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Zero Homes

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Author: Kaitlyn Short

LAST UPDATED: July 29th, 2026

Zero Homes is a Denver, Colorado–based heat pump and HVAC company that designs and installs home electrification upgrades through a fully virtual process. Founded in 2022 by an MIT- and NASA-trained engineer, the company serves homeowners across Colorado, Minnesota, Illinois, and Massachusetts and holds a 4.8-star rating on Google. Zero Homes carries general and professional liability insurance, and every contractor in its installation network is independently licensed, bonded, and insured.

The company’s approach is built around removing the friction of a traditional HVAC purchase. Instead of an in-home sales visit, homeowners talk to a dedicated Home Advisor and scan their space in the Zero app so the company’s engineers can design the right system. Zero Homes then applies every rebate the homeowner qualifies for as an upfront discount, manages permits and installation with a vetted local crew, and stays involved after the job is complete.

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The Good

  • Heat Pump & HVAC Services
  • Fully Virtual Design Process
  • Rebates and Financing Handled
  • Vetted Contractors and Certifications

Heat Pump & HVAC Services

Zero Homes specializes in heat pump installation and whole-home electrification. Its core services include:

  • Ducted heat pumps for homes with existing ductwork
  • Ductless and mini-split systems for homes without ducts or for single-room zones
  • Cold-climate heat pumps that keep working in sub-zero temperatures
  • Heat pump water heaters

Through its utility-partnership programs, Zero Homes also coordinates complementary upgrades such as insulation, air sealing, electrical panel upgrades, and modern electric appliances. Each system is custom-designed for the home rather than sold from a fixed catalog.

Fully Virtual Design Process

Zero Homes replaces the traditional in-home sales visit with a digital experience. Homeowners complete a short call with a Home Advisor, capture their space in the Zero app, and receive a clear, itemized quote—typically within a day. A single team manages the project from assessment through installation, so homeowners aren’t juggling multiple vendors.

Rebates and Financing Handled

Zero Homes applies every rebate a homeowner qualifies for as an instant discount before financing the remaining balance, and it files the rebate paperwork on the homeowner’s behalf. Quotes are presented line by line—equipment cost, install cost, and rebate offset—rather than as a single bundled total.

Vetted Contractors and Certifications

Every installer in Zero Homes’ contractor network is background-checked, licensed, bonded, and insured, and the company stands behind the work after installation. Zero Homes’ design platform is certified as Manual J® approved software by the Air Conditioning Contractors of America (ACCA), and the company is an EnergySage Approved Installer with DOE-validated remote quoting technology. Because it takes no kickbacks from equipment manufacturers, its system recommendations are independent.

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The Bad

  • Limited Service Area
  • Heat-Pump and Electrification Focus

Limited Service Area

Zero Homes currently operates only in Colorado, Minnesota, Illinois, and Massachusetts. Homeowners outside those states cannot yet use its services, though the company is actively expanding into new markets.

Heat-Pump and Electrification Focus

Zero Homes is built around heat pump installation and whole-home electrification rather than traditional gas-furnace or standalone air-conditioning service and repair. Homeowners looking to repair or replace a conventional gas system, rather than electrify, may find the company’s scope narrower than a general HVAC contractor’s.

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The Bottom Line

Zero Homes offers a modern, low-pressure path to a heat pump or HVAC upgrade for homeowners in Colorado, Minnesota, Illinois, and Massachusetts. Its virtual-first process, custom system design, transparent line-item pricing, and end-to-end rebate handling address the most common frustrations of buying HVAC—confusing quotes, in-home sales pressure, and complicated rebate paperwork—and its 4.8-star Google rating reflects a positive homeowner experience.

Homeowners interested in a heat pump, cold-climate system, or heat pump water heater can visit the Zero Homes website to talk to a Home Advisor and start a no-pressure, fully virtual design process with every eligible rebate applied upfront.

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