Credit Sesame ID Protection
Is This Your Business?2.1
3.8
Overall Score
Author: Kaitlyn Short
Founded in 2010 in Mountain View, California, Credit Sesame is an identity protection company that offers credit monitoring and reports, among other services. Credit Sesame's mission is "to empower people to take charge of their credit and loans and achieve their financial goals."
Top Ranked Companies
The Good
- Several Plan Options
- Monitoring Services
- Identity Theft Insurance
Several Plan Options
Credit Sesame offers four different identity protection plans that range from $0 to $19.95 per month. Because there are several different plans available, customers have the ability to choose a plan that best fits their budget and coverage needs.Monitoring Services
Credit Sesame offers a number of monitoring services, including credit monitoring from all three major bureaus (Equifax, Experian, and TransUnion), black market internet monitoring, and social security number monitoring.Identity Theft Insurance
Credit Sesame provides its customers with up to $50,000 in identity theft insurance. In the event of identity theft, this policy covers and reimburses customers for expenses related to the theft.The Bad
- Limited Recovery Services
- No Antivirus Software
Limited Recovery Services
When it comes to identity recovery services, Credit Sesame is lacking. Although the company does offer criminal identity recovery and lost wallet assistance, financial, medical, and tax recovery services are not offered. Additionally, Credit Sesame does not provide assistance with preexisting conditions or offer limited power of attorney.
No Antivirus Software
Credit Sesame does not provide its customers with antivirus software to protect sensitive data on their personal computers.
The Bottom Line
Credit Sesame offers a number of plan options, several monitoring services, and up to $50,000 in identity theft insurance. However, the company does not provide antivirus software and its recovery services are limited.
