Overview
Accredited Debt Relief
N/A
$5000
Debt Consolidation, Free Consultation
IAPDA, ACDR, BBB
No
15 Years
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
17 Years
Ratings
Accredited Debt Relief
National Debt Relief
Reviews
Accredited Debt Relief
Reviews
National Debt Relief
Reviews for Accredited Debt Relief
Helpful Favorable Review
Cassie Esparza
September 26th, 2026
Greenwood Village, Colorado
Review Source
I am on day one of working with this company and I am excited about everything this has to offer. The very thought of being debt free and being able to get my life and credit back on track! Getting new and sharing other company’s like Atlas credit has changed my credit score over the years+200 points. Now I need the inner workings of how to deal with old accounts and have someone knowledgeable take on the process of freeing me from the burden of the fine print that I never read. I feel hopeful in the first time in a long time.
Helpful Critical Review
MG
February 18th, 2022
Lewisville, TX
Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.
Reviews for National Debt Relief
Helpful Favorable Review
Brian Blackburn
September 27th, 2026
Zephyrhills, Florida
Review Source
I like National Debt Relef because now I have someone "in my corner" who will handle my creditors, negotiate to lower my debt and provide me with the education and tools to help me manage my finances in the future.
Helpful Critical Review
beckibeetle
August 20th, 2026
Seattle, Washington
DETAILS
Review Source
I would give Zero if it would work. I regret terribly helping my mom to sign up for Nat'l Debt Relief. They have been unrelentingly slow and set up payment plans years and years into the future. She's paying gigantic monthly payments that come out automatically when now the funds are desperately needed for her memory care. A scam in my opinion that we can't seem to extricate her from. Elder abuse and fraud.
The Final Word
National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.
However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.
Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.