Aetna vs MetLife
Aetna and MetLife are trusted insurance providers. MetLife stands out for its specialization in group dental plans and offerings specifically for veterans and federal employees and military retirees. Aetna has a good selection of group dental plans. It also stands out for its dental discount card offering for families and individuals.
While Aetna is an excellent choice, MetLife gets the recommendation for its specialization in group dental insurance and its dental insurance plan for individuals and families.
Overview
Aetna
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MetLife
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Ratings
Aetna
MetLife
Reviews
Aetna
Reviews
MetLife
Reviews for Aetna
Helpful Favorable Review
Review Source
Debra Millender St Louis, MO
I found Aetna when I was looking for Dental Insurance for my 22 year old son who is still in school but couldn't stay under my insurance. They are reasonable price and make it real easy to sign up for their services.
1 year ago
Helpful Critical Review
Gabe Burton Riverton, UT
Aetna Dental, even with an upgrade, is little better than having no insurance at all which is what I had to do for a while before I found Delta Dental. No reputable dentist within an hours drive will accept basic AETNA dental. They will tell you to put your money in the bank for when you need service. They will cover next to nothing besides cleaning, minor fillings, and extractions if you can find a dentist to accept it.
1 month ago
Reviews for MetLife
Helpful Favorable Review
Review Source
Eddie Rios Ogden, UT
Metlife is our trusted dental insurance carrier currently. I feel there is great coverage, great customer service, handling any issues at all, and super follow up by their staff. I feel well supported with their dental coverage at a good price.
1 year ago
Helpful Critical Review
Review Source
Avidflyfisher16 Longmont, CO
I have had MetLife for a number of years for my dental insurance. Not only do they drag their feet in reimbursing claims, they typically deny claims although all the paperwork has been submitted, just to buy time and avoid paying claims on time. I had MetLife insurance through my employer, but would never choose this insurance company if I had to pay for the insurance myself.
1 year ago
The Final Word
Both Aetna and MetLife offer one dental insurance plan for individuals and families. MetLife's dental insurance plan has three options with different cost-sharing and covered services. Because of this flexibility, MetLife gets the recommendation over Aetna.
If you're looking for a dental discount plan, however, MetLife isn't an option. Aetna offers its branded Vital Savings Card that gives you access to discounted rates at participating dentists.
MetLife also has two specialty plans. One is designed for veterans. The other is for federal employees. Retired military members can also enroll in MetLife's Federal Dental Plan. With these plans, MetLife increases its individual dental insurance options for clients with a military or federal background.
Both companies offer group dental plans with just in-network and both in- and out-of-network coverage. As you weigh the two companies, look into the network size and quality available in your area.
Aetna stands out from MetLife on group dental insurance plans with its dental indemnity plan offering. If you want an indemnity plan and are choosing between the two companies, you'll need to opt for Aetna.
It's hard to go wrong when choosing between MetLife and Aetna. MetLife stands out for its speciality plans designed for veterans, federal employees, and military retirees. It also offers more options if you're buying a dental insurance plan for you or your family. However, if you're interested in a dental discount card, you'll need to go with Aetna. Employers interested in an indemnity plan should also work with Aetna as MetLife doesn't offer this kind of plan.
