Aetna vs MetLife
Aetna and MetLife are trusted insurance providers. MetLife stands out for its specialization in group dental plans and offerings specifically for veterans and federal employees and military retirees. Aetna has a good selection of group dental plans. It also stands out for its dental discount card offering for families and individuals.
While Aetna is an excellent choice, MetLife gets the recommendation for its specialization in group dental insurance and its dental insurance plan for individuals and families.
Overview
Aetna
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MetLife
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Ratings
Aetna
MetLife
Reviews
Aetna
Reviews
MetLife
Reviews for Aetna
Helpful Favorable Review
roberto arcia
October 30th, 2021
Columbia, MO
DETAILS
Review Source
I have had Aetna dental health insurance for over three years now. They offer a great variety of different plans when it comes to dental coverage and price. I will continue to be a loyal Aetna member in the future because of how good their coverage extends and how many offices actually take them as insurance. It is truly the best dental health insurance.
Helpful Critical Review
justin shepherd
August 14th, 2024
DETAILS
They are honestly as bad as Isis You can pay your entire amount for a dental fee through premiums. They cover about half of what they claim they do. Highly recommend putting your money in the bank for the next big thing you have to do. They are about as useful as Water in a flood. I have literally had to pay more out-of-pocket then if I just save my money
Reviews for MetLife
Helpful Favorable Review
jamee emens
August 1st, 2022
Scottsdale, AZ
DETAILS
We have never experienced one problem. Our family has had ortho work, crowns, bridges, wisdom teeth extractions, etc. The claims are paid quickly, and I never speak to one person. The dentist's office handles it all.
Helpful Critical Review
Thomas Cutter
November 15th, 2024
DETAILS
While MetLife has decent or even good coverage, their business practices are evil. They kept denying my dental claim because the dentist submitted me as "Tom" instead of "Thomas". This has taken over 17 months to finally figure out. Who does that other than some greedy blood-sucking a-holes who do not want to pay what they owe. Truly disgusted with them.
The Final Word
Both Aetna and MetLife offer one dental insurance plan for individuals and families. MetLife's dental insurance plan has three options with different cost-sharing and covered services. Because of this flexibility, MetLife gets the recommendation over Aetna.
If you're looking for a dental discount plan, however, MetLife isn't an option. Aetna offers its branded Vital Savings Card that gives you access to discounted rates at participating dentists.
MetLife also has two specialty plans. One is designed for veterans. The other is for federal employees. Retired military members can also enroll in MetLife's Federal Dental Plan. With these plans, MetLife increases its individual dental insurance options for clients with a military or federal background.
Both companies offer group dental plans with just in-network and both in- and out-of-network coverage. As you weigh the two companies, look into the network size and quality available in your area.
Aetna stands out from MetLife on group dental insurance plans with its dental indemnity plan offering. If you want an indemnity plan and are choosing between the two companies, you'll need to opt for Aetna.
It's hard to go wrong when choosing between MetLife and Aetna. MetLife stands out for its speciality plans designed for veterans, federal employees, and military retirees. It also offers more options if you're buying a dental insurance plan for you or your family. However, if you're interested in a dental discount card, you'll need to go with Aetna. Employers interested in an indemnity plan should also work with Aetna as MetLife doesn't offer this kind of plan.
