MetLife was founded in New York state in 1868 as a life insurance company. Today, MetLife serves approximately 100 million customers in nearly 50 countries.

MetLife's products include individual auto, home, and life insurance policies. 

The Good

  • Customizable Coverage
  • Identity Protection Services
  • Certified Contractors

Customizable Coverage

MetLife's home insurance coverage is customizable based on your needs. You can choose coverage for these and other options:

  • Tornado
  • Fire
  • Hail
  • Theft
  • Vandalism
  • Full rebuild coverage
  • Liability 

You can replace the contents in your home without deduction for depreciation if you experience a loss. 

Identify Protection Services

MetLife offers identity protection services at no extra cost to policyholders. Identity theft resolution services are also included in the event of identify theft. Competitors do not generally offer identity protection services, but if they do, it is usually at an additional cost.

Certified Contractors

MetLife partners with the Crawford Contractor Connection network comprised of over 2,000 certified contractors across the nation. These contractors perform construction repairs with a two-year warranty on materials and labor. 

The Bad

  • Limited Discounts

Limited Discounts

MetLife only offers a limited number of discounts. Customers may receive discounts for safety measures, bundling, or group discounts. Employers and other associations may also be eligible for discounts; however, MetLife's website does not list specific information.

The Bottom Line

MetLife is unique in offering identity protection services, which may be an attractive feature to prospective policyholders. As for determining the company's customer service quality, more reviews are required to compare it to other insurers. However, MetLife does offer flexible payment plans and a 24/7 claims system.

We'll Introduce You!

Call our recommended rep over at MetLife below.

1-(855) 403-4404

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User Reviews

Star Rating

3.4
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5 Reviews

Review Breakdown

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20%

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Rob Lundquist

October 10th, 2019 Alpine, UT DETAILS arrow_drop_down
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It’s disappointing when you go to an insurance company because of good price and reputation but one or two years in the increase in price is much higher than three other priced. Increase percentages are significant and well beyond normal healthcare insurance increases.

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Eric

August 2nd, 2018 Annandale, NJ

Good coverage. Offer multiple insurance discounts - home and auto. Wish they would be more proactive in checking to see if coverage amounts were correct.

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Shane Rodney

July 19th, 2018 Mesa, AZ

We get discounts through my work so the pricing has been good for us. Never had a problem.

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Taylor Siren

June 26th, 2018 Gilbert, AZ

MetLife insurance ha should covered even when you aren’t expecting their support.

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Hunter Kasprzyk

June 22nd, 2018 Gilbert, AZ

This was my home insurance and when my basement flooded because of a huge monsoon they didnt help financially as much as we thought they were gonna. They basically only covered enough to redo the flooring and not all the walls and baseboards that got destroyed. Not to mention all of the furniture and valuables that got ruined.

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