UnitedHealthcare vs Delta Dental

Kaitlyn Short
Kaitlyn Short | Senior Editor

Whether you are looking for individual or family, group, or dental plans for seniors, Delta Dental and UnitedHealthcare are good insurance companies to buy dental plans from. Both companies offer plans with good coverage and provider networks. Both have received a high proportion of positive reviews resulting in high star ratings from Best Company users. The differences between the two companies are types of insurance offered and how easy it is to find general information on dental plan options.

UnitedHealthcare logo
#2 UnitedHealthcare
5.2 Overall Score
3.9
star star star star star_border
(83)
Delta Dental logo
#1 Delta Dental
5.6 Overall Score
3.9
star star star star star_border
(262)

Overview

UnitedHealthcare

Plans Available

N/A

Customer Service Options

N/A

Time in Business

Undisclosed

Delta Dental

N/A

N/A

Undisclosed

Ratings

UnitedHealthcare

Overall Score
5.2 of 10
Review Score
3.9
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.8
star star star star star_border
Company Trustworthiness
3.9
star star star star star_border
Likely to Recommend
7.0 of 10

Delta Dental

5.6 of 10
3.9
star star star star star_border
3.7
star star star star_half star_border
3.8
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3.9
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7.1 of 10

Reviews

UnitedHealthcare

Number of Reviews
83
Review Breakdown
3.9
star star star star star_border
1 star
11%
2 star
6%
3 star
16%
4 star
19%
5 star
48%

Delta Dental

262
3.9
star star star star star_border
1 star
12%
2 star
5%
3 star
11%
4 star
26%
5 star
47%

Reviews for UnitedHealthcare

Helpful Favorable Review

star star star star star

Joy Fulkerson

July 26th, 2024

DETAILS

I have been with UnitedHealthcare sense April 2016. They have taken such good care of me. One thing has changed which I do not like. They lowered the amount of money they give us for utility payments, food and over the counter medicine by half.

Helpful Critical Review

star star_border star_border star_border star_border

RLeavitt

July 24th, 2025

DETAILS

United Healthcare is THE WORST!!! FRAUDSTERS, CHEATERS, THIEVES AND SCAMMERS. They knew the drugs my husband uses, and quoted based on his use. Once you opt in they DENY DENY DENY. And it's all based on expense. For one costly pharmaceutical, they told his doctor, "can't you try something else less expensive?" And denied claims. UNH would rather you die than have to pay for medically necessary cures that are expensive.

Reviews for Delta Dental

Helpful Favorable Review

star star star star star

Brian

January 22nd, 2025

DETAILS

Delta is a company benefit but If I didn't have it we would have been responsible for several thousand $$ . Our new Dentist is not in the Delta Network but they still file everything for us & Delta has refunded us almost immediately. You don't even need an I.D. card just name & company affiliation and open wide.

Helpful Critical Review

star star_border star_border star_border star_border

G E

November 11th, 2025

Worst insurance company ever! They do not pay claims! I had a crown done that my dentist said I needed as I was having continuous pain. After my procedure, Delta Dental refused to pay there half. Someone sitting in a desk at Delta Dental said I didn't need my crown but they were not the one looking in my mouth to see what was needed. This insurance company is a joke! In my opinion , I would find insurance elsewhere.

The Final Word

Delta Dental makes it easy to view and compare its dental plans online with a chart. This allows you to assess your coverage options easily and decide whether or not to pursue more details about plans in your area and their cost. 

In contrast, UnitedHealthcare does not offer plan-specific information until you call or provide more details on your location online. While it takes an extra step, you'll see customized results for plans available in your area and what the premiums are. You'll have to do the same to see additional information from Delta Dental. 

The opposite is true for group dental insurance plans. UnitedHealthcare offers good, easily accessible general information about its group plans online, whereas you'll have to call Delta Dental or visit one of its state-specific sites for more details.

Both companies offer dental plans designed for retirees. To learn more about these plans, you'll need to input your state to view your options and availability.

The key difference between UnitedHealthcare and Delta Dental is that UnitedHealthcare is better known as a health insurance provider. It also offers vision insurance. Delta Dental specializes in dental and vision insurance.

If you're looking to build a good benefits package for your employees, choosing UnitedHealthcare means that you can find benefits for your employees under one plan. If you want to buy from a company that specializes in dental insurance, Delta Dental has the advantage.

Top Choice

Delta Dental Logo
Delta Dental

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