Delta Dental vs MetLife

Alice Stevens
Alice Stevens | Senior Editor

Both MetLife and Delta Dental are trusted insurers, which makes them good choices for buying dental insurance, whether you are an employer creating a benefits package or buying dental insurance for yourself or your family. MetLife stands out for its focus on group plans and offerings for veterans and retired military and federal employees. Delta Dental stands out because it offers more distinct plan options for individuals and families.

Delta Dental logo
#4 Delta Dental
5.7 Overall Score
4.0
star star star star star_border
(169)
MetLife logo
#2 MetLife
7.1 Overall Score
4.3
star star star star star_half
(63)

Overview

Delta Dental

Time in Business

Undisclosed

MetLife

Undisclosed

Ratings

Delta Dental

Overall Score
5.7 of 10
Review Score
4.0
star star star star star_border
Value for Money
3.8
star star star star_half star_border
Quality of Product or Service
3.9
star star star star_half star_border
Company Trustworthiness
3.9
star star star star_half star_border
Likely to Recommend
7.4 of 10

MetLife

7.1 of 10
4.3
star star star star star_half
4.2
star star star star star_half
4.1
star star star star star_half
4.2
star star star star star_half
7.9 of 10

Reviews

Delta Dental

Number of Reviews
169
Review Breakdown
4.0
star star star star star_border
5 star
47%
4 star
27%
3 star
15%
2 star
6%
1 star
7%

MetLife

63
4.3
star star star star star_half
5 star
56%
4 star
27%
3 star
11%
2 star
5%
1 star
2%

Reviews for Delta Dental

Helpful Favorable Review

star star star star star

Vicki H. Poolesville, MD

I am retired now and have opted not to carry dental insurance. However, when I was working, I really appreciated having Delta Dental insurance to cover regular visits to the dentist. Delta also covered a good portion of the cost of my tooth implant and a tooth cap.

1 month ago

Helpful Critical Review

star star star_border star_border star_border

Mason Allen Provo, UT

The have the same coverage as most dental insurance companies but Delta can be a pain in the butt. It took 8 months for them to process a retainer request. They said if I did x,y,z I could get it approved and I did that and they still did not approve it. Such a waste of time.

2 months ago

Reviews for MetLife

Helpful Favorable Review

star star star star star_border

Eddie Rios Ogden, UT

Metlife is our trusted dental insurance carrier currently. I feel there is great coverage, great customer service, handling any issues at all, and super follow up by their staff. I feel well supported with their dental coverage at a good price.

1 year ago

Helpful Critical Review

star star_border star_border star_border star_border

Avidflyfisher16 Longmont, CO

I have had MetLife for a number of years for my dental insurance. Not only do they drag their feet in reimbursing claims, they typically deny claims although all the paperwork has been submitted, just to buy time and avoid paying claims on time. I had MetLife insurance through my employer, but would never choose this insurance company if I had to pay for the insurance myself.

8 months ago

The Final Word

Delta Dental offers four plan options that individuals and families can buy. Since each plan is different, you can choose the plan that best meets your coverage needs. In addition to more typical insurance plans, Delta Dental offers fee-for-service and dental discount plans. 

MetLife only offers one dental plan for individuals and families buying their own insurance. However, this plan comes with three options that offer different levels of coverage.

MetLife also offers dental plans specifically for veterans. If you're a veteran, you can purchase this plan for yourself and your dependents. MetLife offers a Federal Dental plan to federal employees and military retirees. This plan is also a great option if you've retired from the military.

Delta Dental and MetLife both offer group dental plans. Delta Dental's group plans vary by state, so you'll have to research further to learn more about what's available to you and cost. MetLife offers managed care dental plans and Preferred Provider Organization (PPO) plans. Managed care dental plans only offer in-network coverage. PPO plans offer in-and out-of-network plans.

While both companies offer great options for individuals and families, Delta Dental has more options. This selection makes it easier to find a plan that fits your budget and meets your coverage needs. MetLife is a good option for veterans and military retirees for its plans designed specifically for veterans and retired military.

While both companies offer group dental insurance, MetLife specializes in group plans. This specialization makes it a great choice for employers.

Top Choice

MetLife Logo
MetLife

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