Accredited Debt Relief vs National Debt Relief

Jenna Vasquez
Jenna Vasquez | Contributor
While both National Debt Relief and Accredited Debt Relief offer quality debt settlement services, the companies have different minimum debt requirements. National Debt Relief requires clients to enroll at least $7,500 of debt. Accredited Debt Relief requires at least $10,000.

If you’re seeking debt consolidation or a debt management program, Accredited Debt Relief also offers these programs. There is no debt requirement for these programs. Accredited Debt Relief offers both debt consolidation and debt settlement, so it is advantageous for people still deciding which debt relief approach is best for them.
Accredited Debt Relief logo
#7 Accredited Debt Relief
6.7 Overall Score
4.8
star star star star star
(1,351)
National Debt Relief logo
#4 National Debt Relief
7.5 Overall Score
4.5
star star star star star_half
(1,399)

Overview

Accredited Debt Relief

Lowest Cost

15–25%

Minimum Debt Requirement

$10,000

Services Offered

Debt Settlement, Debt Consolidation, Free Consultation

Accreditations

AFCC

Is Nonprofit

No

Time in Business

14 Years

National Debt Relief

N/A

$7,500

Free Consultation, Debt Settlement

AFCC

No

13 Years

Ratings

Accredited Debt Relief

Overall Score
6.7 of 10
Review Score
4.8
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Value for Money
4.2
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Quality of Product or Service
4.3
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Company Trustworthiness
4.3
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Likely to Recommend
8.6 of 10

National Debt Relief

7.5 of 10
4.5
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4.4
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4.4
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4.5
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8.7 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,351
Review Breakdown
4.8
star star star star star
1 star
2%
2 star
0%
3 star
1%
4 star
11%
5 star
86%

National Debt Relief

1,399
4.5
star star star star star_half
1 star
5%
2 star
2%
3 star
6%
4 star
13%
5 star
75%

Reviews for Accredited Debt Relief

Helpful Favorable Review

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Thomlyn Lovin

August 8th, 2022

DETAILS

While it was hard to figure out the price I’d have to pay for their services, Accredited Debt Relief was able to really help me out. I had a free consultation with one of their representatives who was able to walk me through the entire process and how I could save on my monthly payments.

Helpful Critical Review

star star_border star_border star_border star_border

MG

February 18th, 2022

Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

K S

November 2nd, 2022

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Review Source

Professional yet personable, too. NDR keeps me in the loop when a settlement offer is made. So far, I am impressed with how much of a percentage they are able to negotiate my balances down too. With NDR, I don't have to stress or worry about finances-they do all the work.

Helpful Critical Review

star star star_border star_border star_border

Lynne Holle

April 27th, 2022

DETAILS

Very unhappy with NDR have not heard anything from them for 2 months creditors ringing phone off the hook. I was very misled on how these bills were to be paid nothing has been paid for over 2 months yet keep taking $450.00 out of my account most of the money goes for their fees not much left to pay bills this company is a scam artist. I guess I will have to file a chapter 13 to get the creditors off my back. Would never ever tell anyone to go with this company. I will have to give them a bad rating at the BBB poor business practices.

The Final Word

Because the costs of debt settlement services are regulated by state laws, the costs of settlement services from National Debt Relief and Accredited Debt Relief should be similar for similar debt amounts. The average cost of debt settlement services is about 20 percent of the enrolled debt.

National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.

However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.

Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.

Top Choice

National Debt Relief Logo
National Debt Relief

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