Overview
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
16 Years
CuraDebt
Undisclosed
$5,000
Free Consultation, Debt Settlement, Debt Management Plans, Tax Relief Services, Debt Consolidation
AFCC, IAPDA
No
27 Years
Ratings
National Debt Relief
CuraDebt
Reviews
National Debt Relief
Reviews
CuraDebt
Reviews for National Debt Relief
Helpful Favorable Review
Carole Harris
December 10th, 2025
DETAILS
Review Source
I’m very glad one card has been settled, of course. The main thing about the program that I don’t like is that my credit rating is now terrible. Before I started with NDR, my credit rating was extremely high, even with all my debt. I am ashamed now, with one bank and at least two creditors not part of my NDR program either canceling my card or lowering the amount I could access.
Helpful Critical Review
Emily Weatherfield
December 11th, 2025
DETAILS
Review Source
If I would have known my credit score was going to tank the way it has now, as well as ruining my reputation of paying my bills, I would have NEVER done the program. I will be spending years trying to get my credit score back up to the 790-800 range it was before I started the program.
Reviews for CuraDebt
Helpful Favorable Review
LoriBiz
March 24th, 2023
Brandon, FL
DETAILS
Review Source
I worked with Vanessa M ext 120 and she was incredible! She was patient, calm, reassuring, kind, and always wiling to help me through the process when I was anxious or felt overwhelmed. I am so happy she was there to help me! I couldn’t have gotten through it without her support.
Helpful Critical Review
Quinton Sheer
May 5th, 2020
Orlando, FL
DETAILS
They are nice when you can get them on the phone but often you have to contact them several times to get an adequate response. Their negotiators are only familiar with certain processes and if something different happens they don't know what to do. I am financially worse off for hiring them.
The Final Word
While a lower minimum debt requirement makes CuraDebt’s service accessible to more people, it’s often easier to negotiate and settle higher amounts of debt. In this sense, a higher minimum requirement can make National Debt Relief more advantageous.
In addition to debt settlement, CuraDebt also offers debt consolidation and debt management programs. These programs stand out from similar programs because CuraDebt also negotiates the debt balances through these programs.
If you are choosing debt settlement, National Debt Relief is advantageous because it specializes in debt settlement. It’s the only debt relief service it offers. This industry experience and knowledge make National Debt Relief a good choice for debt settlement.
