Accredited Debt Relief vs National Debt Relief

Courtney Wahlstrom
Courtney Wahlstrom | Contributor
While both National Debt Relief and Accredited Debt Relief offer quality debt settlement services, the companies have different minimum debt requirements. National Debt Relief requires clients to enroll at least $7,500 of debt. Accredited Debt Relief requires at least $10,000.

If you’re seeking debt consolidation or a debt management program, Accredited Debt Relief also offers these programs. There is no debt requirement for these programs. Accredited Debt Relief offers both debt consolidation and debt settlement, so it is advantageous for people still deciding which debt relief approach is best for them.
Accredited Debt Relief logo verified_user
#7 Accredited Debt Relief
7.0 Overall Score
4.8
star star star star star_half
(1,344)
National Debt Relief logo verified_user
#4 National Debt Relief
8.2 Overall Score
4.4
star star star star star_half
(917)

Overview

Accredited Debt Relief

Cost

20% of Debt

Setup Fee

None

Interest Rate

N/A

Minimum Debt Requirement

$10,000

Time in Business

13 Years

National Debt Relief

18-25% of Debt

None

N/A

$7,500

12 Years

Ratings

Accredited Debt Relief

Overall Score
7.0 of 10
Review Score
4.8
star star star star star_half
Value for Money
4.2
star star star star star_half
Quality of Product or Service
4.3
star star star star star_half
Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.6 of 10

National Debt Relief

8.2 of 10
4.4
star star star star star_half
4.3
star star star star star_half
4.3
star star star star star_half
4.3
star star star star star_half
8.5 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,344
Review Breakdown
4.8
star star star star star_half
5 star
86%
4 star
11%
3 star
1%
2 star
0%
1 star
2%

National Debt Relief

917
4.4
star star star star star_half
5 star
70%
4 star
15%
3 star
6%
2 star
2%
1 star
7%

Reviews for Accredited Debt Relief

Helpful Favorable Review

star star star star star

KristinaChantel Rowlett, TX

I am beyond grateful for the assistant I really felt like I drowning, but I’m so hopeful that this program will help me become more financially stable and very excited! Rich was so kind, helpful, informative, and non judgmental , I really appreciative!

7 months ago

Helpful Critical Review

star star_border star_border star_border star_border

Joe San Diego, CA

It's a sales gig to get you to sign up to make them money. It's as simple as that. Ultimately, they'll help you reduce some debt, so they get the 1 star. But the amount of debt they claim to reduce for you is quite deceptive, since you have to pay the settlement fee, back into the debt relief company. Do they relieve you of anything? Your money!

2 years ago

Reviews for National Debt Relief

Helpful Favorable Review

star star star star_border star_border

Shirl San Diego, CA

The last proposal I received was a very good offer. I knew I couldn't accept the offer, but the agent who was helping me, made things happen. He talked to his Supervisor and told me that the Supervisor made it happen. I was very happy .

1 day ago

Helpful Critical Review

star star_border star_border star_border star_border

Nat C Cornelius, NC

First call and application was great! Had a good sense of relief. It has been 8 months and I finally have my first offer to settle one debt. I contacted them in August and asked what’s going on and they said then that they were close to settlement with 3 accounts. A total lie. Believe the pandemic has forced them to work at home and accounts are sitting there collecting dust. Call and you will get a nice sales person. Email and they reply. Problem is —they have no power—they are jusy worker bees! You’d be better off settling with the companies on your own.

2 months ago

The Final Word

Because the costs of debt settlement services are regulated by state laws, the costs of settlement services from National Debt Relief and Accredited Debt Relief should be similar for similar debt amounts. The average cost of debt settlement services is about 20 percent of the enrolled debt.

National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.

However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.

Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.

Top Choice

National Debt Relief Logo
National Debt Relief

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