Consumers Alliance

• Free Debt Relief Resources
• Debt Services
• Client Account
• Low Minimum Debt Requirement

Free Debt Relief Resources

Though the company’s more in-depth debt management and debt consolidation services do cost money, Consumers Alliance Processing Corporation does offer a few free services.

Free debt services and resources at CAPC include:

• Credit counseling
• Free debt analysis
• Financial education
• Budget worksheets
• Finance calculator

Debt relief companies like Consumers Alliance are much more focused on ensuring the customer’s future financial strength without sacrificing their credit score. This type of careful financial planning requires responsible budgeting from the customers, so CAPC invests a lot in financial education services and free resources to help customers learn and grow more financially independent and make smart financial decisions.

Debt Services

Consumers Alliance Processing Corporation offers debt management, credit counseling, and debt consolidation services. These services are more hands-on and less aggressive than debt settlement. However, these approaches include benefits like lower risks and reducing negative effects on your credit score. If you choose consolidation or debt management, your debts will not be marked as settled when you pay them off unlike with debt settlement.

Customers who approach Consumers Alliance for debt management will begin by either filling out a form online or calling in to speak with a debt expert. Through the form or call, customers will give information regarding their creditors, the balance owed, your current interest rates, and the minimum monthly payment due.

Debt counseling and credit counseling at Consumers Alliance are completely free. Customers can speak with certified credit counselors to get advice on their path to financial freedom and, if desired, get advice on which debt relief strategy will work best.

Customer Review: Sheryl R. Riles

"I have been a customer for at least 4 years and have never been more pleased with anyone’s service. I’m so thankful for their assistance in overcoming my debt. It is such a welcomed relief to be free of these debts. I will be a customer again if needed and accepted."

Client Account

Current clients of Consumers Alliance have a personal account on the company’s website. If the customer has any questions about the progress or status of their debt relief plan, he or she can log in and send a message directly to staff members.

Ease of communication is very important with a debt relief company, given the difficult financial situations that customers are trying to escape.

Those who have not yet hired Consumers Alliance have specified calling hours, which are Monday - Friday (7 am - 5 pm PST) or Sunday (9 am - 4 pm PST).

Low Minimum Debt Requirement

At $3,000, Consumers Alliance has one of the lowest minimum debt requirements in the industry. The average is around $7,500, so customers that can't work with other debt relief companies will find that Consumers Alliance is willing to help them.

Also, Consumers Alliance is available in 39 states. Customers from the following states are able to receive debt relief services from Consumers Alliance: Alaska, Arkansas, Arizona, California, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming.

• Lack of Information

Lack of Information

Though the company does disclose its minimum debt requirement on its site, Consumers Alliance does not display its prices. Debt relief companies hardly ever post their prices online, mostly because it is so difficult to estimate an average price. The cost at Consumers Alliance will vary according to the customer’s individual financial situation.

However, it is not unrealistic for companies to post price ranges and estimates for each service for customers to view beforehand. Additionally, Consumers Alliance doesn’t disclose any setup fee or interest rates for debt consolidation.