Capital One ID Protection Logo

Capital One ID Protection

Is This Your Business?
star star star star star_half


Overall Score

LAST UPDATED: August 4th, 2023

In 1988, Richard D. Fairbank founded Capital One in an effort to empower the public with access to information and technology. The company offers a variety of financial services, including banking options, credit cards, loans, and investment options. Recently, Capital One began to offer identity protection services as well.

Top Ranked Companies


The Good

  • Credit Wise Program
  • Sure Swipe Tool
  • Education

Credit Wise Program

One service that Capital One offers its customers is the Credit Wise app, which allows customers to receive weekly credit score updates and see how certain financial decisions would affect their credit score.

Sure Swipe Tool

Through Capital One's mobile app, customers have the option to use the Sure Swipe tool, which allows customers to create a pattern instead of a traditional password, which could be more secure.


Capital One offers several educational resources to help customers learn how to better prevent identity theft.


The Bad

  • Limited Monitoring Services
  • Few Recovery Services

Limited Monitoring Services

Capital One offers credit monitoring, but the company does not provide social media monitoring, internet scanning, or bank account monitoring.

Few Recovery Services

Capital One does not assist with pre-existing conditions and does not offer recovery assistance for medical, criminal, or tax identity theft. 


The Bottom Line

Capital One provides its customers with its Credit Wise program and its Sure Swipe tool, in addition to educational resources. However, the company's monitoring and recovery services are lacking. 

View Best Identity Theft Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating



star star star star star_half

48 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star star star


star star star star star_half


star star star star star


star star star star star
We couldn't find any matches for your request. Click here to try again.
##parent-placeholder-c0a748d5660f089c903a5135db89828d## ##parent-placeholder-c0a748d5660f089c903a5135db89828d##