Accredited Debt Relief vs National Debt Relief

McCall Martin
McCall Martin | Senior Editor
While both National Debt Relief and Accredited Debt Relief offer quality debt settlement services, the companies have different minimum debt requirements. National Debt Relief requires clients to enroll at least $7,500 of debt. Accredited Debt Relief requires at least $10,000.

If you’re seeking debt consolidation or a debt management program, Accredited Debt Relief also offers these programs. There is no debt requirement for these programs. Accredited Debt Relief offers both debt consolidation and debt settlement, so it is advantageous for people still deciding which debt relief approach is best for them.
Accredited Debt Relief logo
#12 Accredited Debt Relief
6.7 Overall Score
4.8
star star star star star
(1,556)
National Debt Relief logo
#4 National Debt Relief
7.8 Overall Score
4.7
star star star star star_half
(2,277)

Overview

Accredited Debt Relief

Lowest Cost

N/A

Minimum Debt Requirement

N/A

Services Offered

Debt Consolidation, Free Consultation

Accreditations

AADR, CDRI

Is Nonprofit

No

Time in Business

13 Years

National Debt Relief

N/A

$7,500

Free Consultation, Debt Settlement

AFCC

No

15 Years

Ratings

Accredited Debt Relief

Overall Score
6.7 of 10
Review Score
4.8
star star star star star
Value for Money
4.2
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Quality of Product or Service
4.3
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Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.6 of 10

National Debt Relief

7.8 of 10
4.7
star star star star star_half
4.5
star star star star star_half
4.5
star star star star star_half
4.5
star star star star star_half
8.8 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,556
Review Breakdown
4.8
star star star star star
1 star
2%
2 star
0%
3 star
1%
4 star
11%
5 star
86%

National Debt Relief

2,277
4.7
star star star star star_half
1 star
4%
2 star
2%
3 star
5%
4 star
11%
5 star
79%

Reviews for Accredited Debt Relief

Helpful Favorable Review

star star star star star

Jessica

May 31st, 2023

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Verified Customer

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Review Source

I am still new to this and while the company i am working with directly hasnt settled any of my debt just yet, i understand it takes time. Every person i have spoken to so far has been helpful and friendly and I am confident that they will help me have the peace of mind that comes with being debt free!

Helpful Critical Review

star star_border star_border star_border star_border

MG

February 18th, 2022

Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

Diane Roberts

May 21st, 2024

My experience has been relatively smooth so far. Thought it took a little too much time to get going with creditors in the beginning because the calls from them can be pretty annoying but we are moving right along now.

Helpful Critical Review

star star_border star_border star_border star_border

Lisa Jones

April 15th, 2024

DETAILS

Very slow with making settlement arrangements and payments. There are hidden fees that were not mentioned upon signing with NDR. Creditors are calling me asking to settle because no one from NDR has called. But yet. I deposit money every two weeks in my account. This is the worst decision I ever made

The Final Word

Because the costs of debt settlement services are regulated by state laws, the costs of settlement services from National Debt Relief and Accredited Debt Relief should be similar for similar debt amounts. The average cost of debt settlement services is about 20 percent of the enrolled debt.

National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.

However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.

Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.

Top Choice

National Debt Relief Logo
National Debt Relief

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