National Debt Relief vs CuraDebt

Jenna Vasquez
Jenna Vasquez | Contributor
Both CuraDebt and National Debt Relief are good options when looking at debt relief options. CuraDebt offers a few kinds of debt relief options, while National Debt Relief specializes in debt settlement. If you’re looking for a good debt settlement program, National Debt Relief is worth considering because of its specialization.
National Debt Relief logo verified_user
#4 National Debt Relief
7.5 Overall Score
4.5
star star star star star_half
(1,399)
CuraDebt logo verified_user
#21 CuraDebt
5.8 Overall Score
4.8
star star star star star
(129)

Overview

National Debt Relief

Lowest Cost

N/A

Minimum Debt Requirement

$7,500

Services Offered

Free Consultation, Debt Settlement

Accreditations

AFCC

Is Nonprofit

No

Time in Business

13 Years

CuraDebt

Undisclosed

$5,000

Free Consultation, Debt Settlement, Debt Management Plans, Tax Relief Services, Debt Consolidation

AFCC, IAPDA

No

24 Years

Ratings

National Debt Relief

Overall Score
7.5 of 10
Review Score
4.5
star star star star star_half
Value for Money
4.4
star star star star star_half
Quality of Product or Service
4.4
star star star star star_half
Company Trustworthiness
4.5
star star star star star_half
Likely to Recommend
8.7 of 10

CuraDebt

5.8 of 10
4.8
star star star star star
4.8
star star star star star
4.8
star star star star star
4.8
star star star star star
9.4 of 10

Reviews

National Debt Relief

Number of Reviews
1,399
Review Breakdown
4.5
star star star star star_half
1 star
5%
2 star
2%
3 star
6%
4 star
13%
5 star
75%

CuraDebt

129
4.8
star star star star star
1 star
2%
2 star
1%
3 star
1%
4 star
12%
5 star
84%

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

K S

November 2nd, 2022

check_circle

Review Source

Professional yet personable, too. NDR keeps me in the loop when a settlement offer is made. So far, I am impressed with how much of a percentage they are able to negotiate my balances down too. With NDR, I don't have to stress or worry about finances-they do all the work.

Helpful Critical Review

star star star_border star_border star_border

Lynne Holle

April 27th, 2022

DETAILS

Very unhappy with NDR have not heard anything from them for 2 months creditors ringing phone off the hook. I was very misled on how these bills were to be paid nothing has been paid for over 2 months yet keep taking $450.00 out of my account most of the money goes for their fees not much left to pay bills this company is a scam artist. I guess I will have to file a chapter 13 to get the creditors off my back. Would never ever tell anyone to go with this company. I will have to give them a bad rating at the BBB poor business practices.

Reviews for CuraDebt

Helpful Favorable Review

star star star star star

Teresa Casas

July 18th, 2022

DETAILS

I am extremely grateful to CuraDebt for all their help through a very difficult financial situation. Their customer service is unmatched, specially a shout out to Felipe Villegas (ext 230) for always answering my questions in a timely and very professional manner. Thanks for CuraDebt I am now debt free!!!

Helpful Critical Review

star star_border star_border star_border star_border

Quinton Sheer

May 5th, 2020

DETAILS

They are nice when you can get them on the phone but often you have to contact them several times to get an adequate response. Their negotiators are only familiar with certain processes and if something different happens they don't know what to do. I am financially worse off for hiring them.

The Final Word

Both National Debt Relief and CuraDebt are AFCC accredited and offer good debt settlement services. The biggest differences are in the minimum debt requirement. CuraDebt’s minimum requirement is $5,000. National Debt Relief’s minimum requirement is $7,500.

While a lower minimum debt requirement makes CuraDebt’s service accessible to more people, it’s often easier to negotiate and settle higher amounts of debt. In this sense, a higher minimum requirement can make National Debt Relief more advantageous.

In addition to debt settlement, CuraDebt also offers debt consolidation and debt management programs. These programs stand out from similar programs because CuraDebt also negotiates the debt balances through these programs.

If you are choosing debt settlement, National Debt Relief is advantageous because it specializes in debt settlement. It’s the only debt relief service it offers. This industry experience and knowledge make National Debt Relief a good choice for debt settlement.

Top Choice

National Debt Relief Logo
National Debt Relief

Other Featured Comparisons