and extra benefits like fitness memberships.
If you opt for Original Medicare, you can purchase a Medicare prescription drug plan and Medigap insurance. These additional insurance plans are sold by private insurance companies. Prescription drug plans are also called Medicare Part D. Medigap plans help control your out-of-pocket costs from Original Medicare.
In most of the areas Kaiser Permanente services, it offers Medicare Advantage and Prescription Drug Plans. Some of Kaiser Permanente's Medicare Advantage plans include a SilverSneakers® fitness program.
In Virginia, Kaiser Permanente also offers Medicare Plus plans. These plans are cost plans, so they complement Medicare Part A (hospital insurance) and Part B (medical insurance).
Kaiser Permanente also offers combined Medicare and Medicaid Plans (D-SNP). These plans are for beneficiaries who are eligible for Medicare and Medicaid services. Kaiser Permanente does not offer these plans in all areas, so be sure to check Kaiser Permanente's website to learn what plans are available to you.
In most states, Kaiser Permanente offers Medicare Advantage Plus plans that expand coverage and offer other perks. Virginia's Medicare Plus plans also have the option to expand coverage.
Depending on where you live, the following coverage and perks can be added to your Medicare Advantage plan for an additional monthly fee:
Hearing, eyewear, and, comprehensive dental can be added to Medicare Cost plans in Virginia for an additional monthly fee.
Kaiser Permanente has recieved a low number of reviews on Best Company for Medicare. A full recommendation based on the customer experience is not available at this time.
While Kaiser Permanente offers good Medicare plans, availability may vary depending on your state and county. Specific information about Medicare plans available in your area can be found on the Kaiser Permanente website or by contacting Kaiser Permanente directly.
Kaiser is very good at their business in taking money wherever, whenever, and whoever they can.If you're healthy, don't go to Kaiser Permanente, and if you're sick, still don't go to Kaiser Permanente. All they care about is getting your money. If you're a healthy senior, they will constantly harass you until you come in for the wellness check yearly so they can collect medicare money. All they will do is look at you and maybe listen to your heart and say you're fine. Yet when you're sick and want to see a doctor, it's suddenly not all that important to come in. Yes, they do have specialist in-house which seems like a convenient, but try asking for a referral. You'll have to wrestle with them. It's easier to ask for a referral from an outside provider to an outside specialist. Only thing good about probably is their integrated health record so that they can see your record from other visits within kaiser system. But even with that, no one takes the time to look through them.