Since its founding in 2014, FreedomPlus has aimed to create a unique and valuable personal loan experience for its customers. The lending company consistently does this by providing quality loans that meet individual needs through its sophisticated yet simple application and vetting process. FreedomPlus also provides professional advice through knowledgeable loan consultants and experts. Read FreedomPlus reviews below to see what consumers have to say about the lender.
FreedomPlus provides quality customer service to its borrowers primarily through its loan consultants. The customer service and loan consultants help you make the best financial decisions while balancing your lending needs.
The company offers a simple and easy-to-use form to start your loan process online and allows you to call when you start your application with any questions. Friendly and knowledgeable loan consultants and experts are able to assist you throughout your application. User reviews indicate these interactions are extremely valuable for potential customers. Customer service also handles complaints. There is little to no wait time for customer service.
FreedomPlus has flexible loan terms ranging from two to five years. FreedomPlus also allows borrowers to pay off loans earlier than the loan due date, so your loan repayment can ultimately be as brief as you'd like. This could save you a great deal of money in interest fees if you decide to repay the loan before your official payoff date.
FreedomPlus offers same-day loan decisions. However, this isn't guaranteed and will fluctuate based on your provided documentation, application verification, what time of day it is, etc. Having a quick loan decision from online lenders makes it faster and simpler for borrowers to find a personal loan that works best for them and is available as soon as possible.
FreedomPlus has an exceptional star rating from consumers. Quality reviews demonstrate to consumers that FreedomPlus is a trustworthy and high-standard lender. Reviews highlight reasonable rates and fees, simple repayment process, and exceptional customer service. This can provide peace of mind to potential borrowers that FreedomPlus is a good choice for their personal loan needs.
Receiving your loan as fast as possible is a highly desired feature for most, if not all, borrowers. FreedomPlus's intuitive initial online application takes a few minutes at most. Simply select the loan amount you are looking to borrow, describe the reason for taking out the loan, submit your credit rating (based on your credit score), what state you live in, then your name and phone number or email address.
From there, a loan consultant will get in touch with you to complete the transaction. FreedomPlus has extremely fast approval and funding times. It can usually approve your loan and get the money in your hands in as little as three days. Their loan repayment term can range from 24 months - 60 months, with rates from 5.99 percent APR - 29.99 percent APR.
Unlike many competing lenders, FreedomPlus has a lower credit score requirement of 620. You will receive better rates the higher your credit score, but a lower credit score requirement allows for a wider range of borrowers.
FreedomPlus has fixed payments on its loan, so your monthly payment will never fluctuate. FreedomPlus also has fixed rates, so your APR will never be subject to change. This can provide peace of mind and stability to borrowers knowing the numbers they receive in the beginning will be the same throughout the lifespan of their loan.
FreedomPlus is one of the personal loan lenders that helps with debt consolidation and debt settlement by working with creditors on your behalf. For example, if you are seeking a personal loan to help tackle credit card debt, FreedomPlus will exclude said credit card debt from your debt-to-income ratio and pay off the credit card once you are approved. This service can help you qualify for more money and make bill payment a simple process. You could even qualify for rate discounts if you let FreedomPlus pay your creditors on your behalf, have retirement assets, or apply with a co-borrower.
FreedomPlus does not charge any prepayment fees, regardless of when you decide to pay off your loan. This means you can pay off your loan anytime you want, regardless of your loan term. FreedomPlus also has fixed-rate loans and one fixed monthly payment, so your APR will never fluctuate. This provides stability for borrowers and the opportunity to save money in interest charges if they want to pay off the loan early.
FreedomPlus has a max personal loan amount of $40,000 with a minimum loan amount of $7,500. Funds are available within 48 hours of credit approval (at least a 620 credit score required), and the APR ranges between 5.99 percent and 29.99 percent. You can have a FreedomPlus personal loan for up to five years.
FreedomPlus charges between 0 percent and 5 percent origination fees on its loan applications. While these fees aren't necessarily exorbitant for the industry, some industry leaders omit such processing fees from their loan applications altogether, but they are still quite common.
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After wasting my time for two weeks because their underwriting department was "busy" I got denial with no logical explanation. They verified my account with my bank twice, twice. It was like someone restarted the process there. I have never seen more idiots in my life. I would rather call tech support in India than these guys. I got approved at upstart in hours.
I had a wonderful experience with freedom plus excellent customer service I told him no problem and they found a way to help me manage my financial situation that fits me again I say thank you to freedom plus
Excellent customer service from Serena.
I tried other ways to consolidate my debt and I was either turned down ,tagged along or given and interest rate that was unbelievable . I really had given up , but as I was putting away all my paperwork that was previously needed I heard on the radio about FreedomPlus . One phone call and I was approved that same day . Now I can breath . My debt is under control . THANKS FREEDOMPLUS !!!!!
Fast, friendly, professional! Thanks FreedomPlus!
Serena C was Excellent!!!! She took care of everything for me!!
Once I got in touch with my agent, everything was completely smooth sailing. My options were clarified, along with any missing prerequisite information and what to expect in the procedure. None of that was readily apparent through the online portal, so 4 stars.
They were exceptional and no pressure once i submitted requested info and signed documents the money was deposited within the next day. Awesome experience. Thanks FreemdomPus for making this a wonderful experience.
The process of acquiring a loan thru freedom plus was made easy by the customer service representative. They walked me thru from the beginning to end to make the experience fast and easy. I able to finish the loan with in three days.
Amanda A- is & was excellent with helping me with my loan!!!! Thank you
Dan R was very professional, answered all my questions, stayed patient while I learned the loan process and was a great person to work with! We are very pleased with our decision to receive a loan with his help.
I’ve had a great experience with FreedomPlus! I was denied by other companies for a consolidation loan and FreedomPlus helped me get back on my feet. Highly recommend!
The woman who helped me set up my loan was knowledgeable and very helpful. However one of my payments to my credit card company was four days late for a total of fourteen days after I signed the loan. Customer service always took more than 24 hours to reply and toward the end of that time didn’t reply at all to my lady two emails.
Amanda was such a big help. She was very friendly, professional and explained all my options that were available. She was looking out for my best interest in helping me consolidate debt. Thank you very much Amanda
Elizabeth is the best to work with! She is timely, professional and gives me options to figure out what’s best for my needs. I love working with her! Thank you for helping me out!
Amanda is a true professional. She did a great job of explaining my options - it was evident she knows the details of the loans you offer. Her approach in wanting to understand my objective and going through the best options lead me to finding a loan I am very pleased with.
Terrance was very helpful and insightful of this products. He was a great communicator and assisted me through a successful process. I would recommend him -anytime!
Erika R was a pleasure to work with and very professional
Very professional in ever aspect of my experience.
It was fast and easy and Debbie was so helpful
This is my first experience with FreedomPlus and it went very smoothly. Once my application was submitted it took roughly 3 days to complete, quick turn around. Celeste L, my loan consultant, was amazing. She talked me through the entire process, was very attentive and overall just very pleasant to work with. FreedomPlus will pay your creditors directly, that can take up to 10 days. However I have the confidence this will be completed without issues.
Debbi R was fantastic very helpful and knowledge about the process excellent job on her part
Celeste was excellent . She went above and beyond to help me get the loan needed. I will definitely be referring her to my family who I need could benefit from Freedom Plus, most importantly Celeste's excellent customer service. She is a keeper. Thank you Freedom Plus
The company was really helpful. They gave me many options and made me feel like they really care about solving my issue. The turn around in depositing my funds was very quick and follow up calls we caring and consistent.
Great! So fast and efficient. Amazed at how easy the process was.
Very prompt, professional and friendly individuals
Great customer service! Freedom Plus was able to give me a good rate in regards to consolidating my debt and paid the companies in less than 10 business days.
Phone call asked for rate quick credit app and 48 hours money in my account. I recommend.
Very good experience. Processed within a couple days. Very impressed. Debbie R extremely helpful, very knowledgeable and professional. Great service.
Great service, easy process, helpful agent that got me the loan I needed.
You need to temper your quick trigger on past due notices. They really piss people off.
Awesome customer service and would highly recommend for your loan consolidation needs.
Your rep told me the prosper loan would be paid off AND THAT i WOULD NOT HAVE TO MAKE THE PAYMENT THIS MONTH. tHE LOAN HAS STILL NOT FUNDED AND THEY DID TAKE THE PAYMENT YESTERDAY
I had a great experience processing my loan with Freedom Plus. My Loan Consultant, Frania was extremely kind and personable, incredibly timely, did everything she could to give me the best rate possible and made the whole experience seem less and positive. I would highly recommend their products abd services.
Celeste made the entire transaction pleasant. I don't think that I could have worked with a nicer person. I want to send a huge Thank you to her.
Application accepted quickly. Contract received quickly. Credit cards payed off/down quickly. Let me choose my due date for payments. Payments very close to what I was paying towards my credit cards but now only one payment at a very reduced finance charge. Thoroughly happy with Bharat and the whole procedure!!!
I really don’t know how to explain this other than it was perfect. I was scared, nervous, and overwhelmed before I spoke with Celeste who explained EVERYTHING as crystal clear as possible, and walked me through each step. I swear if everyone in the world was that nice we would t have wars. She had the patience and knowledge needed to get me to where I needed to be! I wish I could thank her more than just a survey
It was a easy process . Excellent recommend to anyone
This was very easy and effortless. It was a very smooth transaction and my things got paid off in a very timely manner. The representative that assisted me was extremely helpful and guided me every step of the way.
Amanda was great, she helped us every step of the way. Super easy and great customer service.
The process is fast and easy. Celeste, our loan officer, was very helpful.
Terrence was great knew his stuff and explained everything in layman terms and put up with me when my computer wouldnt do what i didnt know what to do. He calmed me down when i got frustrated
It was a pleasure working with this company and especially with Ryan, my loan consultant. They made the whole process quick, easy and painless.
Great experience they helped me a lot and i we never go with anyone else for a loan
This is my second loan from you, and it was the quick, professional and hassle free. Try to get loans from other places and the run around was overwhelming. You will get my recommendation.
I requested credit, filled out application, spoke to a loan officer, Ron W. He listened and then went to work, promptly, accurately and with a profound knowledge of the mechanism of the company, disclosed terms, alternatives to my full satisfaction.
I was able to get my credit card balances down and able to keep my accounts open. This was quick and easy to do within a few lunch breaks, quicks call, and a few emails.
Great help, fast assistance, knows what they are doing
Amanda was very professional, friendly, and informative. I enjoyed interacting with her, and the process proceeded flawlessly! Thanks again FreedomPlus.
Brandi was dishonest about funding time. I needed the funds to help out a friend who was in dire straights and about to lose his home and brandi convinced me she could guarantee the funds would be in my account in two bus days but they were not. If it had not been for Lending Club my friend would have lost his home. Be careful with deceptive practices, especially if you speak with Brandi... I suggest lending club, they are honest and do what they say....