Whether you're looking for group plans or individual plans, Cigna and Delta Dental are both good insurance companies to choose for dental insurance. Delta Dental stands out because it offers two more plan options than Cigna does for individuals and families. Cigna stands out for its Cigna Dental Health Connect™ program and because general information about its group plans is easier to find online.
Cigna
Delta Dental
Cigna
Delta Dental
Helpful Favorable Review
BrooklynWriter
Like most dental insurance companies, Cigna basically covers a biannual checkup and most of the cost of, say, cavities. Beyond that, you're on your own. The annual and lifetime cap is pretty modest, and hope that your child doesn't need orthodontics.
Helpful Critical Review
Brenda Mertes
Cigna doesn't cover anything. They apparently think that their clients just love taking test and don't believe any of the tests and procedures are actually necessary. They've been so awful and we've paid out of pocket in full for every single thing. I don't understand what the half a thousand dollars a month was even for.
Helpful Favorable Review
Mark Troxel
The rating on dental insurance is based on the plan you are paying for. It is really hard to compare services if someone is paying for a better plan. Payments have always been quick and accurate. Delta is the company that my wife's insurance is through. I have a different insurance provider and they work well together and coordinate benefits.
Helpful Critical Review
Mason Allen
The have the same coverage as most dental insurance companies but Delta can be a pain in the butt. It took 8 months for them to process a retainer request. They said if I did x,y,z I could get it approved and I did that and they still did not approve it. Such a waste of time.
Cigna offers three dental insurance plans to choose from with different levels of coverage offered. Plans cover preventive care only, preventive and restorative care, and preventive, restorative, and orthodontics.
However, if you want to look at more options, Delta Dental offers four different plans for individuals and families. These plans have different network structures and covered services vary. You can purchase plans with in- and out-of-network coverage, just in-network coverage, a fee-for-service plan, or a dental discount plan from Delta Dental.
Cigna also offers personalized support through Cigna Dental Health Connect™. The program helps you be proactive with your dental care and gain insights. This service is a nice benefit of buying a Cigna dental plan.
Cigna stands out from Delta Dental because general information on group dental plans available are easier to find. Cigna offers group plans with just in-network coverage, in-network and out-of-network coverage, and indemnity structures. For more information on what Delta Dental offers in your state, you'll need to contact the company directly or look at the state specific site.
If you're looking for dental insurance to cover yourself and your family. Both companies are trusted choices. Delta Dental offers an indemnity plan, which gives you an additional option compared to what Cigna offers. However, if you'd like support in being proactive regarding your dental health, you'll want to choose Cigna for its Cigna Dental Health Connect™ program.
It's easy to view general information about Cigna's group dental plans, which makes it easier to determine whether a Cigna dental plan will work for you. While Delta Dental is a trusted insurer, you'll need to contact them directly to learn more about your options.
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