CuraDebt

• Debt Relief Services
• Debt Consolidation
• Debt Settlement
• Credit Restoration Program Included
• Easy to Qualify
• Experience and Accreditations
• Great Customer Reviews
• Case Studies

Debt Relief Services

CuraDebt offers debt settlement, debt consolidation, and tax relief services. This combination of offerings is especially valuable for people with tax debt and unsecured debt. We also appreciate that the company can handle tax debt as well as other types of debt, as many companies either offer a tax debt relief program or an unsecured debt relief program, but CuraDebt offers both.

CuraDebt’s debt settlement services cost an average of 20 percent of the total enrolled debt. While this cost seems high, it is fairly standard for the industry. Fees are regulated by state laws. The cost should also be considered with CuraDebt’s negotiation success.

The free consultation offered by CuraDebt is standard for the industry. We recommend only considering debt relief companies that offer a consultation free of charge, with no upfront fee charged.

The company explicitly states the types of debt it can help with:

• Credit card debt
• Personal loan debt
• Medical bills
• Collections and repossessions
• Business debt
• Certain secured debt
• IRS debt and back taxes

Debt Consolidation

Debt consolidation companies offer debt management programs. In these programs, the client makes one monthly payment to the debt consolidation company. The company then disburses the funds to each creditor.

As part of its debt management programs, CuraDebt also negotiates the balances. Like other debt consolidation services, CuraDebt negotiates interest rates and late fees. This is ideal with those who have a large amount of credit card debt or another type of unsecured debt that they are having trouble paying off. CuraDebt can work on their behalf to negotiate lower interest rates and fees so that the customer can actually start making progress toward paying off his or her debts.

Potential clients should take advantage of the free consultation to learn more about the cost for their financial situation and the value that CuraDebt can offer them.

Debt Settlement

For its debt settlement services, CuraDebt negotiates with creditors to lower the debt amount. During this process, CuraDebt clients stop making payments on their debts. Instead, they put that money into an account to save it for the settlement payment.

If a client’s negotiation process would benefit from legal advice, CuraDebt works with local attorneys. There is no additional fee for this service.

Credit Restoration Program Included

One of the main concerns with debt settlement is that it destroys your credit and lowers your credit score significantly. CuraDebt helps its clients rebuild and restore their credit by enrolling them in a top credit restoration program. This service is offered at no additional cost to the client.

Easy to Qualify

CuraDebt only requires $5,000 or more in unsecured debt to qualify for their services. This requirement is low for the industry, which makes CuraDebt’s services easily accessible. As a reference point, some of CuraDebt's competitors, such as National Debt Relief or Accredited Debt Relief, offer minimum debt requirements of $7,500 and $10,000, respectively.

The company also understands that each situation is unique, and vows that it will not judge you concerning the reason for your debts, however small or large they may be. This can be comforting to know, as debt is often something that people are ashamed of.

Experience and Accreditations

CuraDebt has over 19 years of experience in the industry, and its professionals have over 100 years of combined experience resolving debt-related issues. A lot of this experience comes directly from time spent working at the IRS or another tax collection agency.

It is also accredited by the AFCC and IAPDA. Such accreditations help ensure good business practices and should supplement current CuraDebt customer reviews. As it stands, CuraDebt reviews are highly positive and reveal a long-standing history of quality debt settlement services.

Great Customer Reviews

Customer reviews reveal that CuraDebt treats its customers with fairness and care. Unlike many other debt management companies, customers do not have complaints about the company's inability to lower debt and convince creditors to agree to a settlement.

CuraDebt customer reviews express thanks for service representatives and debt experts by name, demonstrating the sincere gratitude that is felt among its customers. Some customers relate that the CuraDebt often took the time to inform and educate customers beyond what is immediately necessary.

Though CuraDebt has a high amount of industry experience, it demonstrates the type of customer service seen in small businesses. In comparison to other debt management companies, CuraDebt ranks highly for customer satisfaction.

According to CuraDebt reviews, potential customers can have the assurance that CuraDebt's debt settlement program comes with the highest quality of customer service.

Case Studies

CuraDebt's website includes a number of examples of customers who have called the company seeking debt relief. In these examples, potential customers are able to see how CuraDebt can step in to help individual debt situations that have gotten out of hand.

While we realize these stories are a little biased and only show the successes of the company, we still think that overall, CuraDebt providing the stories gives potential clients peace of mind in knowing that other customers have found success in lowering their monthly payment, amount of debt, interest rate(s), etc. by working with CuraDebt.

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• Not Available in All States
• Doesn't Help with Certain Types of Debt

Not Available in All States

CuraDebt is only available in 32 states. The company does not operate in Colorado, Connecticut, Georgia, Idaho, Illinois, Kansas, North Dakota, New Hampshire, South Carolina, Vermont, Washington, Wisconsin, and West Virginia. If you are looking for debt relief service in any of these states, you'll want to find a company that operates in your area.

Doesn't Help with Certain Types of Debt

CuraDebt can help with a lot of different types of debt, but not all. Here are some types of debt you cannot get help from CuraDebt in resolving:

• Lawsuits
• Utility bills
• Auto loans
• Student debt
• Government loans
• Mortgage loans or home loans
• Certain types of secure debt