Delray Credit Counseling

• Experienced and Accredited Business
• Educational Resources
• Lower Fees
• Free Consultation

Experienced and Accredited Business

The credit counseling company is accredited with the ISO and the CC, which is a good indication to consumers that Delray follows the best practices for credit counseling. In addition, the credit counseling company has more than a decade of experience in the industry.

Educational Resources

Regardless of their financial situation, consumers have access to Delray Credit Counseling's website and information. The financial education resources on their website cover various subjects such as personal loans, student debt, and credit card management. They also provide financial tools such as financial calculators, household budget worksheets, a bill reminder, and a mobile app.

Lower Fees

While several debt consolidation companies charge consumers an average of $49 on a monthly basis, Delray Credit Counseling charges a monthly fee of up to $39. This is one of the lowest monthly fees in the industry. Additionally, the credit counseling company does not charge an initial setup fee. Consumers can expect to save money over time compared to other credit counseling companies.

Free Consultation

For all interested consumers, Delray Credit Counseling offers a free credit counseling session. This is beneficial to consumers in debt because they will have a chance to better understand how the company's credit counseling services work. A free credit counseling session can act as a trial run for consumers wanting to be free from debt.

• Not Clear on Locations Serviced
• Low-Quality Website
• Accreditations

Not Clear on Locations Serviced

Unlike some other debt consolidation companies, Delray Credit Counseling does not specify which states they service. It's hard to tell if all 50 states have access to resources provided by the credit counseling company or if only Florida residents have access to such resources. However, the sidebar suggests that 48 states including Washington, DC are serviced. We would prefer that the credit counseling company were a little more explicit about state availability.

Low-Quality Website

The website design is not easily navigated and is in need of updating. Customers may have difficulty finding crucial information about pricing and other policies. Certain aspects of the site are also incredibly distracting and could dissuade customers from doing business with Delray Credit Counseling.

Accreditations

There are several organizations that debt consolidation companies can be accredited by to ensure quality standards and other business practices. Delray Credit Counseling has some accreditations, but not all that we would like to see, including FCAA and NFCC. These accreditations give customers reassurance of the quality they should expect from a company and are something that should be considered while choosing a debt consolidation company.