Aetna vs MetLife

Alice Stevens
Alice Stevens | Senior Editor

Aetna and MetLife are trusted insurance providers. MetLife stands out for its specialization in group dental plans and offerings specifically for veterans and federal employees and military retirees. Aetna has a good selection of group dental plans. It also stands out for its dental discount card offering for families and individuals. 

While Aetna is an excellent choice, MetLife gets the recommendation for its specialization in group dental insurance and its dental insurance plan for individuals and families.

Aetna logo
#7 Aetna
3.5 Overall Score
4.0
star star star star star_border
(42)
MetLife logo
#2 MetLife
7.1 Overall Score
4.3
star star star star star_half
(63)

Overview

Aetna

Time in Business

Undisclosed

MetLife

Undisclosed

Ratings

Aetna

Overall Score
3.5 of 10
Review Score
4.0
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.6
star star star star_half star_border
Company Trustworthiness
3.7
star star star star_half star_border
Likely to Recommend
6.7 of 10

MetLife

7.1 of 10
4.3
star star star star star_half
4.2
star star star star star_half
4.1
star star star star star_half
4.2
star star star star star_half
7.9 of 10

Reviews

Aetna

Number of Reviews
42
Review Breakdown
4.0
star star star star star_border
5 star
55%
4 star
17%
3 star
7%
2 star
10%
1 star
12%

MetLife

63
4.3
star star star star star_half
5 star
56%
4 star
27%
3 star
11%
2 star
5%
1 star
2%

Reviews for Aetna

Helpful Favorable Review

star star star star star

Debra Millender St Louis, MO

I found Aetna when I was looking for Dental Insurance for my 22 year old son who is still in school but couldn't stay under my insurance. They are reasonable price and make it real easy to sign up for their services.

8 months ago

Helpful Critical Review

star star star_border star_border star_border

marco Munford, TN

Didn't have a choice in provider but Aetna worked when i went to the dentist. I only had to pay 5 dollars but i never know how much i'm going to pay until like 1-2 weeks later. It would be cool if could just pay after i leave.

1 year ago

Reviews for MetLife

Helpful Favorable Review

star star star star star_border

Eddie Rios Ogden, UT

Metlife is our trusted dental insurance carrier currently. I feel there is great coverage, great customer service, handling any issues at all, and super follow up by their staff. I feel well supported with their dental coverage at a good price.

1 year ago

Helpful Critical Review

star star_border star_border star_border star_border

Avidflyfisher16 Longmont, CO

I have had MetLife for a number of years for my dental insurance. Not only do they drag their feet in reimbursing claims, they typically deny claims although all the paperwork has been submitted, just to buy time and avoid paying claims on time. I had MetLife insurance through my employer, but would never choose this insurance company if I had to pay for the insurance myself.

8 months ago

The Final Word

Both Aetna and MetLife offer one dental insurance plan for individuals and families. MetLife's dental insurance plan has three options with different cost-sharing and covered services. Because of this flexibility, MetLife gets the recommendation over Aetna.

If you're looking for a dental discount plan, however, MetLife isn't an option. Aetna offers its branded Vital Savings Card that gives you access to discounted rates at participating dentists.

MetLife also has two specialty plans. One is designed for veterans. The other is for federal employees. Retired military members can also enroll in MetLife's Federal Dental Plan. With these plans, MetLife increases its individual dental insurance options for clients with a military or federal background.

Both companies offer group dental plans with just in-network and both in- and out-of-network coverage. As you weigh the two companies, look into the network size and quality available in your area. 

Aetna stands out from MetLife on group dental insurance plans with its dental indemnity plan offering. If you want an indemnity plan and are choosing between the two companies, you'll need to opt for Aetna.

It's hard to go wrong when choosing between MetLife and Aetna. MetLife stands out for its speciality plans designed for veterans, federal employees, and military retirees. It also offers more options if you're buying a dental insurance plan for you or your family. However, if you're interested in a dental discount card, you'll need to go with Aetna. Employers interested in an indemnity plan should also work with Aetna as MetLife doesn't offer this kind of plan.

Top Choice

MetLife Logo
MetLife

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