National Debt Relief vs CuraDebt

McCall Martin
McCall Martin | Senior Editor
Both CuraDebt and National Debt Relief are good options when looking at debt relief options. CuraDebt offers a few kinds of debt relief options, while National Debt Relief specializes in debt settlement. If you’re looking for a good debt settlement program, National Debt Relief is worth considering because of its specialization.
National Debt Relief logo
#4 National Debt Relief
7.8 Overall Score
4.7
star star star star star_half
(2,277)
CuraDebt logo
#23 CuraDebt
5.8 Overall Score
4.8
star star star star star
(133)

Overview

National Debt Relief

Lowest Cost

N/A

Minimum Debt Requirement

$7,500

Services Offered

Free Consultation, Debt Settlement

Accreditations

AFCC

Is Nonprofit

No

Time in Business

15 Years

CuraDebt

Undisclosed

$5,000

Free Consultation, Debt Settlement, Debt Management Plans, Tax Relief Services, Debt Consolidation

AFCC, IAPDA

No

26 Years

Ratings

National Debt Relief

Overall Score
7.8 of 10
Review Score
4.7
star star star star star_half
Value for Money
4.5
star star star star star_half
Quality of Product or Service
4.5
star star star star star_half
Company Trustworthiness
4.5
star star star star star_half
Likely to Recommend
8.8 of 10

CuraDebt

5.8 of 10
4.8
star star star star star
4.8
star star star star star
4.8
star star star star star
4.8
star star star star star
9.4 of 10

Reviews

National Debt Relief

Number of Reviews
2,277
Review Breakdown
4.7
star star star star star_half
1 star
4%
2 star
2%
3 star
5%
4 star
11%
5 star
79%

CuraDebt

133
4.8
star star star star star
1 star
2%
2 star
1%
3 star
1%
4 star
12%
5 star
84%

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

Diane Roberts

May 21st, 2024

My experience has been relatively smooth so far. Thought it took a little too much time to get going with creditors in the beginning because the calls from them can be pretty annoying but we are moving right along now.

Helpful Critical Review

star star_border star_border star_border star_border

Lisa Jones

April 15th, 2024

DETAILS

Very slow with making settlement arrangements and payments. There are hidden fees that were not mentioned upon signing with NDR. Creditors are calling me asking to settle because no one from NDR has called. But yet. I deposit money every two weeks in my account. This is the worst decision I ever made

Reviews for CuraDebt

Helpful Favorable Review

star star star star star_border

LoriBiz

March 24th, 2023

DETAILS

check_circle

Review Source

I worked with Vanessa M ext 120 and she was incredible! She was patient, calm, reassuring, kind, and always wiling to help me through the process when I was anxious or felt overwhelmed. I am so happy she was there to help me! I couldn’t have gotten through it without her support.

Helpful Critical Review

star star_border star_border star_border star_border

Quinton Sheer

May 5th, 2020

DETAILS

They are nice when you can get them on the phone but often you have to contact them several times to get an adequate response. Their negotiators are only familiar with certain processes and if something different happens they don't know what to do. I am financially worse off for hiring them.

The Final Word

Both National Debt Relief and CuraDebt are AFCC accredited and offer good debt settlement services. The biggest differences are in the minimum debt requirement. CuraDebt’s minimum requirement is $5,000. National Debt Relief’s minimum requirement is $7,500.

While a lower minimum debt requirement makes CuraDebt’s service accessible to more people, it’s often easier to negotiate and settle higher amounts of debt. In this sense, a higher minimum requirement can make National Debt Relief more advantageous.

In addition to debt settlement, CuraDebt also offers debt consolidation and debt management programs. These programs stand out from similar programs because CuraDebt also negotiates the debt balances through these programs.

If you are choosing debt settlement, National Debt Relief is advantageous because it specializes in debt settlement. It’s the only debt relief service it offers. This industry experience and knowledge make National Debt Relief a good choice for debt settlement.

Top Choice

National Debt Relief Logo
National Debt Relief

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