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Credit Sesame ID Protection

Is This Your Business?
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LAST UPDATED: March 16th, 2022

Founded in 2010 in Mountain View, California, Credit Sesame is an identity protection company that offers credit monitoring and reports, among other services. Credit Sesame's mission is "to empower people to take charge of their credit and loans and achieve their financial goals."

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The Good

  • Several Plan Options
  • Monitoring Services
  • Identity Theft Insurance

Several Plan Options

Credit Sesame offers four different identity protection plans that range from $0 to $19.95 per month. Because there are several different plans available, customers have the ability to choose a plan that best fits their budget and coverage needs.

Monitoring Services

Credit Sesame offers a number of monitoring services, including credit monitoring from all three major bureaus (Equifax, Experian, and TransUnion), black market internet monitoring, and social security number monitoring.

Identity Theft Insurance

Credit Sesame provides its customers with up to $50,000 in identity theft insurance. In the event of identity theft, this policy covers and reimburses customers for expenses related to the theft.

The Bad

  • Limited Recovery Services
  • No Antivirus Software

Limited Recovery Services

When it comes to identity recovery services, Credit Sesame is lacking. Although the company does offer criminal identity recovery and lost wallet assistance, financial, medical, and tax recovery services are not offered. Additionally, Credit Sesame does not provide assistance with preexisting conditions or offer limited power of attorney.

No Antivirus Software

Credit Sesame does not provide its customers with antivirus software to protect sensitive data on their personal computers. 


The Bottom Line

Credit Sesame offers a number of plan options, several monitoring services, and up to $50,000 in identity theft insurance. However, the company does not provide antivirus software and its recovery services are limited. 

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18 Reviews

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Lourdes Rivera Wilmington, DE

I have sesame for over a year now and I like them they just send me an updated every time is a change of my credit through my email after I set up my account w a password I sign in and I get two of my credit score but I can see the usage of my cards and so much more is good to have some type of protection and plus is free. I just wish there was a way to communicate w them but so far so good. Is an accurate score with a month behind in which is good to me. I just don’t know why can you call but I feel satisfied I don’t feel like is a scam or a fake company.

6 years ago Edited September 14, 2021