- Bestow vs Ethos
Bestow vs Ethos
Bestow and Ethos both allow clients to apply and purchase term life insurance online. Both companies specialize in term life insurance, so if you’re looking for a permanent life insurance policy, you’ll need to consider other options.
While both companies are very similar, they are partnered with different life insurers. Ethos is partnered with Legal & General ®. Bestow is partnered with the North American Company for Life and Health Insurance ®. Each of these life insurers has high financial strength ratings.
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Overview
Bestow
Ethos
Financial Strength
Financial Strength
Not Applicable
Not Applicable
Term Policies
Term Policies
Yes
Yes
Whole Policies
Whole Policies
No
No
Universal Policies
Universal Policies
No
No
Final Expense Policies
Final Expense Policies
No
No
Time In Business
Time In Business
4 Years
3 Years
Reviews
Bestow
Ethos
Number of Reviews
Number of Reviews
13
0
Review Breakdown
Review Breakdown
4.7
starstarstarstarstar_half
5
star
92%
4
star
0%
3
star
0%
2
star
0%
1
star
8%
0.0
starstarstarstarstar
5
star
0%
4
star
0%
3
star
0%
2
star
0%
1
star
0%
Reviews for Bestow
Helpful Favorable Review
starstarstarstarstar
J Y
September 27th, 2020
Argyle, TX
DETAILS
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Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar
I first heard about Bestow when they popped up on StrictlyVC, a newsletter that follows the hottest startups around the world. This company sold life insurance that was easy to pick and purchase. I got $500K in coverage in minutes and pay very low prices given my excellent health. I was very pleased with the entire process and would recommend them to anyone!
Helpful Critical Review
starstar_borderstar_borderstar_borderstar_border
Omar C
September 27th, 2020
Shreveport, LA
For healthy people. People with little health problems look elsewhere.
Reviews for Ethos
Helpful Favorable Review
None Available
Helpful Critical Review
None Available
The Final Word
Bestow and Ethos are similar companies. Both allow clients to apply and purchase life insurance online. These companies also offer policies backed by financially strong companies, so clients don’t have to worry about reliability when purchasing from a new company.
Bestow and Ethos agents also do not earn commission. Those working with either company don’t have to worry about being upsold or rushed into a purchase.
Bestow offers three term lengths: 2-year, 10-year, and 20-year. Clients can purchase up to $500,000 of coverage with the 2-year term policy. With the other lengths, clients can purchase up to one million dollars in coverage.
For more information about coverage levels and term lengths available through Ethos, clients should complete the online quote process on Ethos’s website. While both companies are great options, it’s nice that Bestow offers more information about its policies generally.
Bestow and Ethos agents also do not earn commission. Those working with either company don’t have to worry about being upsold or rushed into a purchase.
Bestow offers three term lengths: 2-year, 10-year, and 20-year. Clients can purchase up to $500,000 of coverage with the 2-year term policy. With the other lengths, clients can purchase up to one million dollars in coverage.
For more information about coverage levels and term lengths available through Ethos, clients should complete the online quote process on Ethos’s website. While both companies are great options, it’s nice that Bestow offers more information about its policies generally.
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