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LAST UPDATED: January 7th, 2023 a trademark of One Technologies LLC, is a company that provides identity theft protection services and a few credit-related services including daily credit monitoring. offers potential customers a free seven-day trial period. 

Those who sign up for the company’s services will be able to obtain daily credit monitoring services, access to credit reports and credit scores from the three major credit bureaus (Equifax, Experian, and TransUnion). 

Customers will also receive up to $1 million in identity theft insurance coverage along with the company’s credit-focused ScoreTracker and ScoreCast tools. 

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The Good

  • Free Trial
  • Credit Monitoring
  • Identity Theft Insurance

Free Trial

Before customers start paying for services on a monthly basis, they can test out’s identity protection services for seven days for free. 

This free, seven-day trial period allows customers to see if’s services are right for them without facing much financial risk. 

Customers should note that they will automatically be charged a monthly membership fee of $29.95 once their free trial membership period ends. 

Those who do not want to continue on with their membership after the seven-day trial should make sure to cancel their membership before the trial period comes to an end. 

Credit Monitoring provides its customers with credit monitoring, credit reports, and credit scores from all three major credit bureaus.

The company also offers a credit score tracker (ScoreTracker) and a score simulator (ScoreCast), which are useful for predicting changes in credit based on potential scenarios.

Identity Theft Insurance offers its customers up to $1 million in identity theft reimbursement insurance.

This insurance policy ensures that customers will be covered if they fall victim to identity theft while paying for identity theft protection services.

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The Bad

  • Higher Cost
  • Lack of Services
  • Limited Website Information

Higher Cost charges a fee of $29.95 per month for its services.

This price is higher than the average monthly price that several other companies in the identity theft industry charge. 

Lack of Services appears to lack several important industry services, including recovery assistance, lost wallet protection, bank account monitoring, and social security monitoring. 

Limited Website Information

Although does have a helpful frequently asked questions section on its website, there is not much other information that is disclosed about the company online. does not provide information on its website regarding payment options and service plans, staff details, cancellation and refund policies, additional services, and more. 

The company also does not appear to provide any information on whether or not they offer assistance to customers who have pre-existing identity theft conditions. 

It appears that potential customers must sign up for the company’s free, seven-day trial membership in order to learn more about the services offered. 


The Bottom Line offers a free, seven-day trial membership as well as daily credit monitoring and up to $1 million in identity theft insurance coverage. 

The company also gives customers access to credit reports and credit scores from all three major credit reporting agencies and provides customers with a dispute center, a ScoreTracker tool, and a ScoreCast tool., unfortunately, does not offer a number of other important services, including recovery assistance and bank account monitoring. 

The company also charges a higher monthly fee than many other companies in the identity theft industry and does not provide much information about its services on its main website. 

We recommend that you sign up for the company’s free, seven-day trial and read several customer reviews before choosing this service to protect your identity.

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19 Reviews

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stacy alexander Austin, TX

I have gotten two different credit reports from this company using the free trial period and I thought it would be a hassle to cancel - and it wasn't. While there doesn't appear to be an easy way to simply cancel from their website, I was able to get the free trial period canceled through Live Chat with a representative. Of course, there was the obligatory attempt to get me to maintain other services with them at a minimal cost, but I kindly refused because we have those services already. I assured them because of their generosity that I would consider them when my other membership expired. I was able to obtain the free credit reports, the customer service was impeccable, and I would recommend them.

3 years ago

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SebMassun Los Angeles, CA

Was able to get credit scores from all three credit companies and the reports were extremely detailed, showing any outstanding loans as well as month-to-month payments on all my credit cards. I used their service to get my credit scores before I applied for a loan and then cancelled in two months. Cancelling was very straightforward and quick by calling their customer service number and it was done in 2 minutes.

2 years ago


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Laura Wise New Castle, IN

I had my identity stolen and had no idea where to begin. Luckily I caught it early, and was able to learn how to better protect myself from future thefts using resources and info from national credit report.

1 year ago