Quotacy offers instant price quotes after filling out a brief application without requiring contact information for term life insurance. The experts look at different policy options from several life insurance providers to find the best deal for their clients on term and permanent life insurance policies.
Quotacy, founded in 2014, brings consumers a simple way to buy life insurance online. It is a life insurance brokerage agency that helps clients compare quotes from multiple companies to find the best policy.
Quotacy may be a new name, but those behind it are experts in life insurance. Over the last 25 years, it has helped the very healthy and those facing serious medical challenges find a life policy by comparing options from several insurance companies.
Customers interested in a term life insurance policy or a permanent life insurance policy can receive help from Quotacy. Term life insurance lasts a set period of time. Quotes for term policies are easy to view online using Qutacy's life insurance quote tool.
With this tool, site visitors can input some demographic information to view term policy rate estimates for monthly premiums. To view insurance plans and more specific rates for premiums, site visitors can fill out additional information. Visitors will then see several similar life insurance plans from different companies for a life insurance comparison.
At this point, Quotacy's quoting tool merges with its application process, and visitors can select an insurance policy and apply. This merged process simplifies the life insurance premiums quote and buying process.
Whole life insurance quotes are not available online. Whole life insurance offers permanent coverage and cash value growth at a guaranteed rate. You can access the cash value while living.
If you're interested in a whole life policy, you'll need to schedule a call with a Quotacy agent.
Quotacy insurance agents are independent. Once customers indicate which life insurance policies they are interested in, the agents offer quotes from partner life insurance companies for you to compare.
The agents work directly with the life insurance companies, which cuts the hassle of customers independently reaching out to several life insurance companies to get quotes.
This process makes it easy for you to compare life insurance policies, premium costs, term length, available riders, and evaluate the long term benefit or a policy. It's easy to find affordable life insurance with Quotacy.
It also helps you find the best life insurance policy that meets your needs.
Below are a few of the insurance companies that Quotacy works with:
Quotacy insurance agents are not paid based on the number of sales they make. Customers can rely on advice from Quotacy insurance agents because they are not biased towards any life insurance company and are able to put the clients' best interests first.
The de-emphasis on sales enhances each insurance agent's ability to offer quality customer service.
Customer Review: Renee Soltis
"Excellent cutomer service knew their poroduct and kept me informed through the entire buying process"
The Quotacy team is dedicated to helping each of its clients find the insurance policy that best meets their coverage and budget needs.
Life insurance rates are determined through underwriting. Underwriting categorizes life insurance applicants into risk classes. Each risk class has a different rate for the same coverage amount and insurance policy.
Underwriting considers your lifestyle, health, and other factors. Fully underwritten life insurance policies require a medical exam.
Some insurers underwrite health conditions like diabetes more favorably than others. Working with a Quotacy agent, you may be able to find an insurer that will place you in a more favorable rate class.
Quotacy helps clients from all over the United States find the right insurance policy by evaluating and comparing life insurance policies from several insurance companies in order to find the best monthly premium cost for the desired coverage.
No matter where you live or if you're interested in a term life policy or permanent policy, Quotacy can help you evaluate life insurance rates and plan options.
Quotacy also offers a complimentary LegacyShield account that its clients can use to store their will, life insurance policy information, and other financial documents in one place to make it easy for your loved ones to access and fulfill your last wishes.
You can also use your account to store your personal history, memories, and photographs.
In addition to helping consumers find the best life insurance carrier and insurance coverage for themselves, Quotacy also helps customers with quotes for disability insurance.
While Quotacy works with many reliable and well-known life insurance companies, it doesn't work with all insurance providers. If a potential client is interested in a specific company, they may have to reach out directly to that company.
Working with Quotacy is an easy way to broaden a life insurance search even when combined with a customer's independent efforts.
While Quotacy helps clients buy term and whole life insurance, those interested in universal life insurance coverage will need to work with another agency or insurer.
Absolute scam - don't even waste your time filling out their application. When I filled out my application, quotes ranged from $350 to $900 across maybe 10 companies. When I submitted that I'd like to purchase, suddenly, the lowest price was just shy of $1,700 - a nearly 500% markup. This is for a 30 y/o male nonsmoker with no health conditions, so don't let them convince you that it had anything to do with personal specifics; it's strictly a bait and switch scam.
Reply from Quotacy
Mar 03, 2020
Hi Cindy, Thank you for your feedback. I'm sorry your experience was not a positive one, and that we were unable to find you coverage for the price you wanted. We looked at pricing for you with all our carriers based on the health and lifestyle information you provided us, and unfortunately that was the best rate we could find for you at this time. We strive to provide accurate quotes in order to set realistic expectations before you choose to formally apply with the insurance company. Although the price was higher, we could have communicated the reasons for the difference in a better way. Again, I'm sorry we were not able to provide a more favorable outcome for you. I know that Renee reached out to you and the feedback you gave her on the phone was very helpful. We will use this in the future to improve our communication. If you would like to discuss this further you can contact our team at 844-786-8229. Thank you, Abby
life insurance is so important to have incase anything happens to you. quotacy helped us get the perfect plan and perfect coverage so i know if anything happens to me i know my family will be taken care of
Quotacy was better than advertised. Great customer service and delivered as promised. A++
I loved working with an agent over email. Alex guided me through every step and was super helpful. I was approved within a few days. It was super easy.
Excellent cutomer service knew their poroduct and kept me informed through the entire buying process
The process was easy and my agent was in contact with me every step of the way
Good customer focus with clear outline of the process. I appreciated the support. Balanced to keep the process moving along without feeling pressure to just get it completed.
It requires a bit of time before you can get a policy. The price is good. Customer service is over email and online and very quick response so it's easy to deal with.
I don't really know a lot but it seems like it had all the coverage. Everyone I spoke to was really nice, answered all my questions, even the phone interview for all the information. They were all communicative and quickly responsive.
Customer service is quick and swift. It is a very good company and a very good price.
I went with them for convenience because it was simple to use. My insurance policy seems to be a fair price for good coverage. Everyone I work with was very prompt and clear and everything went through just as it should have. They kept in contact with me on a regular basis, one wondered what was going on, and everybody was very courteous and professional.
The price is good. Their online layout is really simple and easy to navigate through. Customer service did a good job and weren't obnoxious.
They work with multiple areas. The price and the release caption were good. Customer support was great, their response time was very good, they email so that's complain about.
They were very good. They have a good device and the insurance company that they work with did provide the best solution for what I needed. Also they have good customer service, they were very attentive and always got back to me.
Customer service was very responsive. The plan was very comprehensive.
Start to finish was a smooth process. Would recommend
Simple & straight foward process. Great customer service
The whole process was very easy - from looking for insurance, to finding a match, to getting set-up.
Everything was easy and straightforward from the very beginning. I like the webpage that gives comparisons of quotes. After I chose who to go with, I was told what to expect next, and helped every step of the way. It was perfect.
Fast, convenient and quick to provide updates on the entire process.
Ease and clarity of communication, range of product options, customer service.
Everyone is very helpful the contact me with emails and I can call and they were they're pretty quick. It wasn't too expensive and it was a pretty easy process to get insurance.
It was clear and timely and I chose it because of the price.
I came across good reviews while I was researching who to go with. They're responsive and answer my questions on time.
They're helpful, and they'll call or email you if they need something from you. They're good because they meet my needs.
When I called them I talked to an automated agent instead of a real agent. They met all my needs.
The premium did go up more than I expected. They're very responsive.
I was kept in the loop with all the updates and the staff was very professional.
The plan is a good quality plan but the pricing is higher than I expected. I would highly recommend the service.
I chose Quotacy because it was online, quick, and easy. Any questions I had were answered quickly. It was the coverage that I was looking for at a low price.
They're quick and efficient and the process was easy and affordable.
They're customer service is very responsive and they're affordable.
Quotacy gives you the best options for what you need, and they made the process for getting life insurance a lot easier on me. The representative was proactive and always followed up with me.