Aetna vs MetLife

Kaitlyn Short
Kaitlyn Short | Senior Editor

Aetna and MetLife are trusted insurance providers. MetLife stands out for its specialization in group dental plans and offerings specifically for veterans and federal employees and military retirees. Aetna has a good selection of group dental plans. It also stands out for its dental discount card offering for families and individuals. 

While Aetna is an excellent choice, MetLife gets the recommendation for its specialization in group dental insurance and its dental insurance plan for individuals and families.

Aetna logo
#5 Aetna
5.2 Overall Score
4.0
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(51)
MetLife logo
#4 MetLife
5.2 Overall Score
4.1
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(73)

Overview

Aetna

Plans Available

N/A

Customer Service Options

N/A

Time in Business

Undisclosed

MetLife

N/A

N/A

Undisclosed

Ratings

Aetna

Overall Score
5.2 of 10
Review Score
4.0
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Value for Money
3.8
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Quality of Product or Service
3.8
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Company Trustworthiness
3.8
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Likely to Recommend
6.8 of 10

MetLife

5.2 of 10
4.1
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4.2
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4.1
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4.1
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7.7 of 10

Reviews

Aetna

Number of Reviews
51
Review Breakdown
4.0
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5 star
59%
4 star
14%
3 star
6%
2 star
12%
1 star
10%

MetLife

73
4.1
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5 star
52%
4 star
26%
3 star
11%
2 star
4%
1 star
7%

Reviews for Aetna

Helpful Favorable Review

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Review Source

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roberto arcia Columbia, MO

I have had Aetna dental health insurance for over three years now. They offer a great variety of different plans when it comes to dental coverage and price. I will continue to be a loyal Aetna member in the future because of how good their coverage extends and how many offices actually take them as insurance. It is truly the best dental health insurance.

6 months ago

Helpful Critical Review

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Gabe Burton Riverton, UT

Aetna Dental, even with an upgrade, is little better than having no insurance at all which is what I had to do for a while before I found Delta Dental. No reputable dentist within an hours drive will accept basic AETNA dental. They will tell you to put your money in the bank for when you need service. They will cover next to nothing besides cleaning, minor fillings, and extractions if you can find a dentist to accept it.

8 months ago

Reviews for MetLife

Helpful Favorable Review

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Connor Smith Palm City, FL

With MetLife Dental insurance our family was able to offered having all three kids in braces and also getting wisdom teeth being pulled with a little out of our pockets. Also if we have any other services to get done as a family we are able to get it done without money out of pockets. I like that there is a lot of providers available under insurance company, for us to be able to pick from as a family.

4 months ago

Helpful Critical Review

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D K Sacramento, CA

DO NOT USE METLIFE. Filing basic claims for annual X-ray reminds me of the movie rainmaker where Great Benefit is suppose to deny every claim initially no matter what. I literally have been paying HIGH Plan premiums for 3 years and never used the benefits while working overseas and then I come back to USA and get a check up. METLIFE denied the x-ray saying that I already had one this year despite me literally not being in a dentist office for 3 years (too long i know)... Frauds!

5 months ago

The Final Word

Both Aetna and MetLife offer one dental insurance plan for individuals and families. MetLife's dental insurance plan has three options with different cost-sharing and covered services. Because of this flexibility, MetLife gets the recommendation over Aetna.

If you're looking for a dental discount plan, however, MetLife isn't an option. Aetna offers its branded Vital Savings Card that gives you access to discounted rates at participating dentists.

MetLife also has two specialty plans. One is designed for veterans. The other is for federal employees. Retired military members can also enroll in MetLife's Federal Dental Plan. With these plans, MetLife increases its individual dental insurance options for clients with a military or federal background.

Both companies offer group dental plans with just in-network and both in- and out-of-network coverage. As you weigh the two companies, look into the network size and quality available in your area. 

Aetna stands out from MetLife on group dental insurance plans with its dental indemnity plan offering. If you want an indemnity plan and are choosing between the two companies, you'll need to opt for Aetna.

It's hard to go wrong when choosing between MetLife and Aetna. MetLife stands out for its speciality plans designed for veterans, federal employees, and military retirees. It also offers more options if you're buying a dental insurance plan for you or your family. However, if you're interested in a dental discount card, you'll need to go with Aetna. Employers interested in an indemnity plan should also work with Aetna as MetLife doesn't offer this kind of plan.

Top Choice

MetLife Logo
MetLife

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