Bestow vs Ethos

Kaitlyn Short
Kaitlyn Short | Senior Editor
Bestow and Ethos both allow clients to apply and purchase term life insurance online. Both companies specialize in term life insurance, so if you’re looking for a permanent life insurance policy, you’ll need to consider other options.
 
While both companies are very similar, they are partnered with different life insurance carriers. Ethos is partnered with Legal & General ®. Bestow is partnered with the North American Company for Life and Health Insurance ®. Each of these life insurers has high financial strength ratings.
Bestow logo verified_user
#9 Bestow
6.9 Overall Score
4.7
star star star star star_half
(14)
Ethos logo verified_user
#54 Ethos Insufficient Reviews
2.0
star star star_border star_border star_border
(1)

Overview

Bestow

A.M. Best Financial Strength Rating

Not Applicable

Policy Types

N/A

Type of Underwriting Offered

N/A

Purchase Process

N/A

Time in Business

6 Years

Ethos

N/A

N/A

N/A

N/A

Undisclosed

Ratings

Bestow

Overall Score
6.9 of 10
Review Score
4.7
star star star star star_half
Value for Money
4.9
star star star star star
Quality of Product or Service
4.9
star star star star star
Company Trustworthiness
5.0
star star star star star
Likely to Recommend
9.9 of 10

Ethos

1.5 of 10
2.0
star star star_border star_border star_border
0.0
star_border star_border star_border star_border star_border
0.0
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0.0
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0.0 of 10

Reviews

Bestow

Number of Reviews
14
Review Breakdown
4.7
star star star star star_half
5 star
93%
4 star
0%
3 star
0%
2 star
0%
1 star
7%

Ethos

1
2.0
star star star_border star_border star_border
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%

Reviews for Bestow

Helpful Favorable Review

star star star star star

J Y

July 23rd, 2019

DETAILS

I first heard about Bestow when they popped up on StrictlyVC, a newsletter that follows the hottest startups around the world. This company sold life insurance that was easy to pick and purchase. I got $500K in coverage in minutes and pay very low prices given my excellent health. I was very pleased with the entire process and would recommend them to anyone!

Helpful Critical Review

star star_border star_border star_border star_border

Omar C

October 13th, 2019

For healthy people. People with little health problems look elsewhere.

Reviews for Ethos

Helpful Favorable Review

None Available

Helpful Critical Review

star star star_border star_border star_border

no sugarcoating

February 3rd, 2022

check_circle

Review Source

tried to apply with them based on being the first google match for life insurance, so I thought they must be spending a lot of money to be pushed as #1 in advertisement. It wasn't a horrendous experience but not a good one as well. Customer service on the phone presented herself well but list of question kept getting longer and longer, it felt too invasive at the end. I didn't end up signing with them - I would rather go with someone that I know if they need to collect that much information. I'll pass on this one. thanks

The Final Word

Bestow and Ethos are similar companies. Both allow clients to apply and purchase life insurance online. These companies both offer policies issued by financially strong companies, so clients don’t have to worry about reliability when purchasing from a new company.

Bestow and Ethos agents also do not earn commission. Those working with either company don’t have to worry about being upsold or rushed into a purchase.

Bestow offers two term lengths: 10-year and 20-year. Clients can purchase up to one million dollars in coverage.

For more information about coverage levels and term lengths available through Ethos, clients should complete the online quote process on Ethos’s website. While both companies are great options, it’s nice that Bestow offers more information about the policies it offers.

Top Choice

Bestow Logo
Bestow

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