Overview
Accredited Debt Relief
N/A
N/A
Debt Consolidation, Free Consultation
AADR, CDRI
No
14 Years
National Debt Relief
N/A
$7,500
Free Consultation, Debt Settlement
AFCC
No
16 Years
Ratings
Accredited Debt Relief
National Debt Relief
Reviews
Accredited Debt Relief
Reviews
National Debt Relief
Reviews for Accredited Debt Relief
Helpful Favorable Review
Lupe Uribe
December 13th, 2025
Review Source
Our experience through this process was easy and well explained. Hedda did a remarkable job in walking us through this. We recommend anybody who would like get ahead and reduce their credit card debt, to consider Accredited. Luoe La Quinta, CA
Helpful Critical Review
MG
February 18th, 2022
Lewisville, TX
Signing up with the company is easy and the person who helped me was very helpful and nice. However, if you choose to opt-out of the program you will get the worst customer service ever. Instead of calling you, they email you, and when you call you just get told a bunch of excuses. I'm sorry, but if you have time to write out a long email you have time to call me. If you know what is best for you DO NOT do business with this company.
Reviews for National Debt Relief
Helpful Favorable Review
Carole Harris
December 10th, 2025
DETAILS
Review Source
I’m very glad one card has been settled, of course. The main thing about the program that I don’t like is that my credit rating is now terrible. Before I started with NDR, my credit rating was extremely high, even with all my debt. I am ashamed now, with one bank and at least two creditors not part of my NDR program either canceling my card or lowering the amount I could access.
Helpful Critical Review
Emily Weatherfield
December 11th, 2025
DETAILS
Review Source
If I would have known my credit score was going to tank the way it has now, as well as ruining my reputation of paying my bills, I would have NEVER done the program. I will be spending years trying to get my credit score back up to the 790-800 range it was before I started the program.
The Final Word
National Debt Relief has a lower debt requirement ($7,500) than Accredited Debt Relief ($10,000). If you have lower amounts of debt, you may not qualify for Accredited Debt Relief settlement services.
However, for individuals with lower levels of debt, Accredited Debt Relief also offers debt consolidation and debt management programs. These programs do not have the same negative effects on your credit that debt settlement does. Accredited Debt Relief charges a monthly fee between $10 and $40 and a one-time enrollment fee between $0 and $100 for these consolidation services.
Accredited Debt Relief is a good choice whether you are seeking debt consolidation, management, or settlement services.
