Aetna vs Cigna

Alice Stevens
Alice Stevens | Senior Editor

Cigna and Aetna are very similar in their plan offerings for individuals, families, and employer groups. Both are also trusted insurers. The biggest differences on dental insurance are the variety of plans offered. Cigna stands out for its Cigna Dental Health Connect™ program that helps you be proactive with your dental health.

Cigna and Aetna's group dental plan offerings are very similar. If you're an employer, it will largely come down to price and availability for your area and group size.

Aetna logo
#7 Aetna
3.5 Overall Score
4.0
star star star star star_border
(42)
Cigna logo
#3 Cigna
6.7 Overall Score
3.9
star star star star_half star_border
(67)

Overview

Aetna

Time in Business

Undisclosed

Cigna

Undisclosed

Ratings

Aetna

Overall Score
3.5 of 10
Review Score
4.0
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.6
star star star star_half star_border
Company Trustworthiness
3.7
star star star star_half star_border
Likely to Recommend
6.7 of 10

Cigna

6.7 of 10
3.9
star star star star_half star_border
3.7
star star star star_half star_border
3.7
star star star star_half star_border
3.7
star star star star_half star_border
6.6 of 10

Reviews

Aetna

Number of Reviews
42
Review Breakdown
4.0
star star star star star_border
5 star
55%
4 star
17%
3 star
7%
2 star
10%
1 star
12%

Cigna

67
3.9
star star star star_half star_border
5 star
46%
4 star
24%
3 star
13%
2 star
6%
1 star
10%

Reviews for Aetna

Helpful Favorable Review

star star star star star

Debra Millender St Louis, MO

I found Aetna when I was looking for Dental Insurance for my 22 year old son who is still in school but couldn't stay under my insurance. They are reasonable price and make it real easy to sign up for their services.

8 months ago

Helpful Critical Review

star star star_border star_border star_border

marco Munford, TN

Didn't have a choice in provider but Aetna worked when i went to the dentist. I only had to pay 5 dollars but i never know how much i'm going to pay until like 1-2 weeks later. It would be cool if could just pay after i leave.

1 year ago

Reviews for Cigna

Helpful Favorable Review

star star star star star_border

BrooklynWriter Brooklyn, NY

Like most dental insurance companies, Cigna basically covers a biannual checkup and most of the cost of, say, cavities. Beyond that, you're on your own. The annual and lifetime cap is pretty modest, and hope that your child doesn't need orthodontics.

8 months ago

Helpful Critical Review

star star_border star_border star_border star_border

Brenda Mertes Houston, TX

Cigna doesn't cover anything. They apparently think that their clients just love taking test and don't believe any of the tests and procedures are actually necessary. They've been so awful and we've paid out of pocket in full for every single thing. I don't understand what the half a thousand dollars a month was even for.

1 year ago

The Final Word

Cigna offers three different dental insurance plans with different amounts of covered services. These options make it easy to choose a coverage level that meets your needs and fits your budget. Cigna also offers Cigna Dental Health Connect™, which helps members stay on top of their dental health with personalized support and insights.

In contrast, Aetna only offers one dental insurance plan, so you don't have the same selection. Aetna also offers a dental discount card called Aetna ® Vital Savings Card. Members on this card pay a small monthly fee to access discounts on dental services. This plan can work well if you don't need a lot of dental services.

Cigna and Aetna's group plan offerings are very similar. You can buy indemnity plans or network-based plans with just in-network or both in- and out-of-network coverage. Further inquiry into both companies is worthwhile because you'll be able to compare prices.

Cigna gets our recommendation for individual and family plans. Get more details from both companies on group dental plans to compare rates and coverage.

Top Choice

Cigna Logo
Cigna

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