Bestow vs Ethos

Bestow and Ethos both allow clients to apply and purchase term life insurance online. Both companies specialize in term life insurance, so if you’re looking for a permanent life insurance policy, you’ll need to consider other options.

While both companies are very similar, they are partnered with different life insurers. Ethos is partnered with Legal & General ®. Bestow is partnered with the North American Company for Life and Health Insurance ®. Each of these life insurers has high financial strength ratings.
Bestow logo verified_user
#1 Bestow
9.1 Overall Score
4.7
starstarstarstarstar_half
(13)
Ethos logo verified_user
#31 Ethos
4.0 Overall Score
0
starstarstarstarstar
(0)

Overview

Bestow

Ethos

Monthly Premium
Monthly Premium
As Low As $5
Undisclosed
Policy Types
Policy Types
check
Term
check
Term
Coverage
Coverage
49
49
Time In Business
Time In Business
4 Years
3 Years

Ratings

Bestow

Ethos

Overall Score
Overall Score
9.1 of 10
4.0 of 10
Review Score
Review Score
4.7
starstarstarstarstar_half
0.0
starstarstarstarstar
Value for Money
Value for Money
4.9
starstarstarstarstar_half
0.0
starstarstarstarstar
Quality of Product or Service
Quality of Product or Service
4.9
starstarstarstarstar_half
0.0
starstarstarstarstar
Customer Service
Customer Service
5.0
starstarstarstarstarstar_half
0.0
starstarstarstarstar
Company Trustworthiness
Company Trustworthiness
5.0
starstarstarstarstarstar_half
0.0
starstarstarstarstar
Likely to Recommend
Likely to Recommend
9.9 of 10
0.0 of 10

Reviews

Bestow

Ethos

Number of Reviews
Number of Reviews
13
0
Review Breakdown
Review Breakdown
4.7
starstarstarstarstar_half
5 star
92%
4 star
0%
3 star
0%
2 star
0%
1 star
8%
0.0
starstarstarstarstar
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%

Reviews for Bestow

Helpful Favorable Review

starstarstarstarstar

J Y

July 24th, 2019 Argyle, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I first heard about Bestow when they popped up on StrictlyVC, a newsletter that follows the hottest startups around the world. This company sold life insurance that was easy to pick and purchase. I got $500K in coverage in minutes and pay very low prices given my excellent health. I was very pleased with the entire process and would recommend them to anyone!


Helpful Critical Review

starstar_borderstar_borderstar_borderstar_border

Omar C

October 15th, 2019 Shreveport, LA

For healthy people. People with little health problems look elsewhere.


Reviews for Ethos

Helpful Favorable Review

None Available

Helpful Critical Review

None Available

The Final Word

Bestow and Ethos are similar companies. Both allow clients to apply and purchase life insurance online. These companies also offer policies backed by financially strong companies, so clients don’t have to worry about reliability when purchasing from a new company.

Bestow and Ethos agents also do not earn commission. Those working with either company don’t have to worry about being upsold or rushed into a purchase.

Bestow offers three term lengths: 2-year, 10-year, and 20-year. Clients can purchase up to $500,000 of coverage with the 2-year term policy. With the other lengths, clients can purchase up to one million dollars in coverage.

For more information about coverage levels and term lengths available through Ethos, clients should complete the online quote process on Ethos’s website. While both companies are great options, it’s nice that Bestow offers more information about its policies generally.

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