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Pacific Debt Inc.

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6.8

Overall Score

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BlackBulls Team Hollidaysburg, PA

Love that they could do everything through text/email. I work odd hours and can’t be talking on the phone while I’m there so this made the process so easy. Also they helped me a lot with debt and making it a simple process.

4 years ago

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Lisa Harris Houston, TX

I just signed up, and I’m relieved. My first contact person was so calming and helpful. I couldn’t have asked for a better person to welcome me to the program. He was very informed and answered all my questions. The consultation was great.

4 years ago

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Barclay P Giliberty St. Petersburg, FL

I was skeptical about entering into this agreement, but after speaking with Mr. W he had answered all my questions with professionalism and after our conversation I was sure I made the right decision to go with your company. I look forward not paying these exorbitant charges to the credit card companies. I give your company five stars.

4 years ago

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Evelyn Cook Manassas, VA

Wyatt took time to hear my situation. I felt like the service was fine tuned to my particular situation. I feel like I have available to me a solution to my debt issues and can move on from this burden of owing and never paying off.

4 years ago

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Cheryl Biton Los Angeles, CA

They are a great company if you need help with your debt. Everyone is very nice and understanding of your situation. You wont here any hint of judgement from anyone. They will help you get back on your feet to be debt free in no time.

4 years ago

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Amanda P Independence, MO

I have not started the process yet, I only spoke with Jake and worked on signing my contract. Jake was incredibly informative, patient, and kind. He was not pushy whatsoever and listened to my concerns. So far I’ve had a great experience and look forward to Pacific Debt helping me get my life back on track! Thanks Jake! You rock!

4 years ago

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Ramona. Underwood Albertville, AL

My experience was very professional, and I was surprised at how easy it was. I’m so glad I saw the ad about their services. Im a very satisfied customer. Thank you Pacific Debt for your help. RamonaUnderwood.

4 years ago

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ollie roy Pearland, TX

Because I’ve never used this type of company before, I was a bit tense, but became more relaxed as Mr. M explained how the program works. He appeared very proficient and professional in answering questions and giving explanations. I’m hopeful this program will be successful for me.

4 years ago

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Brook ,

It wasn’t a call I ever wanted to make and it’s my hope that now that it’s been made that I will see an end to the mess I’ve made. The customer service and explanation of everything was amazing as well as being treated with respect the entire time

4 years ago

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Tanesha Riverside, CA

Overall experience was excellent. From the moment Rian answered the phone call to the very end. He put me at ease as I was very anxious. He provided me with excellent information and answered all my questions. I am very happy with my experience and would highly recommend their services.

4 years ago

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Gail Anderson Haines City, FL

The person I spoke to on the phone was very knowledgeable… I have been contemplating this for a couple of years and just never done it… I was at the point where I was going to have to claim bankruptcy… The program as it was explained to me is much better for me and will save me a lot of money… Thank you Erin C

4 years ago

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Geoffrey Jania La Porte, IN

Wasn't sure what to do about my credit card debt, but was glad when I called Pacific Debt. Wyatt was extremely helpful and understanding of my situation and needs. I am excited that I was able to take advantage of this program.

4 years ago

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Stacy Henderson Largo, FL

Nick, who handled my account was very professional and explained everything very well. He made the whole process extremely easy. I would reccomend this to anyone who wants out of debt and not have to file for bankruptcy. I just started,so I have not made any payments yet.

4 years ago

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Scott S. Watertown, SD

I have just finished the initial process but would like to state the Rian was very helpful and informative. He continued to ask if I had any questions and answered them right away. I am looking forward to getting out of debt and being stress free about my financial status.

4 years ago

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Nicole Hampton Covington, LA

Debbie was very informative and took the time on several occasions to speak with my about my husband and I's debt. She really put in the effort that I wasn't expecting from a debt relief agency. She even spoke with my mom about the process and answered all of her questions thoroughly,

4 years ago

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Anwan ALexander Charlotte, NC

Demetrius M was very informative in helping with my question and concerns. He took the time to explain to me how my different options, how the program works, an easy my concerns of the impact on my credit. I was made to feel very comfortable with this decision from speaking with him.

4 years ago

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Marissa Millis, MA

I have only completed the initial phone call, but it was quick and painless, and the woman I spoke with was very helpful in getting everything set up in one phone call. So far I am very satisfied and will update as I have more experience with the company.

4 years ago

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Dorche' Harris Upper Marlboro, MD

My customer service rep was Wyatt and I am very pleased with the service that I have received so far! He was very professional, understanding and explained everything to me in great detail and made sure that I understood the process before sending me over the papers to sign. I'm glad I found this company to help relieve me of my debt!

4 years ago

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Alexandra Middleton, MA

So far my time with Pacific Debt has been great. Whether you’re on verge of getting behind on your bills or already defaulting, pacific debt had compassion, understanding and most of all the patience to answer all my questions and fears. I am confident I made the right step to end my worries of being buried in debt and get back on track. It’s never to late. Thank you Monique F for your time and ensuring me that I am not alone!!

4 years ago

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Reply from Pacific Debt Inc.

Thank you so much for sharing your review and your experience with Monique. She is a great team member and emblematic of the service we offer to our customers. Please let us know if we can assist you in anyway moving forward. We look forward to helping you become debt free.

Dec. 16th, 2019

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ROBERT DUNN Pompano Beach, FL

Demetrius M was very helpful and compassionate with my concerns. He made me feel comfortable and very relieved with the options he provided me with to resolve my debt. He made this very stressful time as accommodating as possible, thank you!

4 years ago

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LAW Jackson, MS

I was very pleased at the information & knowledge provided by Jake. He was helpful, patient & genuine. He assured that I understood everything & made me aware that he would be available if I ever needed more information or clarity. I would recommend Pacific Debt to anyone seeking debt relief.

4 years ago

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Randy Lehigh Acres, FL

Rian was awesome, made me feel comfortable in choosing the path to debt-freeness. Explained everything clearly and answered questions. Instead of feeling like I was "walking the plank" into the abyss, I was at ease in this process. Bravo, and thank you again!!

4 years ago

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Kenneth Copeland Missoula, MT

Richard W was Awesome. Very helpful and very knowledgeable. I felt a huge relief as I lost one job and that put me so far down. I haven't found a second job that works with my current job and raising 3 children. So this is a huge step in the right direction and a lesson learned.

4 years ago

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Qamar Shafeek Indianapolis, IN

I swam in debt to the point of getting more debt to cover my old debt. As we learn in math class, this is not a good way to get even. This experience has been a liferaft allowing me to leverage my financial position to begin to build again. Everything was explained to me and did what it said. Now I'm on my way to success.

4 years ago

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Richard Haworth Indio, CA

I GREATLY APPRECIATED THE TIME AND ENERGY THAT RAUL H PUT INTO THE REVIEW WITH ME. HE SEEMED TO BE VERY KNOWLEDABLE WITH ALL ASPECTS OF THE ENROLLMENT PACKAGE. THANK YOU FOR BEING A PART OF PACIFIC DEBT INC. AND HELPING OTHERS LEARN ABOUT HOW TO SOLVE THEIR DEBT PROBLEMS.

5 years ago

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Jamie E Climax, MI

Jake was just, AWESOME. I haven't been in this situation before, I have been scared. He made the process easy, and made my feelings at ease. He explained every detail perfect an did not leave out any important details. thank you Jake :) From your Michigan buddy

5 years ago

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Viky Miami, FL

I wanted to be a debt-free person so bad, I decided to call Pacific Debt, inc, spoke with Richards W. He explained all the process and how long it will take for me to be free of debts. This is one of the best decision I had made in my life, and I am so happy I did it with Pacific Debt & Clear one Advantaged program.

5 years ago

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Arthur Hialeah, FL

Awesome company! I am currently in the process and the results are amazing! In 7 months they have reduced almost $20K in debt to $7K, and we are 3/4 of the way to reaching agreements with most of my creditors. Customer service is excellent!

5 years ago

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Lois A Stevens Winter Haven, FL

Tomeca S was extremely helpful in helping me to review my debts & set up a good debt resolution that will work.. She did not try to push me into a quick decision & knew what she was talking about.. Thank you very much for your expertise !!

5 years ago

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Virginia Provenzano Rochester, MI

This experience has been unbelievable as it has given me hope and stress relief and a brighter future. Eric was wonderful. He was very pleasant and understanding and made me totally at ease and made sure I understood. Thank you aEric

5 years ago

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Ricky Long Beach, NY

Richard W helped me through the process of know I’m in good hands . I trust him already and I’m a buyer beware. Knowledgeable , put me at ease and explained everything perfectly Richard is an asset . I know I can call him anytime. That’s a great feeling Thanks Richard

5 years ago

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Jerry T. Perris, CA

Erin was very responsive and an extremely pleasant person to work with. I think if it wasn't for her,I would not have been as willing to go through with the whole process. If I were to go through this again (which I pray that I won't have to) I hope I get her as a consultant once again

5 years ago

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Joyce R National City, CA

At first I was skeptical but when I talked to Debbie she was very detailed and explained to me the program. I’m glad I made this decision so I can have budget for the family And I needed health insurance for my kids and That is really priority. I’m looking forward to be debt free in the few years. Thanks Pacific Debt San Diego. Their customer service are exceptional.

5 years ago

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Amy Jo Gudwer Powers, MI

Jon was very patient with me and very helpful and helped me with everything I asked for I would like to thank Jon for helping me out and for being patient and understanding with me as I don't know a lot about computers and sorry if anything is spelled wrong as I am not a good speller.

5 years ago

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Faye Koonce Wendell, NC

Even though I am just starting the debt relief process, I have given them a 5-star rating in confidence that they are going to relieve my debt problem. Eva, the agent handling my account was very pleasant and willing to please and answer all of my questions. She was very understanding and explained everything thoroughly.

5 years ago

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Gerri Portage, WI

I'm a new client so I don't really have much to say as far as the actual service. The person I spoke with was very helpful and kind. He seemed very knowledgable about what would happen and how I should handle whatever comes my way. He also took time to answer my numerous questions, and I had many. I hope that this program will help me resolve these debts and hopefully, make the future a little better. I am only giving 4 stars because I am brand new. Wyatt is a 5 star review all the way.

5 years ago

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Sara Bozeman, MT

I've only had the consultation so far, but Tomeca was fantastic. She thoroughly explained everything and took the time needed to make sure everything was good. She even called after to check up and make sure nothing was missed.

5 years ago

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Lisa Field Flagler Beach, FL

The process took less than an hour. Everything was well planned and well explained. Eva was super friendly. Spoke clearly and helped me with every question I had. She was so easy to work with that I had no choice but to go with her! Thank you for this. This is not an easy decision and she made me feel no shame and was just very helpful.

5 years ago

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Jenni Utica, KY

Carmen B was extremely patient, informative and educated on the debt settlement process. My husband and I have run into some bad luck financially so I was hesitant at the thought of debt settlement but Carmen put my mind at ease & was very thorough throughout the entire process. She truly is an asset to your company!

5 years ago

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Ramona Colorado Springs, CO

The representative I worked with was very patient and extremely informative, he stuck with me through all of my questions and doubts, and it was his knowledge and confidence that helped me to make my decision to go with Pacific.

5 years ago

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Diane Juhnke Spring Lake, MI

Every person I spoke with was very helpful, patient and knowledgeable. No stress. I liked the email links to research the company and the customer reviews. The only suggestion I have is to please leave amessage if phone used does not have company ID. Thank you for being a light at the end of the tunnel of debt.

5 years ago

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Allie Lampasas, TX

Pacific Debt was absolutely wonderful. The consult was quick easy and completely understandable. The agent was courteous knowledgeable and above thorough on explaining the process. There is no hidden fine print! I would recommend Pacific Debt to everyone in hopes there financial burdens will be easily lifted just as mine have.

5 years ago

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Donna

The reason for my 3 star is NOT due to bad experience just that I am getting started..I have really did my homework on debt relief programs and felt most comfortable with pacific debt..a lot of reviews seem to be because people don’t pay attention to all details ..of course you know going into this your credit is going to get worse before better..And of course you have to pay a fee for services obviously ....Jake was my consultant and he did a well job making me feel that pacific fits my needs..and believe me I have talked to a lot of debt companies..but the truth will be in about a year when things start rolling more and I will be sure to come back with a review..

5 years ago

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Reply from Pacific Debt Inc.

Donna thank you for sharing your review. We hope that with time, we can earn a 5 star review!

Oct. 11th, 2019

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Bob P.

Raul H reached out to me at a time when I was seeking relief from mounting credit card payments and limited financial resources. He was incredibly helpful and understanding in convincing me to consider debt management as opposed to yet another loan.

5 years ago

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Ana Reserve, LA

I’m just starting with Pacific Debt Inc but so far the experience has been a great and hopeful one. Mrs.K has been so great to work with. She said in contact with me, communication she went over and above, she answered all questions and kept me informed on the process and what we needed to do.

5 years ago

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Desi Lapsley Detroit, MI

I feel so relieved now that Demetrius explained the program. The offer I received will allow me to breathe and eventually I will be able to afford that vacation that I dream of! I was on my way to filing bankruptcy but the ad for this Pacific Debt Inc popped up and I am so glad I made the call! I feel like crying I am so happy!

5 years ago

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Michael McQueeney San Jacinto, CA

This company is amazing. So far, they've reduced my debt over 50% and I haven't even been doing this for a year yet! They work closely with you, all you have to do is listen and follow the simple instructions. THANK YOU PACIFIC DEBT!

5 years ago

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Donna M. Lehigh Acres, FL

So far I have had an excellent experience with Pacific Debt Inc. Kelaiah did a superb job explaining the program. She was very patient and answered all of my question and put me at ease. Thankfully my new monthly payments to my creditors has been significantly reduced.

5 years ago

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Rob estrada St Louis, MO

I was very satisfied with the service I got from Eric G. Eric was very professional and help full. Answered all the questions I had for him. The way he explained the process and how the program works was very easy to understand. I will defiantly recommend Pacific Debt Inc to my friends and family. Thanks again Eric for all your help!

5 years ago

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Jamie Lavender Alameda, CA

Not only has Pacific Debt helped me settle my debt, it's also been with me on an ongoing basis as I work out some obnoxious and complicated debt issues. When the pandemic changed my finances, they were right there to help (I'm talking about you, Janet!) and make sure I could handle the ups and downs smoothly. Thanks so much :)

5 years ago Edited April 19, 2022