UnitedHealthcare vs Delta Dental
Whether you are looking for individual or family, group, or dental plans for seniors, Delta Dental and UnitedHealthcare are good insurance companies to buy dental plans from. Both companies offer plans with good coverage and provider networks. Both have received a high proportion of positive reviews resulting in high star ratings from Best Company users. The differences between the two companies are types of insurance offered and how easy it is to find general information on dental plan options.
Overview
UnitedHealthcare
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Delta Dental
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Ratings
UnitedHealthcare
Delta Dental
Reviews
UnitedHealthcare
Reviews
Delta Dental
Reviews for UnitedHealthcare
Helpful Favorable Review
Joy Fulkerson
July 26th, 2024
DETAILS
I have been with UnitedHealthcare sense April 2016. They have taken such good care of me. One thing has changed which I do not like. They lowered the amount of money they give us for utility payments, food and over the counter medicine by half.
Helpful Critical Review
Cam Ward
February 1st, 2024
Brooklyn, NY
DETAILS
Takes 2 hours for an advocate to answer the phone. I wanted to pay my bill and register but after talking to them I think it’s best for me to go somewhere els. Need to hire more people to answer the phones and more knowledgeable people. Booo
Reviews for Delta Dental
Helpful Favorable Review
Stephanie Bloniarz
March 22nd, 2024
As a consumer, I have personally had Delta Dental for 33 years, through my husband's employer. I love Delta Dental! I always had great coverage, for a reasonable price! I have also worked in dentistry for 25 years, and this company is by FAR my favorite insurance company to deal with! I love the Dental Toolkit and spend a lot of time there every single work day! I especially love pulling benefits, and processing EFT's. We get paid SOOO fast! WOW! You guys do a great job!! A++++++++++++++++++++++
Helpful Critical Review
Leo Russ
February 23rd, 2023
Sandpoint, ID
DETAILS
Edited March 19th, 2024
Refused coverage for ridiculous reason - claimed that the implant was not covered because "the tooth never existed since we don't have a record of extraction". If I were born without that tooth, there would be no room install the implant but any sort of reasoning that doesn't contribute to their bottom line simply does not exist.
The Final Word
Delta Dental makes it easy to view and compare its dental plans online with a chart. This allows you to assess your coverage options easily and decide whether or not to pursue more details about plans in your area and their cost.
In contrast, UnitedHealthcare does not offer plan-specific information until you call or provide more details on your location online. While it takes an extra step, you'll see customized results for plans available in your area and what the premiums are. You'll have to do the same to see additional information from Delta Dental.
The opposite is true for group dental insurance plans. UnitedHealthcare offers good, easily accessible general information about its group plans online, whereas you'll have to call Delta Dental or visit one of its state-specific sites for more details.
Both companies offer dental plans designed for retirees. To learn more about these plans, you'll need to input your state to view your options and availability.
The key difference between UnitedHealthcare and Delta Dental is that UnitedHealthcare is better known as a health insurance provider. It also offers vision insurance. Delta Dental specializes in dental and vision insurance.
If you're looking to build a good benefits package for your employees, choosing UnitedHealthcare means that you can find benefits for your employees under one plan. If you want to buy from a company that specializes in dental insurance, Delta Dental has the advantage.
