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NationalCreditReport.com

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3.3

Overall Score

Author: Kaitlyn Short

LAST UPDATED: January 7th, 2023

NationalCreditReport.com a trademark of One Technologies LLC, is a company that provides identity theft protection services and a few credit-related services including daily credit monitoring. 

NationalCreditReport.com offers potential customers a free seven-day trial period. 

Those who sign up for the company’s services will be able to obtain daily credit monitoring services, access to credit reports and credit scores from the three major credit bureaus (Equifax, Experian, and TransUnion). 

Customers will also receive up to $1 million in identity theft insurance coverage along with the company’s credit-focused ScoreTracker and ScoreCast tools. 

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The Good

  • Free Trial
  • Credit Monitoring
  • Identity Theft Insurance

Free Trial

Before customers start paying for services on a monthly basis, they can test out NationalCreditReport.com’s identity protection services for seven days for free. 

This free, seven-day trial period allows customers to see if NationalCreditReport.com’s services are right for them without facing much financial risk. 

Customers should note that they will automatically be charged a monthly membership fee of $29.95 once their free trial membership period ends. 

Those who do not want to continue on with their membership after the seven-day trial should make sure to cancel their membership before the trial period comes to an end. 

Credit Monitoring

NationalCreditReport.com provides its customers with credit monitoring, credit reports, and credit scores from all three major credit bureaus.

The company also offers a credit score tracker (ScoreTracker) and a score simulator (ScoreCast), which are useful for predicting changes in credit based on potential scenarios.

Identity Theft Insurance

NationalCreditReport.com offers its customers up to $1 million in identity theft reimbursement insurance.

This insurance policy ensures that customers will be covered if they fall victim to identity theft while paying for NationalCreditReport.com identity theft protection services.

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The Bad

  • Higher Cost
  • Lack of Services
  • Limited Website Information

Higher Cost

NationalCreditReport.com charges a fee of $29.95 per month for its services.

This price is higher than the average monthly price that several other companies in the identity theft industry charge. 

Lack of Services

NationalCreditReport.com appears to lack several important industry services, including recovery assistance, lost wallet protection, bank account monitoring, and social security monitoring. 

Limited Website Information

Although NationalCreditReport.com does have a helpful frequently asked questions section on its website, there is not much other information that is disclosed about the company online. 

NationalCreditReport.com does not provide information on its website regarding payment options and service plans, staff details, cancellation and refund policies, additional services, and more. 

The company also does not appear to provide any information on whether or not they offer assistance to customers who have pre-existing identity theft conditions. 

It appears that potential customers must sign up for the company’s free, seven-day trial membership in order to learn more about the services offered. 

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The Bottom Line

NationalCreditReport.com offers a free, seven-day trial membership as well as daily credit monitoring and up to $1 million in identity theft insurance coverage. 

The company also gives customers access to credit reports and credit scores from all three major credit reporting agencies and provides customers with a dispute center, a ScoreTracker tool, and a ScoreCast tool. 

NationalCreditReport.com, unfortunately, does not offer a number of other important services, including recovery assistance and bank account monitoring. 

The company also charges a higher monthly fee than many other companies in the identity theft industry and does not provide much information about its services on its main website. 

We recommend that you sign up for the company’s free, seven-day trial and read several NationalCreditReport.com customer reviews before choosing this service to protect your identity.

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Star Rating

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1.7

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19 Reviews

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5 grade

16%

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3 grade

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1 grade

84%

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