Metcalf Financial
Author: Kaitlyn Short
Metcalf Financial is a life insurance brokerage that specializes in Burial and Final Expense insurance. As a new company in the life insurance industry, Metcalf Financial leverages its online platform to provide all services digitally. The company has a mission to connect with its customers and provide them with honest, transparent information as they pick their insurance policy.
Top Ranked Companies
The Good
- Instant Online Quotes and Service Requests
- Quotes Available from More Than 80 Carriers
- No Waiting Period
- Guaranteed Approval Options
Instant Online Quotes and Service Requests
As a fully digital insurance brokerage, Metcalf Financial offers its customers support in real time. The company’s website spotlights a quick quote search feature — which can get you numerous quotes tailored to your situation instantly. Additionally, the company provides an online Policy Service Center, where you can request services on your policy at any time.
Quotes Available from More Than 80 Carriers
To help customers find the best insurance policy for their situation, Metcalf Financial has partnerships with over 80 insurance providers. Some of these companies include the following: AIG, Liberty Bankers Life, Gerber Life, Great Western, among others. Using Metcalf Financial makes it easy for customers to evaluate life insurance quotes for best value.
No Waiting Period
Metcalf Financial can help you enroll in a life insurance plan with no waiting period. If this is a priority for you, the insurance agent at the company will work with you to find this type of plan. Note that plans with no waiting period may require medical approval.
Guaranteed Approval Options
With such a variety of plans to choose from at Metcalf Financial, there are options for plans with a guaranteed approval process. These options do not require medical exams. It is recommended that you work with a Metcalf Financial agent to find these plans.
The Bad
- Limited Online Information
- Insurance Types Offered Unclear
- Not Available in All States
Limited Online Information
It is difficult to find details about Metcalf Financial life insurance plans without entering any of your information. The website alone does not dive into specifics of plan rates, types of insurance offered, and policy types. In order to find out the company’s offerings, you must get a quote by entering your name, birthday, email, and state of residence.
Insurance Types Offered Unclear
According to its website, Metcalf Financial does offer Burial and Final Expense insurance. The company's Facebook page claims that Metcalf Financial offers term life insurance as well. However, there is no information about term life insurance on Metcalf Financial’s website.
Not Available in All States
Metcalf Financial is authorized to sell insurance in 15 states. The company does have partnerships with some local companies within those states, but on the website it is unclear which states Metcalf Financial services. To find out, you would need to attempt to get an insurance quote.
The Bottom Line
If you prefer to handle your insurance online, Metcalf Financial would be a great fit for you. The website can find you many different quotes at various rates.
However, we recommend that you also speak to one of the company’s agents about your specific needs. Based on previous customer reviews, agents at the brokerage are attentive and help you find the best value plan for your situation.
