National Debt Relief vs CuraDebt

Courtney Wahlstrom
Courtney Wahlstrom | Contributor
Both CuraDebt and National Debt Relief are good options when looking at debt relief options. CuraDebt offers a few kinds of debt relief options, while National Debt Relief specializes in debt settlement. If you’re looking for a good debt settlement program, National Debt Relief is worth considering because of its specialization.
National Debt Relief logo verified_user
#4 National Debt Relief
8.2 Overall Score
4.4
star star star star star_half
(917)
CuraDebt logo verified_user
#11 CuraDebt
6.6 Overall Score
4.7
star star star star star_half
(61)

Overview

National Debt Relief

Cost

18-25% of Debt

Setup Fee

None

Interest Rate

N/A

Minimum Debt Requirement

$7,500

Time in Business

12 Years

CuraDebt

20% of Debt

None

N/A

$10,000

25 Years

Ratings

National Debt Relief

Overall Score
8.2 of 10
Review Score
4.4
star star star star star_half
Value for Money
4.3
star star star star star_half
Quality of Product or Service
4.3
star star star star star_half
Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.5 of 10

CuraDebt

6.6 of 10
4.7
star star star star star_half
4.7
star star star star star_half
4.7
star star star star star_half
4.7
star star star star star_half
9.2 of 10

Reviews

National Debt Relief

Number of Reviews
917
Review Breakdown
4.4
star star star star star_half
5 star
70%
4 star
15%
3 star
6%
2 star
2%
1 star
7%

CuraDebt

61
4.7
star star star star star_half
5 star
82%
4 star
11%
3 star
2%
2 star
0%
1 star
5%

Reviews for National Debt Relief

Helpful Favorable Review

star star star star_border star_border

Shirl San Diego, CA

The last proposal I received was a very good offer. I knew I couldn't accept the offer, but the agent who was helping me, made things happen. He talked to his Supervisor and told me that the Supervisor made it happen. I was very happy .

1 day ago

Helpful Critical Review

star star_border star_border star_border star_border

Nat C Cornelius, NC

First call and application was great! Had a good sense of relief. It has been 8 months and I finally have my first offer to settle one debt. I contacted them in August and asked what’s going on and they said then that they were close to settlement with 3 accounts. A total lie. Believe the pandemic has forced them to work at home and accounts are sitting there collecting dust. Call and you will get a nice sales person. Email and they reply. Problem is —they have no power—they are jusy worker bees! You’d be better off settling with the companies on your own.

2 months ago

Reviews for CuraDebt

Helpful Favorable Review

star star star star star

Donna Summa Jacksonville, FL

While our journey was initially stressful, and patiently working with the staff, we are almost debt free of nearly 50k. If you are considering this company I strongly encourage you to do so, stay the course, and know that any person who is assigned to your case is more than qualified to help you!

5 months ago

Helpful Critical Review

star star_border star_border star_border star_border

Quinton Sheer Orlando, FL

They are nice when you can get them on the phone but often you have to contact them several times to get an adequate response. Their negotiators are only familiar with certain processes and if something different happens they don't know what to do. I am financially worse off for hiring them.

11 months ago

The Final Word

Both National Debt Relief and CuraDebt are AFCC accredited and offer good debt settlement services. The biggest differences are in the minimum debt requirement. CuraDebt’s minimum requirement is $5,000. National Debt Relief’s minimum requirement is $7,500.

While a lower minimum debt requirement makes CuraDebt’s service accessible to more people, it’s often easier to negotiate and settle higher amounts of debt. In this sense, a higher minimum requirement can make National Debt Relief more advantageous.

In addition to debt settlement, CuraDebt also offers debt consolidation and debt management programs. These programs stand out from similar programs because CuraDebt also negotiates the debt balances through these programs.

If you are choosing debt settlement, National Debt Relief is advantageous because it specializes in debt settlement. It’s the only debt relief service it offers. This industry experience and knowledge make National Debt Relief a good choice for debt settlement.

Top Choice

National Debt Relief Logo
National Debt Relief

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