Overview
Accredited Debt Relief
N/A
N/A
Debt Consolidation, Free Consultation
AADR, CDRI
No
15 Years
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
17 Years
Ratings
Accredited Debt Relief
National Debt Relief
Reviews
Accredited Debt Relief
Reviews
National Debt Relief
Reviews for Accredited Debt Relief
Helpful Favorable Review
Jovana Bukvic
January 14th, 2026
Review Source
Vick was absolutely amazing!!!! He is super knowledgeable and extremely compassionate and patient. By the time I was done with my call I didn’t have a single question or doubt on how the process works. Cannot recommend him enough!
Helpful Critical Review
MG
February 18th, 2022
Lewisville, TX
Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.
Reviews for National Debt Relief
Helpful Favorable Review
Seanther Coley
January 15th, 2026
As a first time user of a Debt Relief company with this company, I felt very comfortable and I was very impressed at how quickly they began getting resolutions. I appreciate their efforts and it’s making my life less stressful.
Helpful Critical Review
Emily Weatherfield
December 11th, 2025
DETAILS
Review Source
If I would have known my credit score was going to tank the way it has now, as well as ruining my reputation of paying my bills, I would have NEVER done the program. I will be spending years trying to get my credit score back up to the 790-800 range it was before I started the program.
The Final Word
National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.
However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.
Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.