Accredited Debt Relief vs National Debt Relief

Jenna Vasquez
Jenna Vasquez | Contributor
While both National Debt Relief and Accredited Debt Relief offer quality debt settlement services, the companies have different minimum debt requirements. National Debt Relief requires clients to enroll at least $7,500 of debt. Accredited Debt Relief requires at least $10,000.

If you’re seeking debt consolidation or a debt management program, Accredited Debt Relief also offers these programs. There is no debt requirement for these programs. Accredited Debt Relief offers both debt consolidation and debt settlement, so it is advantageous for people still deciding which debt relief approach is best for them.
Accredited Debt Relief logo verified_user
#8 Accredited Debt Relief
6.7 Overall Score
4.8
star star star star star
(1,348)
National Debt Relief logo verified_user
#4 National Debt Relief
7.8 Overall Score
4.5
star star star star star_half
(1,266)

Overview

Accredited Debt Relief

Lowest Cost

15–25%

Minimum Debt Requirement

$10,000

Services Offered

Debt Settlement, Debt Consolidation, Free Consultation

Accreditations

AFCC

Is Nonprofit

No

Time in Business

14 Years

National Debt Relief

N/A

$7,500

Free Consultation, Debt Settlement

AFCC

No

13 Years

Ratings

Accredited Debt Relief

Overall Score
6.7 of 10
Review Score
4.8
star star star star star
Value for Money
4.2
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Quality of Product or Service
4.3
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Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.6 of 10

National Debt Relief

7.8 of 10
4.5
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4.4
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4.4
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4.4
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8.6 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,348
Review Breakdown
4.8
star star star star star
5 star
86%
4 star
11%
3 star
1%
2 star
0%
1 star
2%

National Debt Relief

1,266
4.5
star star star star star_half
5 star
74%
4 star
13%
3 star
6%
2 star
2%
1 star
6%

Reviews for Accredited Debt Relief

Helpful Favorable Review

star star star star star

Shannon Young Beaver, UT

Thanks Josh M for being Awesome. I appreciate your ability to be professional and personal about my experience. Couldn’t be more happy with your service. These kind of conversation are always uncomfortable and hard but still as I think about it I feel like I got advice from a friend and was totally comfortable. Thanks again Josh, have a wonderful day.

10 months ago

Helpful Critical Review

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MG Lewisville, TX

Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.

3 months ago

Reviews for National Debt Relief

Helpful Favorable Review

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Review Source

star star star star star

Lymaris Enriquez The Bronx, NY

Working with National Debt Relief has been a wonderfully smooth and easy process. Due to work fluctuations during Covid my finances started suffering as is the case with many people during this time and I felt overwhelmed and needed help. I have been working with them for a year and a half and in that time I have been able to resolve over have of my debt with their assistance. I would recommend them to everyone.

3 days ago

Helpful Critical Review

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Marlene Santos

I wish I could leave zero stars, what a horrible experience, I decided to end the program 6 months before my four years, I realized they were taking longer than originally promised to negotiate my accunts. Oh boy, it was painful to end the program, endless calls, different representatives, no one knows what the last person you spoke with said, long wait times. I would not do business with them again and I would not recommend them.

3 months ago

The Final Word

Because the costs of debt settlement services are regulated by state laws, the costs of settlement services from National Debt Relief and Accredited Debt Relief should be similar for similar debt amounts. The average cost of debt settlement services is about 20 percent of the enrolled debt.

National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.

However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.

Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.

Top Choice

National Debt Relief Logo
National Debt Relief

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