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Credit Sesame ID Protection

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3.8

Overall Score

LAST UPDATED: March 16th, 2022

Founded in 2010 in Mountain View, California, Credit Sesame is an identity protection company that offers credit monitoring and reports, among other services. Credit Sesame's mission is "to empower people to take charge of their credit and loans and achieve their financial goals."

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The Good

  • Several Plan Options
  • Monitoring Services
  • Identity Theft Insurance

Several Plan Options

Credit Sesame offers four different identity protection plans that range from $0 to $19.95 per month. Because there are several different plans available, customers have the ability to choose a plan that best fits their budget and coverage needs.

Monitoring Services

Credit Sesame offers a number of monitoring services, including credit monitoring from all three major bureaus (Equifax, Experian, and TransUnion), black market internet monitoring, and social security number monitoring.

Identity Theft Insurance

Credit Sesame provides its customers with up to $50,000 in identity theft insurance. In the event of identity theft, this policy covers and reimburses customers for expenses related to the theft.
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The Bad

  • Limited Recovery Services
  • No Antivirus Software

Limited Recovery Services

When it comes to identity recovery services, Credit Sesame is lacking. Although the company does offer criminal identity recovery and lost wallet assistance, financial, medical, and tax recovery services are not offered. Additionally, Credit Sesame does not provide assistance with preexisting conditions or offer limited power of attorney.

No Antivirus Software

Credit Sesame does not provide its customers with antivirus software to protect sensitive data on their personal computers. 

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The Bottom Line

Credit Sesame offers a number of plan options, several monitoring services, and up to $50,000 in identity theft insurance. However, the company does not provide antivirus software and its recovery services are limited. 

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Star Rating

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2.1

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18 Reviews

Review Breakdown

5 grade

22%

4 grade

6%

3 grade

0%

2 grade

6%

1 grade

67%

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Review Source

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LRush077 Hattiesburg, MS

Credit Sesame has helped me stay on top of my credit report. I only use the free version, & it is great. I can only imagine how great the paid version is. I receive emails from them everyday that includes credit updates & offers on credit that most likely qualify for, even when I'm not shopping for credit. Also, i truly enjoy the education they share about building better credit. Everytime my score changes or if there is anyone looking at my credit, Credit Sesame notifies me. I feel they have truly helped me with my credit journey!

1 year ago

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Chad Edgar Columbia, MO

Credit says me is awesome they save me so much from hackers by protecting my identity and not only my identity they helped me so very much with my credit all the bad credit I had to help me take care of it and remove it off my credit now I have a very positive credit I'm so grateful to have a chance an opportunity to work with credit sesame their customer service is amazing so very calm to sit there and explain everything needed I was blessed to find credit sesame thank you so very much for helping me when I needed it and no one would. ❤️

1 year ago

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Abi Dallas, TX

Credit Sesame ID Protection is very helpful and much needed in this day in time. I have used them in past to stay on top of my credit repairing needs as well as the ID protection. They will alert you anytime your information is used or any changes made on your credit report! I’m so happy I used them because I would’ve never known how to protect my identity without the knowledge and help from Credit Sesame. I will definitely recommend them to all my family and friends!

1 year ago

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Sirdriz77 Fairfield, CT

I like that this service offers many of the same features as more expensive monitoring services. They send alerts whenever changes are made, and the website is simple to navigate. It's not as sleek as some of the premium sites, but it has most of the same capabilities.

1 year ago