Accredited Debt Relief vs National Debt Relief

While both National Debt Relief and Accredited Debt Relief offer quality debt settlement services, the companies have different minimum debt requirements. National Debt Relief requires clients to enroll at least $7,500 of debt. Accredited Debt Relief requires at least $10,000.

If you’re seeking debt consolidation or a debt management program, Accredited Debt Relief also offers these programs. There is no debt requirement for these programs. Accredited Debt Relief offers both debt consolidation and debt settlement, so it is advantageous for people still deciding which debt relief approach is best for them.
Accredited Debt Relief logo
#11 Accredited Debt Relief
6.7 Overall Score
4.8
star star star star star
(1,556)
National Debt Relief logo
#3 National Debt Relief
8.3 Overall Score
4.8
star star star star star
(2,843)

Overview

Accredited Debt Relief

Lowest Cost

N/A

Minimum Debt Requirement

N/A

Services Offered

Debt Consolidation, Free Consultation

Accreditations

AADR, CDRI

Is Nonprofit

No

Time in Business

13 Years

National Debt Relief

N/A

$7,500

Free Consultation, Debt Settlement

AFCC

No

15 Years

Ratings

Accredited Debt Relief

Overall Score
6.7 of 10
Review Score
4.8
star star star star star
Value for Money
4.2
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Quality of Product or Service
4.3
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Company Trustworthiness
4.3
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Likely to Recommend
8.6 of 10

National Debt Relief

8.3 of 10
4.8
star star star star star
4.5
star star star star star_half
4.6
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4.6
star star star star star_half
8.9 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,556
Review Breakdown
4.8
star star star star star
1 star
2%
2 star
0%
3 star
1%
4 star
11%
5 star
86%

National Debt Relief

2,843
4.8
star star star star star
1 star
3%
2 star
1%
3 star
4%
4 star
10%
5 star
81%

Reviews for Accredited Debt Relief

Helpful Favorable Review

star star star star star

Jessica

May 31st, 2023

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Verified Customer

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Review Source

I am still new to this and while the company i am working with directly hasnt settled any of my debt just yet, i understand it takes time. Every person i have spoken to so far has been helpful and friendly and I am confident that they will help me have the peace of mind that comes with being debt free!

Helpful Critical Review

star star_border star_border star_border star_border

MG

February 18th, 2022

Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

Kevin H

November 30th, 2024

DETAILS

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Review Source

Nation debt relief is amazing, they helped me negotiate my debt and to settle one account for about 40 percent of what was owed putting me one step closer to be debt free! I would recommend this program with national debt relief to anyone that truest want get out of debt and giving me and my family the freedom to and financial relief we need.

Helpful Critical Review

star star star_border star_border star_border

Connie Cecil

November 23rd, 2024

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Review Source

As of today it's only been a couple of months. Two of my accounts have been reduced. So time will tell if they get remaining companies to reduce their balances too. And my term will be done sooner and bigger savings. I will then raise the status to a five star. But they are still a work in progress. Very thankful I choice them. God bless Connie

The Final Word

Because the costs of debt settlement services are regulated by state laws, the costs of settlement services from National Debt Relief and Accredited Debt Relief should be similar for similar debt amounts. The average cost of debt settlement services is about 20 percent of the enrolled debt.

National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.

However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.

Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.

Top Choice

National Debt Relief Logo
National Debt Relief

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